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Homeowners Insurance in Alamo, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Alamo

Within 15 miles of Alamo, TX. Click any agency to view profile, contact info, and request a quote.

GI

Greenspoint Insurance - San Juan

San Juan, TX· 4.6 mi
Agency
10+ agents

Greenspoint Insurance is a McAllen, TX based agency offering auto, home, life, health, and other insurance services. They partner with multiple carriers to provide a range of coverage options for individuals and families.

AutoHomeownersLife
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PM

Paisano Income Tax, Insurance, Multiservices

Alamo, TX· 3.3 mi
Agency
Very Popular
3-5 agents

Paisano Tax offers tax preparation, bookkeeping, immigration, insurance, motor‑vehicle and notary services, emphasizing personalized assistance for the Hispanic community. The firm highlights friendly, knowledgeable staff and a commitment to guiding clients through financial and legal matters.

AutoCommercial GLHomeownersRenters+1 more
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TG

Tovar Financial Group

Weslaco, TX· 11.5 mi
Agency
Popular
10+ agents23yr

Tovar Financial Group, founded in 2003 by Gabriel Tovar, provides professional assistance in Medicare planning as well as life, health, and retirement insurance solutions. Operating from Austin and Weslaco, Texas, the agency leverages over 25 years of industry experience to serve families and individuals.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company, Ace Property and Casualty Insurance Company +48
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DI

Direct Auto Insurance

Alamo, TX· 3.4 mi
Agency
Popular
3-5 agents

Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto
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TI

Truckers Insurance

San Juan, TX· 4.8 mi
Agency
Very Popular
6+ agents

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
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BI

B & B Insurance

Weslaco, TX· 8.4 mi
Agency
10+ agents

B&B Insurance is a multi‑line agency serving the Rio Grande Valley with eight locations. It provides affordable auto, home, renters, commercial, umbrella, life, and motorcycle coverage, offering discounts for multiple policies. The agency emphasizes quick claims service and local expertise.

AutoHomeownersRentersCommercial GL+4 more
Carriers: ACCC Insurance Company, Acceptance Casualty Insurance Company, Accident Insurance Company, Inc. +41
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AI

Amtex Insurance

San Juan, TX· 5.3 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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AI

A-MAX Auto Insurance

Pharr, TX· 4.8 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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FI

Freeway Insurance

Donna, TX· 5.0 mi
Agency
Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage, and serves customers in all 50 U.S. states. The site provides options for online quotes and phone assistance.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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FI

Fred Loya Insurance

Alamo, TX· 3.3 mi
Agency
Very Popular
3-5 agents

Fred Loya Insurance offers auto insurance across 12 states with multiple discount options and same‑day coverage. The agency emphasizes quick online quotes and a network of local agents.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
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AI

Amtex Insurance

Pharr, TX· 5.6 mi
Agency
Very Popular
3-5 agents

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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TI

Trucking Now Insurance

San Juan, TX· 3.9 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in San Juan, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Alinsco Insurance Company, Berkshire Hathaway Homestate Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY +4
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OI

Ontiveros Insurance

San Juan, TX· 5.3 mi
Agency
6+ agents

Licensed insurance agency in San Juan, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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DI

Direct Auto Insurance

Pharr, TX· 5.0 mi
Agency
Popular
3-5 agents

Direct Auto agents in San Juan, TX offer flexible payment options and a range of insurance products including car insurance, term life insurance, roadside assistance, and SR‑22 filings. The office is located inside the H.E.B. and serves English and Spanish speaking customers.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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AI

A-MAX Auto Insurance

Mcallen, TX· 8.2 mi
Agency
Very Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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FI

Fred Loya Insurance

Alamo, TX· 3.4 mi
Agency
3-5 agents

Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices. The agency emphasizes immediate coverage, no credit check, and a variety of discounts such as multi‑car, good driver, and homeowner discounts. It offers a range of auto policies including liability, comprehensive, collision, medical payments, and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
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AI

Amtex Insurance

Weslaco, TX· 8.3 mi
Agency
Very Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance, focusing on real people. They emphasize local, face‑to‑face service and have over 25 years of experience serving their community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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AI

A-MAX Auto Insurance

San Juan, TX· 5.0 mi
Agency
6+ agents

A-MAX Insurance is a community‑focused agency that helps customers compare coverage from over 35 carriers, offering auto, home, renters, commercial and boat insurance. They provide personalized service, 24/7 roadside assistance, and emphasize diversity and customer satisfaction.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
DI

Direct Auto Insurance

Pharr, TX· 4.9 mi
Agency
3-5 agents

Direct Auto is a car insurance agency located at 1300 S Cage Blvd in Pharr, TX offering auto, term life, SR‑22 and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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FI

Farmers Insurance - Griselda Melendez

Mcallen, TX· 7.5 mi
Agency
Very Popular

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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VP

Valley Insurance Providers

San Juan, TX· 4.8 mi
Agency
Very Popular
1-2 agents20yr

Personal and Commercial Insurance agency in San Juan, TX, serving the local community for over 20 years. The staff assists customers with life, auto, homeowners, flood, and motorcycle insurance, helping them choose the right policies from multiple carriers.

AutoCommercial GLFloodHomeowners+4 more
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PI

Pronto Insurance

Alamo, TX· 3.4 mi
Agency
Popular
1-2 agents

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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FI

Freeway Insurance

Mcallen, TX· 8.3 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and serves customers across all 50 U.S. states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
MV

Madrinas Insurance Rio Grande Valley

Edinburg, TX· 9.3 mi
Agency
Very Popular
3-5 agents

Madrinas Insurance provides affordable health coverage options such as Obamacare marketplace plans, Medicare, Medicaid transition assistance, and additional products like life insurance. Their bilingual agents offer personalized plan matching, fast enrollment, and year‑round support.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Access Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +61
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Alamo