Homeowners Insurance in Jersey Village, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Jersey Village
Within 15 miles of Jersey Village, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering a range of insurance products such as auto, homeowners, renters, flood, motorcycle and commercial coverage. They compare multiple carriers to provide affordable, customized policies for individuals and businesses.
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for all backgrounds. Founded in 2010, the agency has been serving the community for 15 years and now operates 90 offices across Texas.
AZ Insurance is a Texas‑based agency serving Houston drivers since 2000, offering a range of personal and commercial insurance products with bilingual agents.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers low‑cost coverage for auto, motorcycle, boat, RV, renters and life insurance, providing flexible payment options and quick policy activation.
Freeway Insurance offers a range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and provides online quotes and phone assistance across all 50 U.S. states.
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, home, motorcycle, and commercial policies.
Licensed insurance agency in Houston, TX; represents 237 carriers.
TWFG Sirafi Insurance Services is a family‑owned agency that works with over 100 carriers to provide personalized insurance solutions across the U.S. They offer policies such as auto, homeowners, flood, and life insurance and emphasize ongoing policy reviews to secure the best rates.
We are a State Farm team with more than forty years of combined insurance experience, serving Northwest Houston and the entire state of Texas. We offer auto, home, renters, inland marine, business, life and health insurance in English, Spanish and Tagalog.
Licensed insurance agency in Houston, TX; represents 8 carriers.
Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that serves Texas families and businesses with a variety of personal and commercial insurance solutions. The agency merged with Memorial Insurance Agency and operates out of Houston, TX, offering auto, home, renters, flood, boat, and business coverage.
Licensed insurance agency in Houston, TX; represents 4 carriers.
Insurance Navy is an online insurance agency that compares rates for auto, motorcycle, renters, homeowners, SR‑22 and commercial vehicle coverage. With over 20 years of experience, 35 locations and more than 100 bilingual agents, they help customers save on policies across multiple states.
A Abana is a trusted auto insurance agency serving Texas and Nevada with over 40 years of experience, offering personal and commercial auto coverage, including SR‑22 and low‑income options, and providing bilingual Spanish service.
A Abana is a bilingual auto insurance agency serving Texas and Nevada, offering personal and commercial auto solutions with over 40 years of experience. The agency provides low‑income, SR‑22, and multi‑policy options through multiple carriers and has numerous local offices.
Licensed insurance agency in Houston, TX; represents 15 carriers.
Licensed insurance agency in Houston, TX; represents 3 carriers.
Licensed insurance agency in Houston, TX; represents 4 carriers.
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.
Licensed insurance agency in Houston, TX; represents 88 carriers.
We help people save time, money, and mental sanity while making insurance easy to understand. As a lifelong Texas native and State Farm® agent since 2009, Jerrad Ragsdell leads a team of 24 licensed agents serving the greater Houston area.
Kristi Sebera is a fourth‑generation State Farm agent serving Cypress, Texas and the greater Harris County area. She provides auto, homeowners, life, health, business and other insurance and financial services with bilingual support in English and Spanish.
Licensed insurance agency in Houston, TX; represents 6 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.