Commercial Liability Insurance in Balcones Heights, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Balcones Heights
Within 15 miles of Balcones Heights, TX. Click any agency to view profile, contact info, and request a quote.
La Familia Insurance
La Familia Insurance offers auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage. They serve a bilingual community in Texas and have been operating for 15 years since their founding in 2010.
La Familia Auto Insurance
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to help everyone avoid the fear of losing everything, providing bilingual service and a focus on customer care.
CHERMOL INSURANCE SOLUTIONS, LLC
Licensed insurance agency in San Antonio, TX; represents 31 carriers.
RALPH PENA & ASSOCIATES LLC
Licensed insurance agency in San Antonio, TX; represents 9 carriers.
WYANT INSURANCE AGENCY LLC
Licensed insurance agency in New Braunfels, TX; represents 51 carriers.
Bienvenido Insurance
Bienvenido Insurance is a locally owned agency that helps customers secure auto, home, renters, life, motorcycle and commercial insurance policies. Their staff emphasizes personalized service, fast response, and finding the best rates from a wide range of carriers. They have been serving the community for over a decade.
PORTFOLIO HEALTH AND LIFE INSURANCE LLC
Licensed insurance agency in San Antonio, TX; represents 15 carriers.
VOYAGE INSURANCE GROUP, LLC
Licensed insurance agency in San Antonio, TX; represents 52 carriers.
VILLASOL INSURANCE SOLUTIONS LLC
Licensed insurance agency in San Antonio, TX; represents 43 carriers.
LEAL INSURANCE SERVICES, LLC
Licensed insurance agency in San Antonio, TX; represents 10 carriers.
TEXAS UNITED INSURANCE SERVICES, LLC
Licensed insurance agency in San Antonio, TX; represents 34 carriers.
FIDELIS INSURANCE BROKERS, LLC
Licensed insurance agency in San Antonio, TX; represents 99 carriers.
Independent Insurance Center, Inc
Independent Insurance Center, Inc. (IIC) is a Texas‑based independent agency with over 100 years of experience serving businesses and individuals. They offer personal and commercial insurance solutions, including property, auto, farm, boat and specialty coverage, backed by a team of experienced agents.
ALPA Insurance
ALPA Insurance provides quick, simple, no‑commitment insurance options and has been serving Texas for 15 years with over 50 locations. They offer auto, motorcycle, renters, homeowners, and commercial coverage in both English and Spanish.
ALEXANDER PENA AGENCY, LLC
Licensed insurance agency in San Antonio, TX; represents 16 carriers.
PRE FUTURO INSURANCE AGENCY LLC
Licensed insurance agency in San Antonio, TX; represents 33 carriers.
AMS INSURANCE & ASSOCIATES
Licensed insurance agency in San Antonio, TX; represents 46 carriers.
JOHNSTON KLECK INSURANCE AGENCY, LLC
Licensed insurance agency in San Antonio, TX; represents 17 carriers.
ARCH INSURANCE SERVICES, INC.
Licensed insurance agency in San Antonio, TX; represents 70 carriers.
PRIORITY INSURANCE AND TAX SERVICES, LLC
Licensed insurance agency in Fort Worth, TX; represents 2 carriers.
CM INSURANCE SERVICES, LLC
Licensed insurance agency in San Antonio, TX; represents 5 carriers.
CARE COMPLETE LLC
Licensed insurance agency in Houston, TX; represents 22 carriers.
MCLOUGHLIN INSURANCE SERVICES LLC
Licensed insurance agency in San Antonio, TX; represents 59 carriers.
JOSEPH A ACKER AGENCY LLC
Licensed insurance agency in San Antonio, TX; represents 11 carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.