Homeowners Insurance in La Porte, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in La Porte
Within 15 miles of La Porte, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Ellard Insurance provides commercial insurance and risk management solutions for businesses, emphasizing personalized attention, innovation, and access to a wide range of top‑rated carriers.
Right Choice provides insurance, tax, and real estate services with a client‑centric approach, emphasizing personalized service and long‑lasting relationships. They describe themselves as a place where clients are treated like family.
Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.
KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.
La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for everyone. Their mission is to help people avoid the fear of losing everything and to serve the community without judgment.
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
AZ Insurance is a Houston‑based agency that has been serving customers since 2000, offering auto, homeowners, renters, motorcycle and commercial insurance. They emphasize helping high‑risk drivers and have 15 locations with bilingual agents.
Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.
Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.
AZ Insurance is a Houston‑based agency founded in 2000 that offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, ATV, and business coverage. They serve Texas drivers, including high‑risk and SR‑22 cases, with bilingual agents across 15 locations.
Fiesta Auto Insurance provides a range of insurance options including auto, home, business, rental property, boat and motorcycle coverage, alongside personal and business tax services. The agency emphasizes serving Latino families with a simple, family‑like experience. They operate with a focus on affordable rates and helpful service.
HealthSherpa connects individuals with affordable health insurance plans, offering quick savings estimates and personalized support for enrollment.
La Familia Insurance helps customers obtain affordable auto, home, renters, and business insurance, emphasizing personalized, bilingual service and a mission to protect families without judgment.
Trevco Insurance is an independent agency serving the state of Texas since 1990, offering personal and commercial insurance solutions. They provide a range of products including auto, home, life, and commercial property coverage, with a focus on tailored service for individuals and businesses.
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.
La Familia Insurance offers auto, home, renters, and business insurance, focusing on affordable, reliable coverage and personalized service. They compare policies to find the best fit and have been serving the community for 15 years since 2010.
LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.
Pedro Garcia is a licensed Farmers Insurance agent serving La Porte, Texas. He offers a variety of personal insurance options including auto, home, renters, and life coverage through Farmers Insurance.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
Amtex Insurance offers affordable auto, home, renters, commercial, and motorcycle insurance with a focus on quick, personalized service. With over 25 years of experience, they emphasize local care and provide multiple carrier options to find the best rates for Texas families.
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Licensed insurance agency in Baytown, TX; represents 15 carriers.
Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.