Homeowners Insurance in Balcones Heights, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Balcones Heights
Within 15 miles of Balcones Heights, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Licensed insurance agency in San Antonio, TX; represents 31 carriers.
ALPA Insurance provides quick, simple, no‑commitment insurance options and has been serving Texas for 15 years with over 50 locations. They offer auto, motorcycle, renters, homeowners, and commercial coverage in both English and Spanish.
Independent Insurance Center, Inc. (IIC) is a Texas‑based independent agency with over 100 years of experience serving businesses and individuals. They offer personal and commercial insurance solutions, including property, auto, farm, boat and specialty coverage, backed by a team of experienced agents.
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to help everyone avoid the fear of losing everything, providing bilingual service and a focus on customer care.
Univista Insurance provides personalized insurance solutions in San Antonio, offering auto, health, life, and commercial coverage. Led by agent Denise Acosta, the agency focuses on affordable, custom plans for individuals and businesses.
Robertson Insurance Group, LLC is a locally owned independent agency in San Antonio, Texas that works with multiple top insurance carriers to provide personalized quotes for both personal and commercial needs. They emphasize community service, veteran support, and individualized customer care.
ALPA Insurance offers quick, simple, no‑commitment insurance solutions across Texas, serving the state for over 15 years with more than 50 locations. They provide bilingual service in English and Spanish and focus on easy quotes and friendly customer care.
La Familia Insurance offers auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage. They serve a bilingual community in Texas and have been operating for 15 years since their founding in 2010.
The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance.
Freeway Insurance is a nationwide agency offering a range of insurance products, including auto, home, and life coverage. This San Antonio location provides phone support for online quotes and policy assistance, serving customers across all 50 U.S. states.
Trutela Insurance offers auto, homeowners, life, and business insurance coverage, serving San Antonio and multiple states across the U.S. The agency emphasizes personalized service and a comprehensive portfolio of policies to protect clients' assets.
Freeway Insurance in San Antonio offers affordable coverage across auto, home, renters, business, motorcycle and more, with local bilingual agents providing quick quotes and personalized service for the community.
Ai United Insurance provides fast, easy, and affordable coverage across multiple lines including auto, home, renters, motorcycle, and commercial insurance, featuring an online quoting process to simplify selection and purchase.
Ai United Insurance offers simplified, affordable coverage across multiple lines, providing fast online quotes and personalized assistance.
Freeway Insurance offers a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and operates retail stores across the United States. The site provides tools for online quotes and phone assistance for customers nationwide.
De Amparo Insurance Agency LLC is an independent agency that helps families obtain auto and homeowners insurance at affordable rates.
Quick Insurance is a San Antonio based agency that focuses on providing fast, affordable auto insurance. They compare rates from multiple carriers to find the best price and offer licensed agents to assist customers by phone, email, or in‑person. The agency emphasizes easy payments and personalized coverage options.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. They provide affordable protection for auto, home, roadside assistance and more while delivering personalized service.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
City Auto Insurance offers a wide variety of coverages—including auto, homeowners, renters, commercial, motorcycle, and builders risk—to customers in San Antonio and Palmhurst, Texas, with service available in both English and Spanish.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.