Flood Insurance in Seabrook, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Seabrook
Within 15 miles of Seabrook, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.
Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.
Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.
Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.
Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online quote tools and mobile app let customers get coverage quickly and affordably. The agency emphasizes personalized service and expert agents.
Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.
Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.
GEICO Insurance Agency offers a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, earthquake and commercial liability coverage. The site provides tools to get quotes, manage policies, and access claims support. GEICO partners with other insurers to offer additional specialty policies.
Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.
McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.
Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.
Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.
Pelican Insurance is an independent agency focused on providing customized insurance plans. They emphasize building lifelong relationships with customers and offer a wide range of coverages. The agency serves multiple Texas locations, aiming to make insurance easy.
Best Texas Insurance is a local independent agency helping Texas homeowners, drivers, and business owners find the right coverage. They specialize in home, auto, renters, flood, life, and commercial insurance, offering personalized service across Houston and surrounding areas.
Goosehead Insurance provides smarter insurance solutions for home, auto, renters, boat, motorcycle and flood coverage, comparing policies from over 200 carriers to find the best value for customers.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.