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Flood Insurance in Jersey Village, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Jersey Village

Within 15 miles of Jersey Village, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 150.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering a range of insurance products such as auto, homeowners, renters, flood, motorcycle and commercial coverage. They compare multiple carriers to provide affordable, customized policies for individuals and businesses.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 4.1 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, home, motorcycle, and commercial policies.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Spring Branch, TX· 4.4 mi
License on file (TDI)
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T Listed
TWFG Sirafi Insurance Services
4.8 · <100 reviews on Google

TWFG Sirafi Insurance Services is a family‑owned agency that works with over 100 carriers to provide personalized insurance solutions across the U.S. They offer policies such as auto, homeowners, flood, and life insurance and emphasize ongoing policy reviews to secure the best rates.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Cypress, TX· 6.5 mi
Carriers: Allstate, Progressive +11
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M Listed
Memorial Insurance Agency
4.9 · 100+ reviews on Google8 yrs in business

Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that serves Texas families and businesses with a variety of personal and commercial insurance solutions. The agency merged with Memorial Insurance Agency and operates out of Houston, TX, offering auto, home, renters, flood, boat, and business coverage.

AutoHomeownersRentersCommercial GL+5 more
Houston, TX· 8.8 mi
Carriers: Ace American Insurance Company
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C Listed
Cash & Forbes Insurance Group
4.9 · 500+ reviews on Google8 yrs in business

Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that offers personal and business insurance solutions to individuals, families, and businesses throughout Texas.

AutoHomeownersRentersFlood+5 more
Sugar Land, TX· 8.8 mi
Carriers: ASI Lloyds, Access Home Insurance Company +851-2 agents
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T Listed
The Vanguard Insurance Agency
4.9 · 100+ reviews on Google

We are in the business of helping people by shopping insurance policies with multiple top‑rated carriers. As a highly respected agency in the greater Houston area we serve total insurance needs including life, home, auto, commercial and financial services.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Houston, TX· 7.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +661-2 agents
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T Listed
TIA- Texas Insurance Agency
4.7 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. The agency compares multiple carriers to match customers with policies for auto, home, business and more, offering free quotes and personalized service.

AutoHomeownersRentersMotorcycle+4 moreSpanish
Houston, TX· 8.7 mi
License on file (TDI)
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A Listed
AJ Morales Insurance
4.8 · 100+ reviews on Google20 yrs in business

AJ Morales Insurance Agency is an independent, bilingual agency in Houston with over 20 years of experience. They provide a range of insurance options including auto, home, renters, commercial, life, and specialized truck coverage. The agency emphasizes personalized service and compares multiple carriers to find the best value for customers.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 7.4 mi
1-2 agents
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I Listed
Insure US
4.9 · 1,000+ reviews on Google

InsureUS is an independent insurance agency in Cypress, Texas that offers a variety of personal and commercial insurance products, including auto, home, renters, flood, motorcycle, boat, and commercial coverage. They compare quotes from multiple carriers to help clients find competitive rates.

AutoBoatCommercial GLFlood+4 more
Cypress, TX· 7.4 mi
1-2 agents
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T Listed
Troy Hooper - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Troy Hooper State Farm Agency proudly serves families, individuals, and businesses throughout Cypress, Katy, Tomball, Spring, The Woodlands and the Houston metropolitan area, offering a full range of personal and commercial insurance products.

AutoHomeownersRentersFlood+5 moreSpanish
Cypress, TX· 12.4 mi
Carriers: State Farm
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A Listed
Affordable Insurance of Texas
4.9 · 100+ reviews on Google

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Houston, TX· 11.0 mi
License on file (TDI)
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C Listed
Charles Osburn Insurance Agency
4.7 · 100+ reviews on Google25 yrs in business

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Tomball, TX· 10.3 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company +681-2 agents
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T Listed
TIA- Texas Insurance Agency
4.7 · 100+ reviews on Google27 yrs in business

TIA‑Texas Insurance Agency, an independent Texas insurance agency operating since 1999, offers affordable coverage and free quotes for individuals, families, and businesses. The agency compares multiple carriers to provide auto, home, business, and specialty insurance solutions across Texas.

AutoHomeownersRentersFlood+4 moreSpanish
Houston, TX· 12.1 mi
License on file (TDI)
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V Listed
Valco Insurance / TIA-Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that offers affordable coverage for individuals, families, and businesses throughout Texas. They compare multiple carriers to provide auto, homeowners, renters, commercial, and specialty insurance solutions.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Bellaire, TX· 13.5 mi
Carriers: Affirmative Insurance Company, Home State County Mutual Insurance Company +7
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T Listed
Texan Insurance
4.9 · 1,000+ reviews on Google41 yrs in business

Texan Insurance is a full‑service, family‑owned independent agency serving Texas since 1985. It offers personalized service through a team of licensed agents who help customers navigate insurance and risk management.

AutoHomeownersRentersCommercial GL+6 more
Houston, TX· 11.1 mi
Carriers: ACCC Insurance Company, Alinsco Insurance Company +231-2 agents
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T Listed
TIA- Texas Insurance Agency
4.7 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. It compares multiple carriers to match customers with policies such as auto, home, renters, and commercial insurance.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 12.5 mi
License on file (TDI)
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M Listed
MCN Multiservices
4.9 · 100+ reviews on Google20 yrs in business

MCN Multiservices is an independent insurance agency serving Harris and Fort Bend Counties, West Houston, and Katy for over 20 years. They offer personal and commercial insurance, tax preparation, and additional services with a focus on personalized, hassle‑free service.

AutoHomeownersRentersFlood+6 morePortuguese, Spanish
Katy, TX· 11.0 mi
1-2 agents
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A Listed
Altivo Insurance | Houston Insurance Agency
4.8 · <100 reviews on Google

Altivo Insurance is a Houston‑based agency partnering with Goosehead to embed insurance into real estate transactions, offering a broad range of personal and commercial coverage options.

AutoHomeownersRentersFlood+4 more
Houston, TX· 10.0 mi
1-2 agents
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H Listed
Harmony National Insurance Brokerage Corp. - Lee Patterson
4.8 · <100 reviews on Google

Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.

AutoBoatCommercial GLFlood+5 moreSpanish
Spring, TX· 9.8 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +671-2 agents
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T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across the state. It compares multiple carriers to match customers with the right policies and offers free, no‑obligation quotes.

AutoMotorcycleCommercial GLUmbrella+4 moreSpanish
Houston, TX· 14.3 mi
License on file (TDI)
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O Listed
Oscar's Insurance Agency LLC
4.5 · 100+ reviews on Google25 yrs in business

Oscar Insurance Agency LLC was founded 25 years ago by Oscar Rivas to provide auto, home, life, health and other insurance solutions. Over the years they have served thousands of satisfied customers in Houston.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Houston, TX· 11.1 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +311-2 agents
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P Listed
Paga-Menos Insurance
4.9 · 100+ reviews on Google

Paga Menos Insurance is a Houston‑based agency offering a full range of personal and commercial insurance solutions across Texas, aiming to provide affordable coverage and financial stability for individuals and businesses.

AutoCommercial GLCommercial PropertyFlood+3 moreSpanish
Houston, TX· 12.1 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +331-2 agents
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T Listed
TWFG Insurance Services, Katlyn Brenneise
4.9 · 100+ reviews on Google

Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.

AutoBoatCommercial GLFlood+5 moreSpanish
Cypress, TX· 12.3 mi
Carriers: SageSure, State Auto +61-2 agents
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.

Flood insurance in other Texas cities

Other insurance types in Jersey Village