Homeowners Insurance in Brownsville, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Brownsville, TX: 24 licensed insurance agencies serve 191,967 residents in Cameron County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 50% of homeowner claims.
24 homeowners insurance agencies in Brownsville
Within 15 miles of Brownsville, TX. Click any agency to view profile, contact info, and request a quote.
LIBERTAS INSURANCE
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Fiesta Auto Insurance & Tax Service
Fiesta Auto Insurance provides auto, home, business, rental property, boat and motorcycle insurance plus personal and business tax services, targeting the Latino community. They offer free online quotes and a 24/7 phone line for assistance.
LETTE LIFE & HEALTH INSURANCE AGENCY
Licensed insurance agency in Brownsville, TX; represents 21 carriers.
Fiesta Auto Insurance & Tax Service
Fiesta Insurance offers simple auto insurance and a full suite of personal and business tax services. They provide coverage for auto, home, business, rental property, boat, and motorcycle, treating customers like family. Their focus is on helping Latino customers with bilingual service.
HARMONY INSURANCE GROUP LLC
Licensed insurance agency in Brownsville, TX; represents 29 carriers.
NEW GENERATION INSURANCE AGENCY, LLC
Licensed insurance agency in Brownsville, TX; represents 29 carriers.
ON POINT INSURANCE AGENCY, LLC
Licensed insurance agency in Brownsville, TX; represents 22 carriers.
SELECT ADVISORS, INC.
Licensed insurance agency in Brownsville, TX; represents 28 carriers.
NATIONAL MGA INSURANCE ALLIANCE, INC.
Licensed insurance agency in Brownsville, TX; represents 80 carriers.
BERT WHISENANT INSURANCE AGENCY LP
Licensed insurance agency in Brownsville, TX; represents 51 carriers.
BEE RELIANT INSURANCE AGENCY LLC
Licensed insurance agency in Brownsville, TX; represents 12 carriers.
ESCOBEDO INSURANCE AGENCY LLC
Licensed insurance agency in Brownsville, TX. Contact directly for available products and carriers.
LUGO INSURANCE BROKER LLC
Licensed insurance agency in Brownsville, TX; represents 4 carriers.
Rick Armendariz - State Farm Insurance Agent
Rick Armendariz is a State Farm Agent in Brownsville, TX, serving the community since 2009. His bilingual team offers a range of insurance products, including auto, home, life, renters, and business coverage, helping individuals and families across Cameron County.
JOLE INSURANCE GROUP LLC
Licensed insurance agency in Brownsville, TX; represents 18 carriers.
Freeway Insurance
Freeway Insurance is a nationwide agency that offers a broad range of insurance products, including auto, homeowners, renters, motorcycle, boat, and life coverage. It provides online quotes and phone assistance across all 50 U.S. states.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
SAFETY INSURANCE AGENCY LLC
Licensed insurance agency in Brownsville, TX; represents 10 carriers.
THE INSURANCE TEAM LLC
Licensed insurance agency in Brownsville, TX; represents 23 carriers.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and provide access to more than 30 insurance companies for the best protection at the lowest price.
Insurance Advisors Agency (IAA)
I Love My Health Plan (IA Agency) assists individuals and families with navigating Obamacare, Medicare, and life insurance options, providing personalized support and quotes.
ROMEO CHAPA & ASSOCIATES, LLC
Licensed insurance agency in Brownsville, TX; represents 22 carriers.
RUAH INSURANCE SERVICES & ENROLLMENT LLC
Licensed insurance agency in Brownsville, TX; represents 24 carriers.
Pronto Insurance
Licensed insurance agency in Brownsville, TX; represents 10 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.