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Umbrella Insurance in Brownsville, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

Umbrella insurance in Brownsville, TX: 24 licensed insurance agencies serve 191,967 residents in Cameron County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 50% of homeowner claims.

24 umbrella insurance agencies in Brownsville

Within 15 miles of Brownsville, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 386.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 777 reviews on Google

Fiesta Auto Insurance provides auto, home, business, rental property, boat and motorcycle insurance plus personal and business tax services, targeting the Latino community. They offer free online quotes and a 24/7 phone line for assistance.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Brownsville, TX· 3.9 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +46+ agents
View profile
L Listed
LETTE LIFE & HEALTH INSURANCE AGENCY
4.3 · 32 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 21 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 3.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Dental Inc. +1920+ agents
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F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 115 reviews on Google

Fiesta Insurance offers simple auto insurance and a full suite of personal and business tax services. They provide coverage for auto, home, business, rental property, boat, and motorcycle, treating customers like family. Their focus is on helping Latino customers with bilingual service.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Brownsville, TX· 5.6 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +46+ agents
View profile
H Listed
HARMONY INSURANCE GROUP LLC
4.8 · 1 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 29 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 2.4 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +2710+ agents
View profile
N Listed
NEW GENERATION INSURANCE AGENCY, LLC
4.8 · 6 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 29 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 4.4 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Aventus Insurance Company +2710+ agents
View profile
O Listed
ON POINT INSURANCE AGENCY, LLC
4.8 · 7 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 22 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 4.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, All Savers Insurance Company +2010+ agents
View profile
S Listed
SELECT ADVISORS, INC.
4.8 · 2 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 28 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 3.4 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +2610+ agents
View profile
N Listed
NATIONAL MGA INSURANCE ALLIANCE, INC.
4.8 · 4 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 80 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 4.5 mi
Carriers: AMFIRST INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +7820+ agents
View profile
B Listed
BERT WHISENANT INSURANCE AGENCY LP
4.8 · 5 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 51 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 4.8 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, All Savers Insurance Company +4910+ agents
View profile
B Listed
BEE RELIANT INSURANCE AGENCY LLC
4.8 · 8 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 12 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 4.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +1020+ agents
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E Listed
ESCOBEDO INSURANCE AGENCY LLC
4.3 · 49 reviews on Google

Licensed insurance agency in Brownsville, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 5.0 mi
20+ agents
View profile
L Listed
LUGO INSURANCE BROKER LLC
4.8 · 4 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 4.3 mi
Carriers: Home State County Mutual Insurance Company, Old American County Mutual Fire Insurance Company +210+ agents
View profile
R Listed
Rick Armendariz - State Farm Insurance Agent
4.9 · 376 reviews on Google17 yrs in business

Rick Armendariz is a State Farm Agent in Brownsville, TX, serving the community since 2009. His bilingual team offers a range of insurance products, including auto, home, life, renters, and business coverage, helping individuals and families across Cameron County.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Brownsville, TX· 2.7 mi
Carriers: State Farm1-2 agents
View profile
J Listed
JOLE INSURANCE GROUP LLC

Licensed insurance agency in Brownsville, TX; represents 18 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 3.6 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American General Life Insurance Company +1610+ agents
View profile
F Listed
Freeway Insurance
4.8 · 40 reviews on Google

Freeway Insurance is a nationwide agency that offers a broad range of insurance products, including auto, homeowners, renters, motorcycle, boat, and life coverage. It provides online quotes and phone assistance across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Brownsville, TX· 5.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
A Listed
A-MAX Auto Insurance
4.3 · 51 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Brownsville, TX· 5.2 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
S Listed
SAFETY INSURANCE AGENCY LLC

Licensed insurance agency in Brownsville, TX; represents 10 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 3.2 mi
Carriers: American Access Casualty Company, Dairyland County Mutual Insurance Company of Texas +810+ agents
View profile
T Listed
THE INSURANCE TEAM LLC
4.8 · 1 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 23 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 5.2 mi
Carriers: Celtic Insurance Company, Cigna Health and Life Insurance Company +2110+ agents
View profile
P Listed
Pronto Insurance
4.6 · 74 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and provide access to more than 30 insurance companies for the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Brownsville, TX· 2.8 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
I Listed
Insurance Advisors Agency (IAA)
4.9 · 131 reviews on Google

I Love My Health Plan (IA Agency) assists individuals and families with navigating Obamacare, Medicare, and life insurance options, providing personalized support and quotes.

AutoCommercial GLHomeownersLife+2 more
Brownsville, TX· 2.3 mi
1-2 agents
View profile
R Listed
ROMEO CHAPA & ASSOCIATES, LLC
4.8 · 1 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 22 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 5.2 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +2020+ agents
View profile
R Listed
RUAH INSURANCE SERVICES & ENROLLMENT LLC

Licensed insurance agency in Brownsville, TX; represents 24 carriers.

AutoHomeownersRentersCommercial GL+1 more
Brownsville, TX· 5.8 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +2220+ agents
View profile
P Listed
Pronto Insurance
4.8 · 38 reviews on Google

Licensed insurance agency in Brownsville, TX; represents 10 carriers.

AutoBoatCommercial GLHomeowners+3 more
Brownsville, TX· 0.8 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Brownsville