Homeowners Insurance in Balcones Heights, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Balcones Heights
Within 15 miles of Balcones Heights, TX. Click any agency to view profile, contact info, and request a quote.
La Familia Insurance
La Familia Insurance offers auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage. They serve a bilingual community in Texas and have been operating for 15 years since their founding in 2010.
La Familia Auto Insurance
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to help everyone avoid the fear of losing everything, providing bilingual service and a focus on customer care.
CHERMOL INSURANCE SOLUTIONS, LLC
Licensed insurance agency in San Antonio, TX; represents 31 carriers.
RALPH PENA & ASSOCIATES LLC
Licensed insurance agency in San Antonio, TX; represents 9 carriers.
WYANT INSURANCE AGENCY LLC
Licensed insurance agency in New Braunfels, TX; represents 51 carriers.
Bienvenido Insurance
Bienvenido Insurance is a locally owned agency that helps customers secure auto, home, renters, life, motorcycle and commercial insurance policies. Their staff emphasizes personalized service, fast response, and finding the best rates from a wide range of carriers. They have been serving the community for over a decade.
PORTFOLIO HEALTH AND LIFE INSURANCE LLC
Licensed insurance agency in San Antonio, TX; represents 15 carriers.
VOYAGE INSURANCE GROUP, LLC
Licensed insurance agency in San Antonio, TX; represents 52 carriers.
VILLASOL INSURANCE SOLUTIONS LLC
Licensed insurance agency in San Antonio, TX; represents 43 carriers.
LEAL INSURANCE SERVICES, LLC
Licensed insurance agency in San Antonio, TX; represents 10 carriers.
TEXAS UNITED INSURANCE SERVICES, LLC
Licensed insurance agency in San Antonio, TX; represents 34 carriers.
FIDELIS INSURANCE BROKERS, LLC
Licensed insurance agency in San Antonio, TX; represents 99 carriers.
Independent Insurance Center, Inc
Independent Insurance Center, Inc. (IIC) is a Texas‑based independent agency with over 100 years of experience serving businesses and individuals. They offer personal and commercial insurance solutions, including property, auto, farm, boat and specialty coverage, backed by a team of experienced agents.
ALPA Insurance
ALPA Insurance provides quick, simple, no‑commitment insurance options and has been serving Texas for 15 years with over 50 locations. They offer auto, motorcycle, renters, homeowners, and commercial coverage in both English and Spanish.
ALEXANDER PENA AGENCY, LLC
Licensed insurance agency in San Antonio, TX; represents 16 carriers.
PRE FUTURO INSURANCE AGENCY LLC
Licensed insurance agency in San Antonio, TX; represents 33 carriers.
AMS INSURANCE & ASSOCIATES
Licensed insurance agency in San Antonio, TX; represents 46 carriers.
JOHNSTON KLECK INSURANCE AGENCY, LLC
Licensed insurance agency in San Antonio, TX; represents 17 carriers.
ARCH INSURANCE SERVICES, INC.
Licensed insurance agency in San Antonio, TX; represents 70 carriers.
PRIORITY INSURANCE AND TAX SERVICES, LLC
Licensed insurance agency in Fort Worth, TX; represents 2 carriers.
CM INSURANCE SERVICES, LLC
Licensed insurance agency in San Antonio, TX; represents 5 carriers.
CARE COMPLETE LLC
Licensed insurance agency in Houston, TX; represents 22 carriers.
MCLOUGHLIN INSURANCE SERVICES LLC
Licensed insurance agency in San Antonio, TX; represents 59 carriers.
JOSEPH A ACKER AGENCY LLC
Licensed insurance agency in San Antonio, TX; represents 11 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.