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Homeowners Insurance in Friendswood, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Friendswood

Within 15 miles of Friendswood, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 182.3 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
W Listed
Watson Insurance
4.9 · 100+ reviews on Google

Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.

AutoCommercial GLFloodHomeowners+2 more
Friendswood, TX· 0.6 mi
License on file (TDI)
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G Listed
Goosehead Insurance - Desiree Rendon
4.8 · <100 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing quotes from over 200 carriers to help customers find the best coverage and rates.

AutoBoatCommercial GLFlood+4 more
Friendswood, TX· 0.3 mi
3-5 agents
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J Listed
Joe Cook & Associates, Inc.
4.7 · <100 reviews on Google30 yrs in business

Joe Cook & Associates, Inc. is an independent Texas‑based agency founded in 1996 that provides personal and commercial insurance solutions. The agency emphasizes personalized guidance, community dedication, and a wide range of coverage options for individuals and businesses.

AutoHomeownersRentersCommercial Property+4 more
Friendswood, TX· 0.7 mi
License on file (TDI)
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E Listed
Elias Ramirez
4.7 · <100 reviews on Google155 yrs in business

The National Association of Insurance Commissioners (NAIC) supports state insurance regulators and promotes consumer protection, fair competition, and a resilient insurance market in the United States. Established in 1871, the organization provides standards, research, and regulatory resources to its members.

AutoCommercial GLHomeownersRenters+1 more
Friendswood, TX· 0.2 mi
License on file (TDI)
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K Listed
Ken Hinojosa - State Farm Insurance Agent
4.8 · <100 reviews on Google10 yrs in business

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 0.5 mi
Carriers: State Farm1-2 agents
View profile
T Listed
TWFG - Linda Ramos Insurace
4.8 · <100 reviews on Google6 yrs in business

Integrity & commitment is the foundation this agency was built on in 2020. However, my experience in the insurance industry began in 2006. As an independent agent, I have access to a variety A rated companies to shop the best rate for coverage that fits your needs.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Friendswood, TX· 2.1 mi
Carriers: TWICO, Tower-Hill +25
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C Listed
Champions Insurance Agency
4.9 · 100+ reviews on Google24 yrs in business

Champions Insurance is an independent brokerage and risk management firm founded in 2002 that provides both personal and commercial insurance solutions across Texas. The agency emphasizes specialized coverage, high service levels, and an educational approach to help clients protect their assets and businesses.

AutoBoatCommercial GLCommercial Property+6 more
Friendswood, TX· 1.2 mi
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company +551-2 agents
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H Listed
Houston Independent Insurance - Medicare Insurance Agent
4.9 · 100+ reviews on Google7 yrs in business

Houston Independent Insurance provides independent, no‑charge Medicare guidance to Texans turning 65 or already on Medicare. They help with enrollment, plan selection, and coordination with employer coverage, emphasizing education‑first philosophy and ongoing support.

AutoCommercial GLHomeownersRenters+1 more
Pearland, TX· 3.1 mi
License on file (TDI)
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M Listed
Mandren Silguero - State Farm Insurance Agent
4.8 · <100 reviews on Google

State Farm Silguero Agency serves Friendswood, TX offering free, no‑obligation quotes for auto, homeowners, renters, life, health and business insurance. The agency emphasizes personal service, community involvement, and education for both new and existing customers.

AutoCommercial GLHomeownersLife+2 more
Friendswood, TX· 1.2 mi
Carriers: State Farm
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R Listed
Robinson Family Insurance
4.9 · 100+ reviews on Google33 yrs in business

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
League City, TX· 5.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +62
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S Listed
SIG/Lighthouse Insurance
4.8 · <100 reviews on Google43 yrs in business

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Friendswood, TX· 1.8 mi
Carriers: State Farm1-2 agents
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W Listed
Worthen Insurance Group
4.9 · 100+ reviews on Google

Worthen Insurance Group is an agency that helps consumers find the right insurance coverage, offering personal, business, and specialty products. They emphasize a simple, customer‑focused process and have over 120 five‑star reviews.

