Homeowners Insurance in Grand Prairie, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Grand Prairie, TX: 24 licensed insurance agencies serve 207,331 residents in Dallas County. auto premiums average $2,650 per year — 4% below the Texas state average. wind + hail drives 60% of homeowner claims.
24 homeowners insurance agencies in Grand Prairie
Within 15 miles of Grand Prairie, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Marketplace Insurance Exchange is an insurance broker offering life, health, home, vehicle, business, and property insurance for individuals and organizations across 10+ states. They highlight 25 years of experience and a focus on personalized service and competitive rates.
L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers low‑cost protection for cars, boats, motorcycles, RVs and business vehicles, providing full coverage options and flexible payment plans.
Allstate agent Hugo Valdes serves Grand Prairie, TX and surrounding areas, offering a range of insurance products including auto, home, renters, motorcycle, boat, and life coverage. The agency provides personalized quotes, appointments, and 24/7 support through phone and text.
ALPA Insurance offers quick, simple, commitment‑free coverage across Texas, serving for 15 years with over 50 locations. They provide auto, homeowners, renters, motorcycle, and commercial insurance options. The agency highlights bilingual service in English and Spanish.
Our agency goes beyond insurance, focusing on educating, empowering, and equipping the DFW community to protect what matters most. Since opening the first State Farm office in Irving in 2014 (and a second in Dallas in 2022), the bilingual team offers a full range of auto, homeowners, renters, and life insurance options while supporting local charities.
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable, reliable coverage and bilingual service for the community.
Welcome to the Estela Alonso Agency! Estela Alonso has been a State Farm agent in Grand Prairie for over 20 years and previously spent 11 years as an Auto Underwriter. She is bilingual in Spanish and English and, along with her staff, is committed to providing exceptional insurance service.
Fiesta Insurance and Tax offers a range of insurance products including auto, home, business, rental property, boat, and motorcycle coverage, along with personal and business tax services. They emphasize serving Latino customers and treat clients like family. The agency promotes easy online quotes and multiple convenient locations.
Farmers Insurance agent Darron Beard serves the Grand Prairie, TX area, providing auto, home, renters, and life insurance options.
Mainstay Insurance Agency is an independent insurance agency that helps customers obtain auto and homeowners coverage at competitive rates, emphasizing personalized service and easy online quote comparison.
La Familia Insurance offers auto, home, renters, and business insurance, emphasizing affordable and reliable coverage for all. Their mission is to protect families without judgment, providing bilingual service to the community. They highlight 15 years of experience since their 2010 founding.
Leo's Auto Insurance helps customers compare and save on auto, renters, homeowners, and other coverage options, offering fast quotes and personalized service across multiple locations.
Claudia Davila is the owner of a State Farm Insurance Agency in Grand Prairie, TX, offering auto, home, renters, life, and business insurance. She opened the agency in 2013 and serves the Fort Worth and surrounding areas, speaking English and Spanish.
La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect families and eliminate barriers such as credit score judgments, while providing bilingual service. They emphasize comparing policies to find the best fit for each customer.
Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. We offer low‑cost auto insurance, affordable home insurance, discount renters policies, best‑price motorcycle insurance, affordable commercial insurance, life coverage, specialty lines, and reliable health insurance options.
INDIGO Tax & Insurance is a trusted partner offering insurance, tax, and administrative accounting services. They provide reliable, personalized solutions for families and businesses, emphasizing honesty, transparency, and professional advice.
A Abana is a trusted auto insurance agency serving Texas and Nevada, offering personal and commercial auto solutions with over 40 years of experience, bilingual Spanish service, and multiple carriers.
La Familia Insurance offers auto, home, renters, and business insurance, emphasizing affordable coverage and bilingual service for the community.
A‑LA Auto Insurance provides affordable, same‑day auto, commercial, home and renters coverage across Texas, emphasizing bilingual, personalized service and comparing over 35 carriers to secure the best rates.
As an Allstate agency in Irving, our knowledge and understanding of the people in this community help us provide customers with an outstanding level of service. We look forward to helping families like yours protect the things that are important – your family, your home, your car, and more.
Fiesta Insurance & Tax offers auto, home, business, rental property, boat, and motorcycle insurance along with personal and business tax services, emphasizing family‑like treatment for Latino customers.
Andrew Jantz State Farm Insurance office serves Grand Prairie, Mansfield, Arlington and surrounding Texas areas, offering auto, home, renters, life, boat, motorcycle and business insurance along with financial services and recreational‑vehicle coverage.
La Familia Insurance aims to provide affordable, reliable coverage to everyone, emphasizing bilingual service and a no‑judgment approach. They compare policies to find the right fit and have been serving the community since 2010.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.