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Umbrella Insurance in Alamo, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Alamo

Within 15 miles of Alamo, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 378.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
P Listed
Paisano Income Tax, Insurance, Multiservices
4.9 · 150 reviews on Google

Paisano Tax offers tax preparation, bookkeeping, immigration, insurance, motor‑vehicle and notary services, emphasizing personalized assistance for the Hispanic community. The firm highlights friendly, knowledgeable staff and a commitment to guiding clients through financial and legal matters.

AutoCommercial GLHomeownersRenters+1 more
Alamo, TX· 3.3 mi
3-5 agents
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T Listed
Tovar Financial Group
4.8 · 86 reviews on Google23 yrs in business

Tovar Financial Group, founded in 2003 by Gabriel Tovar, provides professional assistance in Medicare planning as well as life, health, and retirement insurance solutions. Operating from Austin and Weslaco, Texas, the agency leverages over 25 years of industry experience to serve families and individuals.

AutoCommercial GLHomeownersLife+2 moreSpanish
Weslaco, TX· 11.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +4910+ agents
View profile
D Listed
Direct Auto Insurance
4.8 · 99 reviews on Google

Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.

AutoCommercial GLHomeownersLife+3 more
Alamo, TX· 3.4 mi
Carriers: Direct Auto3-5 agents
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T Listed
Truckers Insurance
4.9 · 206 reviews on Google

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
San Juan, TX· 4.8 mi
6+ agents
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B Listed
B & B Insurance
4.2 · 55 reviews on Google

B&B Insurance is a multi‑line agency serving the Rio Grande Valley with eight locations. It provides affordable auto, home, renters, commercial, umbrella, life, and motorcycle coverage, offering discounts for multiple policies. The agency emphasizes quick claims service and local expertise.

AutoHomeownersRentersCommercial GL+4 more
Weslaco, TX· 8.4 mi
Carriers: ACCC Insurance Company, Acceptance Casualty Insurance Company +4210+ agents
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A Listed
Amtex Insurance
4.8 · 55 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
San Juan, TX· 5.3 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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A Listed
A-MAX Auto Insurance
4.5 · 143 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Pharr, TX· 4.8 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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F Listed
Freeway Insurance
4.8 · 77 reviews on Google

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage, and serves customers in all 50 U.S. states. The site provides options for online quotes and phone assistance.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Donna, TX· 5.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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F Listed
Fred Loya Insurance
4.7 · 154 reviews on Google

Fred Loya Insurance offers auto insurance across 12 states with multiple discount options and same‑day coverage. The agency emphasizes quick online quotes and a network of local agents.

AutoCommercial GLHomeownersRenters+1 more
Alamo, TX· 3.3 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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A Listed
Amtex Insurance
4.9 · 453 reviews on Google

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Pharr, TX· 5.6 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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T Listed
Trucking Now Insurance
4.8 · 6 reviews on Google

Licensed insurance agency in San Juan, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
San Juan, TX· 3.9 mi
Carriers: Alinsco Insurance Company, Berkshire Hathaway Homestate Insurance Company +510+ agents
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O Listed
Ontiveros Insurance
4.8 · 25 reviews on Google

Licensed insurance agency in San Juan, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
San Juan, TX· 5.3 mi
6+ agents
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D Listed
Direct Auto Insurance
4.6 · 58 reviews on Google

Direct Auto agents in San Juan, TX offer flexible payment options and a range of insurance products including car insurance, term life insurance, roadside assistance, and SR‑22 filings. The office is located inside the H.E.B. and serves English and Spanish speaking customers.

AutoCommercial GLHomeownersLife+2 moreSpanish
Pharr, TX· 5.0 mi
Carriers: Direct Auto Insurance, National General Insurance Group3-5 agents
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A Listed
A-MAX Auto Insurance
4.8 · 128 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Mcallen, TX· 8.2 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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E Listed
EDUARDO J VILLARREAL INSURANCE AGENCY INC
4.7 · 30 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 9.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1320+ agents
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A Listed
Amtex Insurance
4.9 · 182 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance, focusing on real people. They emphasize local, face‑to‑face service and have over 25 years of experience serving their community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Weslaco, TX· 8.3 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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F Listed
Fred Loya Insurance
4.4 · 29 reviews on Google

Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices. The agency emphasizes immediate coverage, no credit check, and a variety of discounts such as multi‑car, good driver, and homeowner discounts. It offers a range of auto policies including liability, comprehensive, collision, medical payments, and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Alamo, TX· 3.4 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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A Listed
A-MAX Auto Insurance
4.0 · 36 reviews on Google

A-MAX Insurance is a community‑focused agency that helps customers compare coverage from over 35 carriers, offering auto, home, renters, commercial and boat insurance. They provide personalized service, 24/7 roadside assistance, and emphasize diversity and customer satisfaction.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
San Juan, TX· 5.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
D Listed
Direct Auto Insurance
4.6 · 22 reviews on Google

Direct Auto is a car insurance agency located at 1300 S Cage Blvd in Pharr, TX offering auto, term life, SR‑22 and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Pharr, TX· 4.9 mi
Carriers: Direct Auto Insurance, National General Insurance Group3-5 agents
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S Listed
SAFE STOP INSURANCE AGENCY
4.8 · 35 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 25 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 10.0 mi
Carriers: American Access Casualty Company, Clearcover Insurance Company +2320+ agents
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E Listed
ELEANOR CANTU-NIETO AGENCY LLC
4.8 · 10 reviews on Google

Licensed insurance agency in Mcallen, TX; represents 12 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mcallen, TX· 8.9 mi
Carriers: American Family Life Assurance Company of Columbus, American Mercury Insurance Company +1020+ agents
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F Listed
Farmers Insurance - Griselda Melendez
4.9 · 636 reviews on Google

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Mcallen, TX· 7.5 mi
Carriers: Farmers
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V Listed
Valley Insurance Providers
4.9 · 264 reviews on Google20 yrs in business

Personal and Commercial Insurance agency in San Juan, TX, serving the local community for over 20 years. The staff assists customers with life, auto, homeowners, flood, and motorcycle insurance, helping them choose the right policies from multiple carriers.

AutoCommercial GLFloodHomeowners+4 more
San Juan, TX· 4.8 mi
1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.