Homeowners Insurance in West University Place, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in West University Place
Within 15 miles of West University Place, TX. Click any agency to view profile, contact info, and request a quote.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
ARCHER INSURANCE GROUP, LLC
Licensed insurance agency in Houston, TX; represents 11 carriers.
Avalon Insurance Agency
Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.
RIVER OAKS TRAVEL LLC
Licensed insurance agency in Houston, TX; represents 2 carriers.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect customers from sudden loss and to offer bilingual service. Founded in 2010, they have grown to 90 offices across Texas.
MOINOT INSURANCE GROUP LLC
Licensed insurance agency in Cypress, TX; represents 17 carriers.
LIFEWAY INSURANCE BROKERS LLC
Licensed insurance agency in Houston, TX; represents 30 carriers.
EDEN MISGINA INSURANCE GROUP P.C.
Licensed insurance agency in Houston, TX; represents 20 carriers.
EDWARDS FINANCIAL GROUP LLC
Licensed insurance agency in Houston, TX; represents 23 carriers.
LOIS SPICER INSURANCE AGENCY, INC.
Licensed insurance agency in Houston, TX; represents 18 carriers.
LKJ FINANCIAL, LLC
Licensed insurance agency in Houston, TX; represents 36 carriers.
ECHO CONSULTING, LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
LINDA MEYER INSURANCE BROKERAGE, LLC
Licensed insurance agency in Houston, TX; represents 86 carriers.
PASADENA INSURANCE AGENCY, INC.
Licensed insurance agency in Houston, TX; represents 146 carriers.
BENEFITS & CARE LLC
Licensed insurance agency in Houston, TX; represents 50 carriers.
HAWK INS GROUP, LLC
Licensed insurance agency in Houston, TX; represents 65 carriers.
THE REAL INSURANCE LADY AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 38 carriers.
PRIMARY CARE INSURANCE SOLUTIONS LLC
Licensed insurance agency in Houston, TX; represents 51 carriers.
PETRUS RETIREMENT PLANNING LLC
Licensed insurance agency in Houston, TX; represents 9 carriers.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable coverage for diverse communities. Their mission is to protect families without judgment and deliver personalized, bilingual service.
L.A. Insurance
L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.
L.A. Insurance
L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.
PHOENIX IFS, LLC
Licensed insurance agency in Houston, TX; represents 27 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.