Flood Insurance in The Colony, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in The Colony
Within 15 miles of The Colony, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.
GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.
Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.
Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.
Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance, offering quotes from over 200 carriers to help customers find the right coverage at a good price.
Brightway Insurance connects customers with independent agents offering a wide range of insurance options, emphasizing a modern, personalized approach and technology‑driven service.
Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.
The Grunor Agency is a local Brightway insurance team in Denton, TX that simplifies insurance by offering multiple quotes from various carriers for personal and business coverage.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.
Monarch Insurance Group is a full‑service independent agency in Texas offering personal and commercial insurance, representing dozens of carriers and emphasizing personalized service throughout the customer’s life.
The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.
David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.
Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.
TWFG Frisco is an independent insurance agency offering a range of coverage options including home, auto, life, commercial and umbrella policies. With 20 years of combined experience and access to over 200 carriers, they aim to provide personalized protection and peace of mind to clients in Texas and Oklahoma.
Progressive is a leading insurance company founded in 1937 that offers a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella and flood insurance, as well as commercial general liability coverage. The company emphasizes savings, 24/7 support, and easy online quoting.
Progressive Insurance is a leading insurance company offering a wide range of products such as auto, homeowners, renters, motorcycle, boat, life, flood, and umbrella coverage, emphasizing customizable policies, discounts and 24/7 support.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.