Homeowners Insurance in Brownsville, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Brownsville, TX: 24 licensed insurance agencies serve 191,967 residents in Cameron County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 50% of homeowner claims.
24 homeowners insurance agencies in Brownsville
Within 15 miles of Brownsville, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Rick Armendariz is a State Farm Agent in Brownsville, TX, serving the community since 2009. His bilingual team offers a range of insurance products, including auto, home, life, renters, and business coverage, helping individuals and families across Cameron County.
Fiesta Auto Insurance provides auto, home, business, rental property, boat and motorcycle insurance plus personal and business tax services, targeting the Latino community. They offer free online quotes and a 24/7 phone line for assistance.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and provide access to more than 30 insurance companies for the best protection at the lowest price.
Vallarino Insurance provides free, personalized Medicare guidance to seniors in Texas, helping them compare plans, understand coverage, and receive year‑round support. Founder Erick Vallarino leads the team in offering Medicare Advantage, Supplement, prescription drug, and supplemental health plans.
I Love My Health Plan (IA Agency) assists individuals and families with navigating Obamacare, Medicare, and life insurance options, providing personalized support and quotes.
Licensed insurance agency in Brownsville, TX; represents 10 carriers.
Fiesta Insurance offers simple auto insurance and a full suite of personal and business tax services. They provide coverage for auto, home, business, rental property, boat, and motorcycle, treating customers like family. Their focus is on helping Latino customers with bilingual service.
Benavides Insurance is a top insurance agency in Brownsville, TX serving the Rio Grande Valley, offering coverage for auto, homeowners, renters, commercial, umbrella, flood, and life insurance. They emphasize personalized service, community involvement, and have been helping clients since 1978.
Licensed insurance agency in Brownsville, TX; represents 10 carriers.
Iglesias Insurance Brokers is an independent agency offering auto, general liability, homeowners, commercial, life, and workers compensation solutions to individuals and businesses in Texas. They emphasize personalized service, a wide selection of carriers, and a commitment to building lasting relationships with clients.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Freeway Insurance is a nationwide agency that offers a broad range of insurance products, including auto, homeowners, renters, motorcycle, boat, and life coverage. It provides online quotes and phone assistance across all 50 U.S. states.
At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, the agency specializes in auto, home, renters and business insurance. They partner with more than 30 insurance companies to provide the best protection at the lowest price.
Delta Insurance Agency offers a range of insurance products including auto, home, motorcycle, life, commercial and Mexican insurance, focusing on high‑quality protection at competitive prices.
We are a local insurance agency that cares about our community, our customers, and their families. We make shopping and purchasing auto insurance fast, easy, and affordable.
Pronto Insurance offers auto insurance services in Brownsville, providing quick quotes and personalized assistance. The agency is noted for friendly staff, fast service, and competitive pricing.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Altre Insurance Agency Inc provides home, auto, commercial, and life insurance to residential and commercial clients in Brownsville, TX, offering multiple options to fit each customer’s needs.
Licensed insurance agency in Brownsville, TX; represents 37 carriers.
Insurance Corner / 4 Corners is a premier agency in Brownsville offering personal and commercial insurance solutions, including life and auto coverage. The team of certified professionals focuses on risk management and customized policies for individuals and businesses.
State Farm agent David Armendariz serves the Los Fresnos, TX area, offering a range of insurance products including auto, homeowners, renters, motorcycle, boat, life and disability coverage. The agency emphasizes personalized bundles and discounts to help customers save money.
Licensed insurance agency in Brownsville, TX; represents 28 carriers.
Pronto Insurance is an agency that offers commercial insurance solutions and emphasizes fast, easy service for its customers. The agency has earned high Trustpilot ratings reflecting strong customer satisfaction.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.