AutoBoatCommercial GLHomeowners+3 more
Friendswood, TX· 1.7 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company +631-2 agents
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M Listed
Matt Johnson - State Farm Insurance Agent
4.8 · <100 reviews on Google

As the local State Farm Agent for Friendswood, Texas, Matt Johnson and his team provide personalized insurance solutions covering auto, home, life, and more. They emphasize community ties, offering 24‑hour call or text support and a commitment to protecting customers’ assets.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Friendswood, TX· 0.5 mi
Carriers: State Farm1-2 agents
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G Listed
GIA Insurance
4.8 · <100 reviews on Google134 yrs in business

GIA Insurance, founded in 1892, is an independent agency serving Galveston County and the Houston area with over 40 professionals offering personal, business and employee benefits coverage.

AutoHomeownersRenters
Friendswood, TX· 1.2 mi
License on file (TDI)
View profile
J Listed
Judy Wiggins: Allstate Insurance
4.7 · 100+ reviews on Google

Judy Wiggins is an Allstate insurance agent serving Friendswood, TX, offering auto, homeowners, renters, motorcycle, boat, life, and business insurance. She provides personalized quotes and appointment scheduling, and serves English and Spanish speaking clients.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Friendswood, TX· 1.1 mi
Carriers: Allstate1-2 agents
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W Listed
Whittington Insurance Agency
4.9 · 100+ reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 5.9 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +2
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B Listed
BIG - Brock Insurance Group
4.9 · 100+ reviews on Google

Licensed insurance agency in Friendswood, TX; represents 71 carriers.

AutoCommercial GLHomeownersRenters+1 more
Friendswood, TX· 0.7 mi
Carriers: ASI Lloyds, Affirmative Insurance Company +69
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G Listed
Gengler Insurance Friendswood
4.7 · <100 reviews on Google45 yrs in business

Gengler Insurance Agencies offers quotes and packages for a variety of insurance needs, partnering with numerous carriers to provide rates on business, life, and health coverage. They emphasize personalized bundles to fit customers' budgets and have been serving clients for over 45 years.

AutoCommercial GLHomeownersLife+2 more
Friendswood, TX· 0.4 mi
Carriers: Kemper, Foremost +141-2 agents
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A Listed
Albright Family Insurance: Allstate Insurance
4.8 · <100 reviews on Google

Albright Family Insurance is an Allstate agency in Webster, TX offering a range of insurance products including auto, home, renters, motorcycle, life, and boat coverage. The agents emphasize personalized service and community involvement, helping residents protect their vehicles, homes, and financial futures.

AutoBoatCommercial GLHomeowners+4 more
Webster, TX· 2.0 mi
Carriers: Allstate1-2 agents
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M Listed
Matt Roll: Allstate Insurance
4.5 · 100+ reviews on Google

Matt Roll is an Allstate insurance agent serving Friendswood, TX. He offers a range of insurance products—including auto, homeowners, renters, motorcycle, boat, and life insurance—and provides personalized financial solutions. His team focuses on exceptional customer service with annual policy reviews and personalized assistance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Friendswood, TX· 0.6 mi
Carriers: Allstate1-2 agents
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M Listed
Mike Miller - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Mike Miller has been a State Farm agent since 2011, graduated from Baylor University in 2007, and serves the Friendswood, Webster, League City, Galveston and Houston areas.

AutoBoatCommercial GLHomeowners+4 more
Friendswood, TX· 3.2 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 100+ reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 3.7 mi
Carriers: State Farm1-2 agents
View profile
A Listed
Amtex Insurance
4.7 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle coverage, emphasizing personal service and community involvement. Founded over 25 years ago, they focus on delivering fast, reliable insurance solutions for Texas families and businesses.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Rosharon, TX· 6.5 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Friendswood