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Homeowners Insurance in La Porte, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in La Porte

Within 15 miles of La Porte, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 178.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.7 · 100+ reviews on Google25 yrs in business

Amtex Insurance offers affordable auto, home, renters, commercial, and motorcycle insurance with a focus on quick, personalized service. With over 25 years of experience, they emphasize local care and provide multiple carrier options to find the best rates for Texas families.

AutoCommercial GLHomeownersMotorcycle+2 more
Pasadena, TX· 5.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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B Listed
Buddy Driskill - State Farm insurance Agent
4.9 · 100+ reviews on Google

Buddy Driskill is a State Farm® agent serving the La Porte, TX area, offering personalized insurance and financial solutions. His agency provides a range of products including auto, homeowners, renters, life, and more, and serves customers in both English and Spanish. The team focuses on helping new and existing clients review and update their coverage throughout the year.

AutoCommercial GLHomeownersLife+2 moreSpanish
La Porte, TX· 2.1 mi
Carriers: State Farm1-2 agents
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S Listed
Stockstill & Associates
4.8 · <100 reviews on Google27 yrs in business

Stockstill & Associates has been delivering insurance solutions to clients in Deer Park, TX and surrounding areas since 1999, offering dental, health, Medicare supplement and life insurance plans for individuals and employers.

AutoCommercial GLHomeownersLife+2 more
Deer Park, TX· 3.7 mi
License on file (TDI)
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F Listed
Fred Gintert: Allstate Insurance
4.3 · <100 reviews on Google28 yrs in business

Fred Gintert opened his Allstate agency in La Porte, Texas in 1998 and focuses on providing outstanding customer service to the local community. He is active in the La Porte Rotary Club and enjoys helping neighbors choose the right coverage. When not working, he spends time playing golf and traveling.

AutoBoatCommercial GLHomeowners+4 moreSpanish
La Porte, TX· 2.4 mi
Carriers: Allstate
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R Listed
Randy Casey - State Farm Insurance Agent
4.9 · 100+ reviews on Google28 yrs in business

Randy Casey is a State Farm agent serving the Baytown and La Porte, Texas communities since becoming an agent in 2008. He offers a full range of personal and business insurance options and emphasizes a family‑friendly, bilingual approach.

AutoBoatCommercial GLHomeowners+4 moreSpanish
La Porte, TX· 3.4 mi
Carriers: State Farm1-2 agents
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E Listed
Ellard Insurance Agency
4.9 · 100+ reviews on Google

Ellard Insurance provides commercial insurance and risk management solutions for businesses, emphasizing personalized attention, innovation, and access to a wide range of top‑rated carriers.

AutoCommercial GLHomeownersRenters+1 more
La Porte, TX· 3.6 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1551-2 agents
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F Listed
Frank Nance - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Raised in La Porte, as a product of La Porte schools, using my 30 years of insurance experience to earn the business of local families. We work to help make your insurance fit your life and your budget. When I'm not in my office you can likely find me volunteering in local schools, service organizations, or hiking in the mountains.

AutoBoatCommercial GLHomeowners+4 moreSpanish
La Porte, TX· 2.9 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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E Listed
Eric Gibson - State Farm Insurance Agent
4.9 · 500+ reviews on Google6 yrs in business

Eric Gibson is a State Farm insurance agent in Pasadena, TX, offering auto, homeowners, life, renters, and business insurance. He opened his office in March 2020 and emphasizes personalized coverage and community service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Deer Park, TX· 4.4 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Leonardo Garcia
4.8 · <100 reviews on Google

Pedro Garcia is a licensed Farmers Insurance agent serving La Porte, Texas. He offers a variety of personal insurance options including auto, home, renters, and life coverage through Farmers Insurance.

