Flood Insurance in Lake Dallas, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Lake Dallas
Within 15 miles of Lake Dallas, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Goosehead Insurance offers personalized coverage for home, auto, renters, boat, motorcycle and flood insurance. The agency connects customers with quotes from over 200 hand‑picked carriers and emphasizes expert agents who help clients find the right policies and savings.
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
Consolidated Insurance Markets (CIM) is a family‑run agency in Texas, serving businesses and individuals since 1999. They specialize in business liability, commercial and personal insurance, offering tailored coverage through a network of carriers. The agency emphasizes personalized service and long‑term relationships with clients.
GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.
Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.
David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.
Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.
Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.
Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.
Goosehead Insurance is a digital insurance agency that connects clients with over 200 hand‑picked carriers to provide coverage for homes, cars, renters, boats, motorcycles and flood protection. The site emphasizes personalized quotes and a simple online experience.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance, offering quotes from over 200 carriers to help customers find the right coverage at a good price.
Progressive is a leading insurance company founded in 1937 that offers a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella and flood insurance, as well as commercial general liability coverage. The company emphasizes savings, 24/7 support, and easy online quoting.
Goosehead Insurance offers smarter insurance solutions, providing coverage for homes, cars, renters, boats, motorcycles, and flood protection. The agency emphasizes personalized quotes from over 200 hand‑picked carriers to match customers' needs and budget.
The Grunor Agency is a local Brightway insurance team in Denton, TX that simplifies insurance by offering multiple quotes from various carriers for personal and business coverage.
The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.
Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, offering quotes and coverage options to Texas customers.
Brightway Insurance connects customers with independent agents offering a wide range of insurance options, emphasizing a modern, personalized approach and technology‑driven service.
Goosehead Insurance offers smarter, design‑focused coverage for home, auto, renters, boat, motorcycle and flood insurance, providing quotes from over 200 carriers to match customers’ needs and budget.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.