Flood Insurance in Grand Prairie, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
Flood insurance in Grand Prairie, TX: 24 licensed insurance agencies serve 207,331 residents in Dallas County. auto premiums average $2,650 per year — 4% below the Texas state average. wind + hail drives 60% of homeowner claims.
24 flood insurance agencies in Grand Prairie
Within 15 miles of Grand Prairie, TX. Click any agency to view profile, contact info, and request a quote.
Brightway Insurance, The B & B Agency
The B & B Agency (Brightway) provides local insurance agents in Euless who offer multiple quotes from various carriers to help customers find the right coverage. They emphasize personalized, hassle‑free service for home, auto, flood, renters, and other insurance needs.
Hulett Insurance
Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.
Jason Ridley Agency, LLC
Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.
Progressive Insurance - Claims Office
Progressive Insurance is a leading insurer offering auto, home, motorcycle, boat, life, umbrella, and other coverage options. The company highlights large savings, 24/7 support, and the ability to bundle policies for additional discounts.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.
Excalibur Insurance
Excalibur Insurance is an independent agency based in Bedford, Texas, serving Dallas and the entire state. They compare multiple carriers to find the best combination of cost and coverage for personal and commercial clients. Their focus is on personalized service, education, and fast, affordable insurance solutions.
Goosehead - Gutierrez Insurance
Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.
Shaw Insurance Agency
Shaw Insurance Agency is an independent agency serving North Texas since 1982, offering a range of insurance products including auto, homeowners, renters, business, life, and specialty lines. They represent multiple carriers and focus on personalized service across the Dallas‑Fort Worth metroplex.
Mandy Bradley - GEICO Insurance Agent
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, and earthquake coverage. The agency partners with multiple carriers to provide options for customers in Texas.
Haylow Insurance Group
Haylow Insurance Group is an independent Texas insurance agency serving Cedar Hill and surrounding areas, offering personal and commercial insurance lines such as auto, homeowners, boat, flood, and business coverage.
Daisy Cano - State Farm Insurance Agent
Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.
Goosehead Insurance - Chris Zimmerman
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, offering quotes and coverage options to Texas customers.
David King Insurance Services, LLC
David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.
Panatela Insurance Group
Panatela Insurance Group is an independent agency based in Colleyville, Texas, offering personal and business insurance solutions. They provide coverage for auto, home, life, commercial property, liability, flood and employee benefits, working with carriers such as Hippo, State Auto and American Risk.
Goosehead Insurance - Barrett Buchwald
Goosehead Insurance is an independent agency offering a range of coverage options for homes, cars, renters, boats, motorcycles and flood protection. Their agents compare policies from over 200 carriers to find the best fit and price for customers. The site emphasizes a simple, technology‑driven experience with a focus on clear communication and personalized service.
Mike Robinson Insurance Agency
Mike Robinson Insurance Agency provides insurance solutions to protect assets, families and businesses, drawing on over 20 years of industry experience. Their mission is to help clients find the right coverage at the right price through personalized assessments. They offer a range of products and emphasize building relationships with clients.
i Insurance Group
i Insurance Group, based in Grapevine, Texas, offers auto, home, and commercial insurance across the state. Founded in 2006, the agency works with national carriers and serves both personal and business clients with a range of products.
Jeffrey R. Mewhirter Insurance Agency Inc
Jeffrey R Mewhirter Insurance Agency Inc. is an independent agency that represents multiple carriers to provide personalized insurance solutions for personal and business needs. They emphasize fast, free quotes and annual free reviews to ensure adequate coverage.
Goosehead Insurance - Doug Becker
Goosehead Insurance offers smarter insurance by providing coverage options for home, auto, renters, boat, motorcycle, and flood insurance, with quotes from over 200 carriers. The site emphasizes quick estimates and personalized service.
Southwest Assurance Group, Inc.
Southwest Assurance Group, Inc is an independent insurance agency serving Texas clients with a dedicated team. They offer personal coverage such as auto, homeowners, flood, renters and umbrella, as well as commercial lines like contractors and commercial property.
Texas American Insurers Inc
Texas American Insurers, Inc. is an independent insurance agency serving the Hurst and Lubbock areas and the broader Texas community. They represent multiple carriers and provide personal and commercial insurance solutions, including auto, home, boat, flood, farm, and business coverages. Their agents focus on education, personalized service, and finding the best value for each client.
Pulte Insurance Agency
As a member of the PulteGroup Family of Companies, Pulte Insurance Agency is deeply integrated with the homebuilding process and offers all the coverage you’ll need to feel protected from natural disasters, accidents, theft, and whatever else life throws your way. With more than 70 years of experience, you can trust Pulte Insurance Agency to protect your home, vehicle and more with a seamless insurance process that will be sure to fit your needs and budget.
YWI Agency
Your World Insurance & Mansfield Insurance (YWI) focuses on providing tailored insurance services, emphasizing client relationships and becoming a trusted resource for all insurance needs. They aim to understand each client’s unique situation and recommend personalized protection across personal and commercial lines.
Goosehead Insurance - Mary Randall
Goosehead Insurance offers homeowners, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers to find coverage and price that fits customers' needs. The agency emphasizes a smart, design‑focused approach and provides online quotes, an app for policy management, and a focus on clear communication with agents.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.