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Flood Insurance in West University Place, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in West University Place

Within 15 miles of West University Place, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 162.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
TIA- Texas Insurance Agency
4.7 · 100+ reviews on Google27 yrs in business

TIA‑Texas Insurance Agency, an independent Texas insurance agency operating since 1999, offers affordable coverage and free quotes for individuals, families, and businesses. The agency compares multiple carriers to provide auto, home, business, and specialty insurance solutions across Texas.

AutoHomeownersRentersFlood+4 moreSpanish
Houston, TX· 3.7 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.7 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. It compares multiple carriers to match customers with policies such as auto, home, renters, and commercial insurance.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 4.2 mi
License on file (TDI)
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P Listed
Paga-Menos Insurance
4.9 · 100+ reviews on Google

Paga Menos Insurance is a Houston‑based agency offering a full range of personal and commercial insurance solutions across Texas, aiming to provide affordable coverage and financial stability for individuals and businesses.

AutoCommercial GLCommercial PropertyFlood+3 moreSpanish
Houston, TX· 3.8 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +331-2 agents
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T Listed
TIA-Texas Insurance Agency
4.7 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 5.3 mi
License on file (TDI)
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A Listed
Affordable Insurance of Texas
4.9 · 100+ reviews on Google

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Houston, TX· 5.4 mi
License on file (TDI)
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A Listed
Auto Express Insurance
4.9 · 100+ reviews on Google

Auto Express Insurance is a Houston‑based agency that helps consumers save money on insurance and assists businesses in reducing risk. The agency serves the greater Houston area, offering personalized protection for families and commercial clients alike.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Bellaire, TX· 4.0 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +201-2 agents
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A Listed
Avalon Insurance Agency
4.8 · <100 reviews on Google20 yrs in business

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Houston, TX· 5.1 mi
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1071-2 agents
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Y Listed
Young's Insurance Agency
4.8 · <100 reviews on Google46 yrs in business

Young's Insurance Agency specializes in insurance for home health agencies in Houston and Texas, offering professional liability, workers' compensation, cyber, and other tailored coverages. They also provide personal lines such as homeowners, auto, flood, and small‑business commercial insurance.

AutoCommercial GLCommercial PropertyFlood+3 more
Bellaire, TX· 2.3 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Ameritas Life Insurance Corp. +91-2 agents
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T Listed
Texan Insurance
4.9 · 1,000+ reviews on Google41 yrs in business

Texan Insurance is a full‑service, family‑owned independent agency serving Texas since 1985. It offers personalized service through a team of licensed agents who help customers navigate insurance and risk management.

AutoHomeownersRentersCommercial GL+6 more
Houston, TX· 4.8 mi
Carriers: ACCC Insurance Company, Alinsco Insurance Company +231-2 agents
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T Listed
TIA- Texas Insurance Agency
4.6 · <100 reviews on Google27 yrs in business

A trusted Texas Insurance Agency since 1999, offering affordable coverage for individuals, families, and businesses. The independent agency compares multiple carriers to find the best fit and provides a wide range of policies including auto, home, and commercial insurance.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Missouri City, TX· 6.5 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.7 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable auto, homeowners, and business insurance with free quotes. They compare multiple carriers to find coverage that fits individual and commercial needs.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Houston, TX· 7.3 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.4 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable coverage for individuals, families, and businesses across Texas, offering auto, homeowners, renters, flood, motorcycle, commercial and other insurance lines.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pearland, TX· 6.1 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across Texas. The agency compares multiple carriers to match customers with policies that fit their needs, offering a wide range of personal and commercial insurance products.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Pearland, TX· 8.8 mi
License on file (TDI)
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T Listed
The Vanguard Insurance Agency
4.9 · 100+ reviews on Google

We are in the business of helping people by shopping insurance policies with multiple top‑rated carriers. As a highly respected agency in the greater Houston area we serve total insurance needs including life, home, auto, commercial and financial services.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Houston, TX· 6.5 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +661-2 agents
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T Listed
TIA- Texas Insurance Agency
4.6 · <100 reviews on Google27 yrs in business

TIA‑Texas Insurance Agency is an independent agency in Houston, Texas, serving families and businesses since 1999. It offers affordable auto, home, motorcycle, and commercial coverage by comparing multiple carriers to find the best value.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 7.2 mi
License on file (TDI)
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A Listed
Altivo Insurance | Houston Insurance Agency
4.8 · <100 reviews on Google

Altivo Insurance is a Houston‑based agency partnering with Goosehead to embed insurance into real estate transactions, offering a broad range of personal and commercial coverage options.

AutoHomeownersRentersFlood+4 more
Houston, TX· 4.8 mi
1-2 agents
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering a range of insurance products such as auto, homeowners, renters, flood, motorcycle and commercial coverage. They compare multiple carriers to provide affordable, customized policies for individuals and businesses.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 9.0 mi
License on file (TDI)
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T Listed
Tyung Test Agency

Synthetic test agency for dev lead-flow testing — selectable as a target. Phone + email route to the founder. Hidden on prod + sitemap; ranks last. Drop with --drop before any external review.

AutoHomeownersRentersUmbrella+2 more
Houston, TX· 4.4 mi
Carriers: State Farm, Progressive
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C Listed
Crestar Insurance
4.9 · 100+ reviews on Google20 yrs in business

Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.

AutoCommercial GLFloodHomeowners+3 more
Missouri City, TX· 10.1 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +37
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O Listed
Oscar's Insurance Agency LLC
4.5 · 100+ reviews on Google25 yrs in business

Oscar Insurance Agency LLC was founded 25 years ago by Oscar Rivas to provide auto, home, life, health and other insurance solutions. Over the years they have served thousands of satisfied customers in Houston.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Houston, TX· 6.9 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +311-2 agents
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T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across the state. It compares multiple carriers to match customers with the right policies and offers free, no‑obligation quotes.

AutoMotorcycleCommercial GLUmbrella+4 moreSpanish
Houston, TX· 10.3 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.7 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency, founded in 1999, provides affordable coverage and free quotes to families across Houston, Pasadena, Beaumont, The Woodlands and the wider Texas area.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Missouri City, TX· 9.9 mi
License on file (TDI)
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H Listed
Houston Insurance Agency, Inc
4.8 · <100 reviews on Google

We are an independent insurance agency serving Texas, partnering with many carriers to provide auto, flood, and commercial auto coverage.

AutoCommercial GLFloodHomeowners+2 more
South Houston, TX· 4.7 mi
1-2 agents
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.

Flood insurance in other Texas cities

Other insurance types in West University Place