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Flood Insurance in Seabrook, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Seabrook

Within 15 miles of Seabrook, TX. Click any agency to view profile, contact info, and request a quote.

WA

Whittington Insurance Agency

Webster, TX· 4.9 mi
Agency
Very Popular
6+ agents29yr

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company, United Concordia Dental Plans of Texas, Inc. +1
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MA

Mike Cooksley Insurance Agency

La Porte, TX· 4.9 mi
Agency
New on InsurConnect
20+ agents

Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.

AutoBoatCommercial GLFlood+4 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company, Auros Reciprocal Insurance Exchange +21
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GI

Goosehead Insurance - Jessica Flores

Dickinson, TX· 8.1 mi
Agency
20+ agents

Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.

AutoBoatCommercial GLFlood+4 more
Carriers: Homesite Insurance Company, Liberty County Mutual Insurance Company, MARKEL AMERICAN INSURANCE COMPANY
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BI

Blanchard Insurance

Seabrook, TX· 4.0 mi
Agency
6+ agents

Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.

AutoCommercial GLCommercial PropertyFlood+3 more
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JW

Johnny White - State Farm Insurance Agent

League City, TX· 8.4 mi
Agency
Very Popular
6+ agents48yr

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

Spanish
AutoBoatCommercial GLDisability+6 more
Carriers: State Farm
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1M

1 Stop Insurance & More

Dickinson, TX· 8.5 mi
Agency
Popular
20+ agents

One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.

AutoCommercial GLCommercial PropertyFlood+5 more
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WI

Whittington Insurance

Webster, TX· 6.7 mi
Agency
New on InsurConnect
10+ agents29yr

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
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CT

Commercial Insurance Services of Texas

Pearland, TX· 12.0 mi
Agency
10+ agents

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY
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KL

KleeCo Insurance Agency LLC

Deer Park, TX· 9.1 mi
Agency
New on InsurConnect
20+ agents

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The, Cincinnati Indemnity Company, The +1
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SB

Steve Bridges - State Farm Insurance Agent

League City, TX· 4.2 mi
Agency
Very Popular
1-2 agents39yr

Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.

AutoHomeownersRentersLife+5 more
Carriers: State Farm
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GI

Goosehead Insurance - Barbara Cribbs

League City, TX· 3.2 mi
Agency

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online quote tools and mobile app let customers get coverage quickly and affordably. The agency emphasizes personalized service and expert agents.

AutoBoatCommercial GLFlood+4 more
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HA

Harlan Insurance Agency

Deer Park, TX· 9.2 mi
Agency
6+ agents22yr

Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.

AutoHomeownersRentersCommercial GL+5 more
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TI

Texas First Insurance

Texas City, TX· 12.9 mi
Agency
20+ agents101yr

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
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TA

TIA-Texas Insurance Agency

Pearland, TX· 14.9 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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SA

Southern Group Insurance Agency

Pasadena, TX· 10.9 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company, Dearborn Life Insurance Company +4
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KK

Katie Kuroski - GEICO Insurance Agent

League City, TX· 5.2 mi
Agency
Very Popular
1-2 agents

GEICO Insurance Agency offers a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, earthquake and commercial liability coverage. The site provides tools to get quotes, manage policies, and access claims support. GEICO partners with other insurers to offer additional specialty policies.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +2
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RI

Robinson Family Insurance

League City, TX· 7.5 mi
Agency
Very Popular
1-2 agents33yr

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +61
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MA

McCorkle Insurance Agency

Webster, TX· 5.6 mi
Agency
Very Popular
1-2 agents40yr

McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.

AutoBoatCommercial GLFlood+5 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aventus Insurance Company, CONTINENTAL INSURANCE COMPANY, THE +8
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SI

SIG/Lighthouse Insurance

Friendswood, TX· 9.0 mi
Agency
Popular
3-5 agents43yr

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Carriers: State Farm
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HG

HIG-Henrich Insurance Group

Webster, TX· 7.5 mi
Agency
Very Popular
3-5 agents36yr

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +53
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PA

Pelican Insurance Agency

League City, TX· 3.3 mi
Agency
New on InsurConnect
1-2 agents

Pelican Insurance is an independent agency focused on providing customized insurance plans. They emphasize building lifelong relationships with customers and offer a wide range of coverages. The agency serves multiple Texas locations, aiming to make insurance easy.

AutoBoatCommercial GLFlood+3 more
Carriers: Aegis Security Insurance Company, Alinsco Insurance Company, Allied Trust Insurance Company +32
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BI

Best Texas Insurance - Houston

Webster, TX· 5.3 mi
Agency
Popular
1-2 agents

Best Texas Insurance is a local independent agency helping Texas homeowners, drivers, and business owners find the right coverage. They specialize in home, auto, renters, flood, life, and commercial insurance, offering personalized service across Houston and surrounding areas.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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GI

Goosehead Insurance - Billy Wayne Nesrsta

League City, TX· 3.2 mi
Agency
1-2 agents

Goosehead Insurance provides smarter insurance solutions for home, auto, renters, boat, motorcycle and flood coverage, comparing policies from over 200 carriers to find the best value for customers.

AutoBoatCommercial GLFlood+4 more
Carriers: MARKEL AMERICAN INSURANCE COMPANY, Weston Property & Casualty Insurance Company
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KV

Kyle VanMeter: Allstate Insurance

Friendswood, TX· 7.6 mi
Agency
Popular
3-5 agents15yr

Allstate Insurance Agent Kyle VanMeter serves the Friendswood, TX area, offering a range of personal and commercial insurance solutions. The agency provides auto, home, renters, motorcycle, boat, life, flood, and business coverage through Allstate.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: Allstate
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.