Homeowners Insurance in Alba, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
20 homeowners insurance agencies in Alba
Within 15 miles of Alba, TX. Click any agency to view profile, contact info, and request a quote.
Bird Dog Insurance of Mineola
Softwaretainment provides marketing software, automation, and digital services to help businesses grow, offering solutions like AI chat bots, website development, and reputation management.
ReNew
The ReNew Group offers personalized insurance solutions for both personal and business needs, leveraging over 30 years of combined experience. They focus on affordable, tailored coverage and provide ongoing support throughout the policy lifecycle. Their mission is to simplify insurance while delivering exceptional service and peace of mind.
Hefner Group Insurance
Hefner Group Insurance is an independently owned, locally operated agency serving East Texas. They offer a range of personal and commercial insurance products, emphasizing strong relationships with quality carriers and personalized service.
The Retirement Gals
The Retirement Gals provide Medicare assistance throughout East Texas, Shreveport‑Bossier LA, and Texarkana. With over 30 years of experience since 1984, they help individuals review coverage and navigate Medicare options for today and tomorrow.
Dunahoe Insurance
Dunahoe Insurance Agency is an independent Texas‑based agency founded in 1975 that offers a range of insurance products for individuals, families and businesses. They emphasize personalized service, community focus, and shopping the entire marketplace to find the best value for customers.
Monica Cook - State Farm Insurance
Monica Cook is a State Farm® insurance agent in Mineola, Texas offering auto, home, life, business and other insurance products. With over 32 years in the field, she provides personalized options and education to the community.
Bruner Insurance Agency
Independent insurance agents provide personalized advice for auto, home, renters, motorcycle, boat and other insurance needs, offering options from multiple carriers to fit each customer’s situation.
The Peckham Group, LLC
The Peckham Group, LLC is an independent insurance agency in East Texas with over 20 years of industry experience, officially opening in 2026 to serve families and businesses with comprehensive protection.
ReNew Consulting Group LLC
The ReNew Group provides simple, hassle‑free insurance solutions, offering personalized coverage for businesses and individuals with a focus on cost‑effective policies and ongoing support.
Softwaretainment
Softwaretainment offers customized software, marketing, and automation services aimed at boosting business growth, improving productivity, and capturing new clients.
Clients First Insurance-Quitman
Clients First Insurance Group is an independent Texas‑based agency that prioritizes personalized service and community focus. They offer a wide range of personal, business and employee benefit insurance solutions, emphasizing clear, straightforward coverage options.
Insurance Agents Alliance of Texas (IAAT)
IAAT (Strategic Independent Agents Alliance) is a network that helps independent insurance agencies increase their independence, income, and value by joining the largest alliance of independent agents in North America.
Tarry Title
Tarry Title is an innovative provider of title insurance that uses cutting‑edge technology to make real‑estate transactions seamless from contract to closing. They offer an electronic platform that keeps customers informed throughout the process.
Deborah J Perry Insurance Services, Farmers, Metlife Auto & Home, Progressive, Safeco & more
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Farmers Insurance - Deborah Perry
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Farmers Insurance - Craig Chambliss
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Becky Moore - Texas Farm Bureau Insurance
Licensed insurance agency in Mineola, TX. Contact directly for available products and carriers.
Lake Country Insurance
Licensed insurance agency in Lindale, TX; represents 17 carriers.
Anna Galaz Insurance
Licensed insurance agency in Mineola, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.