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Homeowners Insurance in Seabrook, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Seabrook

Within 15 miles of Seabrook, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 184.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
M Listed
McCunis-Fox Health Insurance Brokers
4.8 · <100 reviews on Google19 yrs in business

McCunis-Fox is a trusted provider and broker agent for individual and family health insurance plans since 2007. Established in 2007, the agency serves residents and employers in Texas and surrounding states, offering Medicare, individual, group, dental, life, and final expense plans.

AutoCommercial GLHomeownersLife+2 more
Seabrook, TX· 3.0 mi
Carriers: Aetna, American General +7
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T Listed
The Water-Girl Insurance
4.8 · <100 reviews on Google19 yrs in business

The Water Girl Insurance is the Gulf Coast’s trusted specialist for boat and yacht insurance, offering a full line of insurance products including personal auto, homeowners, RV, watercraft and motorcycle. Based in Seabrook, Texas, they provide competitive coverage through carriers such as Progressive and GEICO.

AutoBoatCommercial GLHomeowners+3 more
Seabrook, TX· 1.1 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +31-2 agents
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T Listed
Tyler Landry - State Farm Insurance Agent
4.8 · 100+ reviews on Google7 yrs in business

Tyler Landry is a State Farm agent in League City, Texas, offering auto, homeowners, life, boat, and other insurance products. The agency has been serving the area since 2017 and celebrates 7 years of growth with a focus on local service and customer satisfaction.

AutoCommercial GLHomeownersLife+2 moreSpanish
League City, TX· 3.5 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +86
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W Listed
Whittington Insurance Agency
4.9 · 100+ reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 4.9 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +2
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E Listed
Everyone's Insurance Agency, Inc.
4.8 · 100+ reviews on Google16 yrs in business

Everyone's Insurance was founded in 2010 to provide low‑price, customer‑focused insurance. The agency emphasizes longer hours, multiple carrier options, and a commitment to advocacy and service.

AutoCommercial GLHomeownersRenters+1 more
League City, TX· 5.1 mi
Carriers: ASI Lloyds, Affirmative Insurance Company +44
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S Listed
Steve Bridges - State Farm Insurance Agent
4.9 · 100+ reviews on Google39 yrs in business

Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.

AutoHomeownersRentersLife+5 more
League City, TX· 4.2 mi
Carriers: State Farm1-2 agents
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G Listed
Goosehead Insurance - Barbara Cribbs
4.8 · <100 reviews on Google

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online quote tools and mobile app let customers get coverage quickly and affordably. The agency emphasizes personalized service and expert agents.

AutoBoatCommercial GLFlood+4 more
League City, TX· 3.2 mi
License on file (TDI)
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R Listed
Robinson Family Insurance
4.9 · 100+ reviews on Google33 yrs in business

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
League City, TX· 7.5 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +62
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G Listed
Goosehead Insurance - Tammy Mazoch
4.8 · <100 reviews on Google

Goosehead Insurance provides home, auto, renters, boat, motorcycle and flood insurance through a network of agents, offering smart coverage options and personalized quotes. The agency emphasizes expert agents, clear communication, and a focus on getting the right coverage at the best value.

AutoBoatCommercial GLFlood+4 more
Seabrook, TX· 4.5 mi
3-5 agents
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S Listed
Spec's Wines, Spirits & Finer Foods
4.4 · 100+ reviews on Google64 yrs in business

Spec's Wines, Spirits & Finer Foods location in Seabrook, Texas. Locally owned and operated since 1962, offering a wide selection of wines, liquors, beers, gourmet foods, and accessories.

AutoCommercial GLHomeownersRenters+1 more
Seabrook, TX· 1.5 mi
1-2 agents
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J Listed
Joe Pham - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Joe Pham has over 19 years of experience in the financial and insurance industry and has been a State Farm agent since 2019. He serves the League City, TX area offering auto, home, life, health and other insurance products, as well as notary services. His office speaks English, Spanish and Vietnamese.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
League City, TX· 6.3 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Pamela Guerrero Agency
4.9 · 100+ reviews on Google13 yrs in business

Since 2013, JP Guerrero Insurance has helped individuals, families, and businesses across Texas with personalized insurance solutions. The agency offers home, auto, life, and commercial coverage, emphasizing clear communication and bilingual service in English and Spanish.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
League City, TX· 6.3 mi
License on file (TDI)
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F Listed
Farmers Insurance - Angie Smith
4.9 · 100+ reviews on Google

Licensed insurance agency in League City, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 3.3 mi
Carriers: Farmers Insurance
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R Listed
Randy Casey - State Farm Insurance Agent
4.9 · 100+ reviews on Google28 yrs in business

Randy Casey is a State Farm agent serving the Baytown and La Porte, Texas communities since becoming an agent in 2008. He offers a full range of personal and business insurance options and emphasizes a family‑friendly, bilingual approach.