AutoCommercial GLHomeownersLife+2 more
La Porte, TX· 2.9 mi
Carriers: Farmers Insurance1-2 agents
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 9.0 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +10
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L Listed
La Familia Auto Insurance
4.9 · 100+ reviews on Google15 yrs in business

La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for everyone. Their mission is to help people avoid the fear of losing everything and to serve the community without judgment.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Pasadena, TX· 4.8 mi
Carriers: Bravo General (in-house MGA), GAINSCO +51-2 agents
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L Listed
L.A. Insurance
4.9 · 100+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers low‑cost coverage for cars, boats, motorcycles, RVs, renters, life, and commercial vehicles, providing flexible payment options and personalized agent support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pasadena, TX· 8.0 mi
License on file (TDI)
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R Listed
Right Choice Tax and Insurance Services
4.9 · 500+ reviews on Google

Right Choice provides insurance, tax, and real estate services with a client‑centric approach, emphasizing personalized service and long‑lasting relationships. They describe themselves as a place where clients are treated like family.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Deer Park, TX· 3.8 mi
1-2 agents
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W Listed
Will Norfolk - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Will Norfolk is a State Farm® insurance agent serving Deer Park and the greater Texas area. The agency offers personal and business insurance solutions, including auto, homeowners, renters, life, motorcycle, boat and commercial liability coverage. Clients praise the agency with a 4.9/5 Google rating for its friendly service and community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Deer Park, TX· 4.1 mi
Carriers: State Farm1-2 agents
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K Listed
Kicker Insures Me Agency
4.8 · 100+ reviews on Google

At Kicker Insures Me we make insurance simple, personalized, and stress‑free. As an independent agency we work for you—not the carriers—so we can compare top‑rated companies and find the best coverage at the right price.

AutoBoatCommercial GLCommercial Property+5 more
La Porte, TX· 3.8 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +501-2 agents
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A Listed
Amtex Insurance
4.6 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personalized service for the Texas community. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to protect families and businesses.

AutoCommercial GLHomeownersMotorcycle+2 more
Baytown, TX· 7.6 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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R Listed
Randy Casey - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Randy Casey is a State Farm agent serving Baytown, Texas since 2008, offering a range of insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. His multilingual team (English, Spanish, Vietnamese) provides personalized service and is active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Baytown, TX· 7.9 mi
Carriers: State Farm
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J Listed
Joe Hambrick III - State Farm Insurance Agent
4.8 · <100 reviews on Google

Joe Hambrick State Farm is a locally owned agency serving La Porte and surrounding Texas counties. With over 100 years of combined experience among the staff, they offer personalized insurance solutions for auto, home, life, flood, motorcycle, and boat coverage. The agency emphasizes community service, pet‑friendly offices, and additional services like notary assistance.

AutoBoatCommercial GLFlood+5 more
La Porte, TX· 2.7 mi
Carriers: State Farm1-2 agents
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F Listed
Fiesta Auto Insurance & Tax Service
4.8 · <100 reviews on Google

Fiesta Auto Insurance provides a range of insurance options including auto, home, business, rental property, boat and motorcycle coverage, alongside personal and business tax services. The agency emphasizes serving Latino families with a simple, family‑like experience. They operate with a focus on affordable rates and helpful service.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Pasadena, TX· 4.6 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
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A Listed
Amtex Insurance
4.8 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance focused on real people, offering quick and comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions and personalized service to its community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
South Houston, TX· 9.6 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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L Listed
L.A. Insurance
4.9 · 100+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles—including cars, motorcycles, boats, RVs—and also provides life and renters insurance. The agency emphasizes maximum coverage with flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pasadena, TX· 9.3 mi
License on file (TDI)
View profile
T Listed
TWFG Ratliff Insurance
4.5 · <100 reviews on Google

TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.

AutoHomeownersRentersLife+6 moreSpanish
Baytown, TX· 5.9 mi
Carriers: Allstate, Progressive +9
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T Listed
The Serrano Insurance Agency
4.8 · 100+ reviews on Google11 yrs in business

TWFG Serrano Insurance Agency, based in Pasadena, TX since May 2015, offers auto, homeowners, and life insurance along with business coverage. They emphasize personalized service, high‑quality guidance, and affordable pricing.

AutoCommercial GLHomeownersLife+2 more
Pasadena, TX· 7.0 mi
Carriers: Alinsco Insurance Company, Falcon Insurance Company +11-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in La Porte