Homeowners Insurance in Bonham, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
23 homeowners insurance agencies in Bonham
Within 15 miles of Bonham, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Doc's Bail Bonds is a North Texas bail bond agency that has been helping clients secure release for over 30 years. They operate six offices across five counties and offer 24/7 service to assist families and friends of the incarcerated. Their focus is fast, affordable bail bonding and financing options.
Bradford Watson Company, Inc. is an insurance agency based in Bonham, Texas offering a range of personal and commercial insurance products.
Jake Shockley is a State Farm® insurance agent based in Bonham, Texas, with over 15 years of experience. He offers a range of insurance products including auto, homeowners, life, and commercial lines, serving customers in Texas, Oklahoma, and Arkansas. The agency emphasizes personalized service and community involvement.
Pierson and Fendley Insurance is an independent agency serving the Paris, Bonham, and DeKalb, Texas communities since 1935, offering personal and business insurance solutions such as auto, home, life, and commercial coverage.
Allstate provides insurance and peace of mind, offering solutions for home, auto, device, and identity protection. They aim to safeguard customers' finances, future, and peace of mind.
Holder Insurance Agency is an independent agency that offers auto and home insurance quotes, emphasizing family protection and helping customers find appropriate coverage at affordable rates.
Bayless-Hall Insurance, established in 1888, provides auto, homeowners, business, life, and other insurance solutions through multiple locations in Texas.
House Insurance Agency provides personal and business insurance coverage, emphasizing long‑term relationships and outstanding customer service. They offer a variety of insurance products to fit individual and commercial needs, aiming to match the right coverage for each client.
Texas Farm Credit provides agricultural, land, and rural home financing across Texas, backed by over 100 years of local expertise and a customer‑owned cooperative structure.
Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.
Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.
Galyin Insurance in Bonham, TX has been serving North Texas and Southern Oklahoma with health‑related insurance solutions since 1998, offering health, dental & vision, Medicare, life, GAP and short‑term coverage. The agency emphasizes personalized assistance and scheduling appointments for insurance needs.
Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.
Buchanan Insurance is an independent agency serving the Leonard and Farmersville areas and the wider Texas region. They provide a full range of personal insurance—including auto, homeowners, boat, flood, life, motorcycle, umbrella and disability coverage—as well as commercial options such as property, umbrella and farm insurance.
Johnson Insurance Agency offers a range of insurance products—including auto, homeowners, boat, motorcycle, life and commercial coverage—to help clients in Texas and Oklahoma prepare for the unknown. They emphasize personalized service, competitive pricing, and strong customer relationships.
Licensed insurance agency in Bonham, TX; represents 16 carriers.
Licensed insurance agency in Trenton, TX; represents 14 carriers.
Licensed insurance agency in Savoy, TX; represents 1 carrier.
Licensed insurance agency in Leonard, TX; represents 1 carrier.
Licensed insurance agency in Whitewright, TX; represents 4 carriers.
Licensed insurance agency in Ivanhoe, TX; represents 15 carriers.
Licensed insurance agency in Leonard, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.