Commercial Liability Insurance in Alba, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Alba
Within 15 miles of Alba, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Dunahoe Insurance Agency is an independent Texas‑based agency founded in 1975 that offers a range of insurance products for individuals, families and businesses. They emphasize personalized service, community focus, and shopping the entire marketplace to find the best value for customers.
Monica Cook is a State Farm® insurance agent in Mineola, Texas offering auto, home, life, business and other insurance products. With over 32 years in the field, she provides personalized options and education to the community.
The Retirement Gals provide Medicare assistance throughout East Texas, Shreveport‑Bossier LA, and Texarkana. With over 30 years of experience since 1984, they help individuals review coverage and navigate Medicare options for today and tomorrow.
Independent insurance agents provide personalized advice for auto, home, renters, motorcycle, boat and other insurance needs, offering options from multiple carriers to fit each customer’s situation.
The Peckham Group, LLC is an independent insurance agency in East Texas with over 20 years of industry experience, officially opening in 2026 to serve families and businesses with comprehensive protection.
Softwaretainment offers customized software, marketing, and automation services aimed at boosting business growth, improving productivity, and capturing new clients.
Clients First Insurance Group is an independent Texas‑based agency that prioritizes personalized service and community focus. They offer a wide range of personal, business and employee benefit insurance solutions, emphasizing clear, straightforward coverage options.
Softwaretainment provides marketing software, automation, and digital services to help businesses grow, offering solutions like AI chat bots, website development, and reputation management.
Hefner Group Insurance is an independently owned, locally operated agency serving East Texas. They offer a range of personal and commercial insurance products, emphasizing strong relationships with quality carriers and personalized service.
Tarry Title is an innovative provider of title insurance that uses cutting‑edge technology to make real‑estate transactions seamless from contract to closing. They offer an electronic platform that keeps customers informed throughout the process.
IAAT (Strategic Independent Agents Alliance) is a network that helps independent insurance agencies increase their independence, income, and value by joining the largest alliance of independent agents in North America.
The ReNew Group provides simple, hassle‑free insurance solutions, offering personalized coverage for businesses and individuals with a focus on cost‑effective policies and ongoing support.
The ReNew Group offers personalized insurance solutions for both personal and business needs, leveraging over 30 years of combined experience. They focus on affordable, tailored coverage and provide ongoing support throughout the policy lifecycle. Their mission is to simplify insurance while delivering exceptional service and peace of mind.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Licensed insurance agency in Mineola, TX. Contact directly for available products and carriers.
Licensed insurance agency in Lindale, TX; represents 17 carriers.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Licensed insurance agency in Mineola, TX. Contact directly for available products and carriers.
Licensed insurance agency in Alba, TX; represents 2 carriers.
Licensed insurance agency in Emory, TX; represents 21 carriers.
Licensed insurance agency in Emory, TX; represents 15 carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.