Homeowners Insurance in Friendswood, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Friendswood
Within 15 miles of Friendswood, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
The HCA Houston Healthcare Clear Lake location provides exceptional, compassionate patient care with convenient access to quality services.
The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.
Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.
At Higginbotham in Webster, we put people first, offering personalized insurance, HR, financial, and employee benefits services for individuals and businesses across the Houston area. As Texas’ largest independently owned insurance firm with national reach, the team focuses on clear guidance and reliable coverage.
Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.
Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.
Licensed insurance agency in Dickinson, TX; represents 17 carriers.
Licensed insurance agency in Houston, TX; represents 5 carriers.
Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
Licensed insurance agency in Houston, TX; represents 7 carriers.
Allstate agents in Texas provide auto, homeowners, and life insurance coverage, helping residents protect their vehicles, homes, and families across the state.
Licensed insurance agency in Webster, TX; represents 5 carriers.
Licensed insurance agency in Houston, TX; represents 15 carriers.
Licensed insurance agency in Houston, TX; represents 49 carriers.
The National Association of Insurance Commissioners (NAIC) supports state insurance regulators and promotes consumer protection, fair competition, and a resilient insurance market in the United States. Established in 1871, the organization provides standards, research, and regulatory resources to its members.
Freeway Insurance is a nationwide agency offering a wide range of insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. They provide assistance through phone numbers 800‑777‑5620 for quotes and 888‑443‑4662 for policy help, and serve customers in Webster, TX and across all 50 states.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.