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Umbrella Insurance in Bonham, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

20 umbrella insurance agencies in Bonham

Within 15 miles of Bonham, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 150.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
D Listed
Doc's Bail Bonds- Bonham TX, FANNIN COUNTY
4.9 · 164 reviews on Google30 yrs in business

Doc's Bail Bonds is a North Texas bail bond agency that has been helping clients secure release for over 30 years. They operate six offices across five counties and offer 24/7 service to assist families and friends of the incarcerated. Their focus is fast, affordable bail bonding and financing options.

AutoCommercial GLHomeownersRenters+1 more
Bonham, TX· 0.4 mi
10+ agents
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B Listed
Bradford-Watson Co Inc
4.8 · 58 reviews on Google

Bradford Watson Company, Inc. is an insurance agency based in Bonham, Texas offering a range of personal and commercial insurance products.

AutoHomeownersRentersBoat+5 more
Bonham, TX· 0.4 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +241-2 agents
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J Listed
Jake Shockley - State Farm Insurance Agent
4.9 · 578 reviews on Google

Jake Shockley is a State Farm® insurance agent based in Bonham, Texas, with over 15 years of experience. He offers a range of insurance products including auto, homeowners, life, and commercial lines, serving customers in Texas, Oklahoma, and Arkansas. The agency emphasizes personalized service and community involvement.

AutoHomeownersRentersLife+5 moreSpanish
Denison, TX· 0.7 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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F Listed
Farm N Home Casualty a division of Pierson and Fendley Insurance
4.7 · 3 reviews on Google91 yrs in business

Pierson and Fendley Insurance is an independent agency serving the Paris, Bonham, and DeKalb, Texas communities since 1935, offering personal and business insurance solutions such as auto, home, life, and commercial coverage.

AutoCommercial GLHomeownersLife+2 more
Bonham, TX· 0.4 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AGCS Marine Insurance Company +2183-5 agents
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A Listed
Allstate
4.8 · 4 reviews on Google

Allstate provides insurance and peace of mind, offering solutions for home, auto, device, and identity protection. They aim to safeguard customers' finances, future, and peace of mind.

AutoCommercial GLHomeownersRenters+1 more
Bonham, TX· 0.4 mi
Carriers: Allstate
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C Listed
Charles Holder Insurance
4.6 · 30 reviews on Google

Holder Insurance Agency is an independent agency that offers auto and home insurance quotes, emphasizing family protection and helping customers find appropriate coverage at affordable rates.

AutoCommercial GLHomeownersRenters+1 more
Denison, TX· 0.3 mi
Carriers: ACCC Insurance Company, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +581-2 agents
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M Listed
Meade, Norman and Bayless Insurance
4.8 · 9 reviews on Google138 yrs in business

Bayless-Hall Insurance, established in 1888, provides auto, homeowners, business, life, and other insurance solutions through multiple locations in Texas.

AutoBoatCommercial GLFarm+5 more
Bonham, TX· 0.4 mi
1-2 agents
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H Listed
House Insurance Agency
4.8 · 7 reviews on Google

House Insurance Agency provides personal and business insurance coverage, emphasizing long‑term relationships and outstanding customer service. They offer a variety of insurance products to fit individual and commercial needs, aiming to match the right coverage for each client.

AutoCommercial GLCommercial PropertyFarm+4 more
Bonham, TX· 0.5 mi
Carriers: American Access Casualty Company, AssuranceAmerica Insurance Company +121-2 agents
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T Listed
Texas Farm Credit - Bonham Branch & Insurance Agency
4.8 · 8 reviews on Google

Texas Farm Credit provides agricultural, land, and rural home financing across Texas, backed by over 100 years of local expertise and a customer‑owned cooperative structure.

AutoCommercial GLFarmHomeowners+2 moreSpanish
Bonham, TX· 2.1 mi
Carriers: American Agri-Business Insurance Company, Great American Alliance Insurance Company +11-2 agents
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T Listed
Texas Farm Bureau Insurance Company
4.4 · 9 reviews on Google

Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Bonham, TX· 1.3 mi
License on file (TDI)
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G Listed
Galyon Insurance & Travel
4.8 · 7 reviews on Google28 yrs in business

Galyin Insurance in Bonham, TX has been serving North Texas and Southern Oklahoma with health‑related insurance solutions since 1998, offering health, dental & vision, Medicare, life, GAP and short‑term coverage. The agency emphasizes personalized assistance and scheduling appointments for insurance needs.

AutoCommercial GLHomeownersLife+2 more
Bonham, TX· 5.4 mi
1-2 agents
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T Listed
Texas Farm Bureau Insurance - Tom Wishard
4.8 · 1 reviews on Google

Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Bonham, TX· 1.3 mi
License on file (TDI)
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B Listed
Buchanan Insurance Agency
4.9 · 116 reviews on Google

Buchanan Insurance is an independent agency serving the Leonard and Farmersville areas and the wider Texas region. They provide a full range of personal insurance—including auto, homeowners, boat, flood, life, motorcycle, umbrella and disability coverage—as well as commercial options such as property, umbrella and farm insurance.

AutoBoatCommercial GLCommercial Property+8 more
Anna, TX· 13.3 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +511-2 agents
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J Listed
Johnson Insurance Agency
4.9 · 115 reviews on Google

Johnson Insurance Agency offers a range of insurance products—including auto, homeowners, boat, motorcycle, life and commercial coverage—to help clients in Texas and Oklahoma prepare for the unknown. They emphasize personalized service, competitive pricing, and strong customer relationships.

AutoBoatCommercial GLHomeowners+4 more
Bonham, TX· 13.9 mi
3-5 agents
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R Listed
ROBERTS AG RISK MANAGEMENT LLC

Licensed insurance agency in Bonham, TX; represents 16 carriers.

AutoHomeownersRentersCommercial GL+1 more
Bonham, TX· 0.0 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +1410+ agents
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J Listed
JAACC LLC

Licensed insurance agency in Trenton, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Trenton, TX· 12.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Economy Insurance Company +1210+ agents
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S Listed
SCHOONOVER AGENCY LLC

Licensed insurance agency in Whitewright, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Whitewright, TX· 13.6 mi
Carriers: Homesite Insurance Company, Incline Casualty Company +220+ agents
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T Listed
TAM-RAY DEVA, LLC

Licensed insurance agency in Ivanhoe, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Ivanhoe, TX· 13.7 mi
Carriers: Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +1310+ agents
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G Listed
GANT INSURANCE SERVICES, LLC

Licensed insurance agency in Leonard, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Leonard, TX· 13.0 mi
20+ agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.