Homeowners Insurance in Seabrook, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Seabrook
Within 15 miles of Seabrook, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
Licensed insurance agency in Houston, TX; represents 15 carriers.
J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.
Ellard Insurance provides commercial insurance and risk management solutions for businesses, emphasizing personalized attention, innovation, and access to a wide range of top‑rated carriers.
Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.
Licensed insurance agency in Houston, TX; represents 49 carriers.
Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.
Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.
The HCA Houston Healthcare Clear Lake location provides exceptional, compassionate patient care with convenient access to quality services.
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
Right Choice provides insurance, tax, and real estate services with a client‑centric approach, emphasizing personalized service and long‑lasting relationships. They describe themselves as a place where clients are treated like family.
One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.
Licensed insurance agency in Houston, TX; represents 5 carriers.
Licensed insurance agency in Houston, TX; represents 12 carriers.
La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for everyone. Their mission is to help people avoid the fear of losing everything and to serve the community without judgment.
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
The Water Girl Insurance is the Gulf Coast’s trusted specialist for boat and yacht insurance, offering a full line of insurance products including personal auto, homeowners, RV, watercraft and motorcycle. Based in Seabrook, Texas, they provide competitive coverage through carriers such as Progressive and GEICO.
Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.
Licensed insurance agency in Houston, TX; represents 27 carriers.
Licensed insurance agency in Dickinson, TX; represents 17 carriers.
McKinney Insurance Agency is a small, customer‑focused agency in Houston, TX, partnered with The Woodlands Financial Group as a Trusted Choice agency, giving clients access to over 50 national and regional carriers. They emphasize personalized service and competitive pricing for a range of insurance needs.
At Higginbotham in Webster, we put people first, offering personalized insurance, HR, financial, and employee benefits services for individuals and businesses across the Houston area. As Texas’ largest independently owned insurance firm with national reach, the team focuses on clear guidance and reliable coverage.
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.