Skip to content

Flood Insurance in La Porte, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in La Porte

Within 15 miles of La Porte, TX. Click any agency to view profile, contact info, and request a quote.

MA

Mike Cooksley Insurance Agency

La Porte, TX· 3.6 mi
Agency
New on InsurConnect
20+ agents

Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.

AutoBoatCommercial GLFlood+4 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company, Auros Reciprocal Insurance Exchange +21
View Agency
KL

KleeCo Insurance Agency LLC

Deer Park, TX· 3.8 mi
Agency
New on InsurConnect
20+ agents

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The, Cincinnati Indemnity Company, The +1
View Agency
HA

Harlan Insurance Agency

Deer Park, TX· 3.8 mi
Agency
6+ agents22yr

Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.

AutoHomeownersRentersCommercial GL+5 more
View Agency
TA

TIA- Texas Insurance Agency/Uvalde Insurance Agency

Houston, TX· 10.4 mi
Agency
Very Popular
10+ agents27yr

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
SA

Southern Group Insurance Agency

Pasadena, TX· 6.9 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company, Dearborn Life Insurance Company +4
View Agency
WA

Whittington Insurance Agency

Webster, TX· 10.7 mi
Agency
Very Popular
6+ agents29yr

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company, United Concordia Dental Plans of Texas, Inc. +1
View Agency
TA

TIA-Texas Insurance Agency

Pearland, TX· 12.2 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
TI

TWFG Ratliff Insurance

Baytown, TX· 5.9 mi
Agency
3-5 agents

TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.

Spanish
AutoHomeownersRentersLife+6 more
Carriers: Allstate, Progressive, Travelers +8
View Agency
CT

Commercial Insurance Services of Texas

Pearland, TX· 14.4 mi
Agency
10+ agents

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY
View Agency
JI

Joe Hambrick III - State Farm Insurance Agent

La Porte, TX· 2.7 mi
Agency
1-2 agents

Joe Hambrick State Farm is a locally owned agency serving La Porte and surrounding Texas counties. With over 100 years of combined experience among the staff, they offer personalized insurance solutions for auto, home, life, flood, motorcycle, and boat coverage. The agency emphasizes community service, pet‑friendly offices, and additional services like notary assistance.

AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
View Agency
JW

Johnny White - State Farm Insurance Agent

League City, TX· 14.2 mi
Agency
Very Popular
6+ agents48yr

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

Spanish
AutoBoatCommercial GLDisability+6 more
Carriers: State Farm
View Agency
WI

Whittington Insurance

Webster, TX· 11.3 mi
Agency
New on InsurConnect
10+ agents29yr

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
View Agency
TA

TIA- Texas Insurance Agency

Pasadena, TX· 6.8 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, home, and business insurance across Texas. They compare multiple carriers to find coverage that fits individual and commercial needs, offering free quotes and personalized service.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
BI

Blanchard Insurance

Seabrook, TX· 11.8 mi
Agency
6+ agents

Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.

AutoCommercial GLCommercial PropertyFlood+3 more
View Agency
TA

Turrentine Insurance Agency

La Porte, TX· 3.9 mi
Agency
1-2 agents23yr

Turrentine Insurance Agency is an independent insurance agency serving customers in Houston and across the Harris County area. Established in 2003 as a captive Farmers agency, it became independent in 2014 and works with several top carriers to deliver policy quotes.

Spanish
AutoHomeownersRentersCommercial GL+6 more
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company, Homeowners Reciprocal Exchange, The
View Agency
HG

HIG-Henrich Insurance Group

Webster, TX· 9.8 mi
Agency
Very Popular
3-5 agents36yr

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +53
View Agency
TA

TIA- Texas Insurance Agency

Pasadena, TX· 9.3 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable coverage for individuals, families, and businesses. They compare multiple carriers to match customers with the right policies and provide free, no‑obligation quotes.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
TA

TIA- Texas Insurance Agency

Pasadena, TX· 8.9 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, homeowners, renters, commercial, and specialty policies. The agency emphasizes bilingual service and personalized support.

Spanish
AutoHomeownersRentersCommercial GL+5 more
View Agency
HC

Harris County Insurance Center - Baytown, Texas

Baytown, TX· 7.3 mi
Agency
Popular
1-2 agents19yr

Harris County Insurance is an independent agency serving Houston, Baytown, and Pasadena, Texas. They shop multiple carriers to provide personalized quotes for auto, home, boat, motorcycle, and other personal and commercial lines. The agency emphasizes experience and a one‑stop shop for insurance needs.

Spanish
AutoHomeownersRentersCommercial GL+7 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +145
View Agency
AT

AIM Insurance of Texas - Houston

Houston, TX· 9.2 mi
Agency
Popular
1-2 agents43yr

Aim Insurance of Texas is an independent agency founded in 1983 that offers a range of personal and commercial insurance products, emphasizing affordable rates and personalized coverage. Based in Pasadena, TX, the agency serves the Houston‑Pasadena area and the entire state of Texas.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: ACCC Insurance Company, Accident Insurance Company, Inc., Agricultural Workers Mutual Auto Insurance Company +34
View Agency
HI

Harris County Insurance - Deer Park

Deer Park, TX· 4.0 mi
Agency
New on InsurConnect
1-2 agents19yr

Harris County Insurance is an independent agency serving Houston, Baytown, and Pasadena, Texas. They shop multiple carriers to provide auto, home, boat, motorcycle, RV, condo, renters, umbrella, flood, and manufactured home coverage, as well as commercial and life/health insurance options. The agency emphasizes personalized service and many years of experience in both personal and business insurance.

Spanish
AutoHomeownersRentersCommercial GL+7 more
Carriers: Allstate
View Agency
EH

Erik Hirsch - GEICO Insurance Agent

Baytown, TX· 8.8 mi
Agency
Very Popular

Licensed insurance agency in Baytown, TX; represents 1 carrier.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
View Agency
TA

TIA- Texas Insurance Agency

Seabrook, TX· 10.1 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
TA

TIA- Texas Insurance Agency

Houston, TX· 10.2 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, helping individuals, families, and businesses obtain affordable auto, home, and commercial coverage. They compare multiple carriers to find tailored policies and emphasize personalized service and community outreach.

Spanish
AutoMotorcycleHomeownersRenters+4 more
View Agency

Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.