Homeowners Insurance in Lake Dallas, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Lake Dallas
Within 15 miles of Lake Dallas, TX. Click any agency to view profile, contact info, and request a quote.
Brandes Insurance Agency
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Century Insurance Agency, Inc
Century Insurance Agency is an independent agency founded in 1996 that matches clients with the right carrier, coverage, and price. They serve individuals and businesses across Texas from multiple Dallas‑area locations, emphasizing personalized service and a wide range of insurance options.
Insurance Connection USA
We are a full-service agency specializing in Medicare, Home, Auto and Business Insurance. We are committed to walking with you from start to finish, providing options and education along the way.
Nexum Insurance
En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.
Century Insurance Agency, Inc
Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.
Ramey & King Insurance
Welcome to Ramey King Insurance Agency! We're an independent insurance agency located in Texas. Our team is dedicated to providing quality service and coverage by listening to your needs.
Farmers Insurance - Kristin Gaca
Kristin Gaca is a Farmers Insurance agent located in Lewisville, Texas. The page offers options to get quotes for auto, home, renters, and life insurance.
La Familia Auto Insurance
La Familia Insurance offers auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for diverse communities. They emphasize bilingual service and have been serving Texas for 15 years.
Farmers Insurance - Aurel Mujollari
Licensed insurance agency in Flower Mound, TX; represents 1 carrier.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
The Brokerage, Inc.
The Brokerage Inc. is a family‑owned national FMO, IMO and BGA that helps agents grow their Medicare, health and life insurance businesses. Founded in 1976, it offers training, technology and marketing support across a wide range of products.
US Healthcare Solution | By Baptist
U.S. Healthcare Solution, founded in 2010, is a Medicare Marketing Organization that offers Medicare, health insurance, group health insurance, and Affordable Care Act solutions. It supports brokers and agencies across Texas with tools, resources, and a national footprint.
Allen Insurance Group
Founded in 2007, Allen Insurance Group aims to make the complex simple by providing clear, transparent insurance information and helping clients manage their risks. The agency focuses on empowering customers to make educated decisions about their coverage for home, auto, and business needs.
Farmers Insurance - Chris Stiles Agency
Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.
Hondo Salgado - Salgado Insurance Agency
Licensed insurance agency in Little Elm, TX; represents 13 carriers.
Sanchez Insurance & More Services LLC
Sanchez Insurance offers a range of personal and commercial coverage options including auto, home, business, life, motorcycle and RV insurance. The agency emphasizes personalized quotes, affordable rates and dedicated service, highlighting its experience helping hundreds of customers.
Brightway Insurance, The Janie Alonzo Agency
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
Brightway Insurance, The Grunor Agency
The Grunor Agency is a local Brightway insurance team in Denton, TX that simplifies insurance by offering multiple quotes from various carriers for personal and business coverage.
Rush Agency
Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.
D3 Insurance Group - Denton
D3 Insurance Group is a new company, but do not let that fool you. Our combined experience of over 45 years is second to none. Our passion for knowing our clients on a personal level, combined with our D3 process, is unique to the insurance industry.
Leissner Agency LLC
Luke Leissner provides Texas Department of Public Safety certified License To Carry classes and professional firearm appraisals to help owners protect and properly insure their guns, especially under homeowners insurance policies.
Agents Alliance Services
Agents Alliance Services is an independent insurance aggregator that supports independent agents by providing tools, resources, and carrier relationships to help them build successful agencies. Since 2008 they have partnered with personal and commercial insurance agencies to increase revenue and promote agency ownership.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.
Kristian Schwitzer Insurance Agency
Kristian Schwitzer Insurance Agency helps families and business owners choose coverage with warmth, clarity, and follow‑through, offering home, auto, boat, RV and commercial insurance.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.