Flood Insurance in Lake Dallas, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Lake Dallas
Within 15 miles of Lake Dallas, TX. Click any agency to view profile, contact info, and request a quote.
Brandes Insurance Agency
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
Brightway Insurance, The Janie Alonzo Agency
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
Brightway Insurance, The Grunor Agency
The Grunor Agency is a local Brightway insurance team in Denton, TX that simplifies insurance by offering multiple quotes from various carriers for personal and business coverage.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.
Hulett Insurance
Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.
Neal & Neal Insurance Agency
Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.
Laura Ferring - GEICO Insurance Agent
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. Their goal is to educate clients, maximize benefits within budgets, and act as advocates without being tied to a single insurer.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.
Goosehead Insurance HQ
Goosehead Insurance offers a quick, online way to compare and purchase coverage for homes, cars, renters, boats, motorcycles and flood protection, emphasizing smarter insurance by design.
Hutcherson Insurance Group, LLC
Hutcherson Insurance Group LLC is an independent agency serving the Denton area and the state of Texas. They provide a range of personal insurance products such as auto, homeowners, life, health, motorcycle, boat, flood and renters coverage, as well as commercial lines like liability, commercial property and umbrella. The agency emphasizes a dedicated team of agents to help customers save money.
Stability Insurance Old North
Best Coat Insurance offers personal and commercial insurance with a low‑pressure approach, focusing on cost‑effective solutions and extensive discounts. They serve individuals and businesses across a range of coverages, emphasizing independent representation to find the best options.
Matt Bischof - GEICO Insurance Agent
GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.
Goosehead Insurance - Amanda Gardiner
Goosehead Insurance offers personalized coverage for home, auto, renters, boat, motorcycle and flood insurance. The agency connects customers with quotes from over 200 hand‑picked carriers and emphasizes expert agents who help clients find the right policies and savings.
Progressive Car Insurance
Progressive is a leading insurance company founded in 1937 that offers a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella and flood insurance, as well as commercial general liability coverage. The company emphasizes savings, 24/7 support, and easy online quoting.
Consolidated Insurance Markets
Consolidated Insurance Markets (CIM) is a family‑run agency in Texas, serving businesses and individuals since 1999. They specialize in business liability, commercial and personal insurance, offering tailored coverage through a network of carriers. The agency emphasizes personalized service and long‑term relationships with clients.
David King Insurance Services, LLC
David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.
Jeff Van Matre Insurance Agency
Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.
Goosehead Insurance - Justin Wiggains
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance, offering quotes from over 200 carriers to help customers find the right coverage at a good price.
Goosehead Insurance - Derek Hungerford
Goosehead Insurance offers smarter insurance solutions, providing coverage for homes, cars, renters, boats, motorcycles, and flood protection. The agency emphasizes personalized quotes from over 200 hand‑picked carriers to match customers' needs and budget.
Brightway Insurance, The Wilkins Family Agency
The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.
GEICO Insurance Agent
GEICO Insurance Agency in Dallas‑Fort Worth offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact options for customers.
Brightway Insurance, The Smith Family Agency
Brightway Insurance connects customers with independent agents offering a wide range of insurance options, emphasizing a modern, personalized approach and technology‑driven service.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.