AutoBoatCommercial GLHomeowners+4 moreSpanish
La Porte, TX· 4.9 mi
Carriers: State Farm1-2 agents
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K Listed
Kimberly Trammel: Allstate Insurance
4.8 · <100 reviews on Google

Kimberly Trammel is an Allstate insurance agent serving League City, TX. She offers auto, homeowners, renters, motorcycle, boat and life insurance and provides quotes by phone, online, or in‑person appointments.

AutoBoatCommercial GLHomeowners+4 more
League City, TX· 3.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +181-2 agents
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M Listed
MedaLife Medicare Health Benefits
3.0 · <100 reviews on Google

The Ridge Insurance Group (Med‑A‑Life Medicare Resource Center) helps individuals find affordable Medicare health insurance plans, offering assistance with Part B premiums, prescription drug coverage, dental, vision, and hearing devices. They aim to provide personalized coverage for families and seniors across Texas.

AutoCommercial GLHomeownersRenters+1 more
Seabrook, TX· 1.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +18
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B Listed
BILL STAPELFELDT; AFLAC

Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, life, and disability coverage to help pay expenses that health insurance doesn’t cover. The agency provides a range of individual and employer‑group plans and directs customers to local agents for personalized assistance.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Seabrook, TX· 1.1 mi
Carriers: American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York +4
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L Listed
Liz Miller Agency Inc.
4.8 · <100 reviews on Google24 yrs in business

Liz Miller Agency is a health‑insurance brokerage that assists individuals, families, self‑employed professionals, and small businesses in finding and comparing coverage options. They emphasize honest, simple service with no service fees and have been licensed since 2002.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 3.3 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +251-2 agents
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A Listed
Anchor Marine Insurance
4.8 · <100 reviews on Google

Anchor Marine Insurance specializes in Boat and Yacht insurance and offers a wide array of insurance policies to fit your needs. Be assured we offer all types of insurance with the lowest possible rates, broad coverage, as well as fast and efficient claims service on a local and national level.

AutoBoatCommercial GLHomeowners+3 more
Seabrook, TX· 1.3 mi
1-2 agents
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M Listed
McKinney Insurance
4.9 · 100+ reviews on Google

McKinney Insurance Agency is a small, customer‑focused agency in Houston, TX, partnered with The Woodlands Financial Group as a Trusted Choice agency, giving clients access to over 50 national and regional carriers. They emphasize personalized service and competitive pricing for a range of insurance needs.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Channelview, TX· 5.4 mi
1-2 agents
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T Listed
Tiffany Woods - Life Insurance Advisor

Tiffany Woods is a life‑insurance broker who helps individuals, spouses and children select life insurance, annuities and indexed universal life policies. She emphasizes personal responsibility and offers personalized guidance.

AutoCommercial GLHomeownersLife+2 more
Seabrook, TX· 0.3 mi
License on file (TDI)
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A Listed
Alber Insurance Agency
4.8 · <100 reviews on Google44 yrs in business

Alber Insurance Agency, founded by James Alber in 1982, is a family‑owned independent agency serving Texas. It offers personalized service and helps customers find insurance solutions across various lines.

AutoBoatCommercial GLFlood+4 more
Dickinson, TX· 3.6 mi
License on file (TDI)
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J Listed
Jack Brown Insurance Agency
4.8 · <100 reviews on Google

Jack Brown Insurance Agency is a local agency in League City, Texas offering life, auto, home and boat insurance along with annuities and retirement solutions. The agency emphasizes personalized service and quick quotes.

AutoBoatCommercial GLHomeowners+3 more
League City, TX· 3.2 mi
License on file (TDI)
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Seabrook