Homeowners Insurance in Brownwood, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Brownwood
Within 15 miles of Brownwood, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Licensed insurance agency in Brownwood, TX; represents 6 carriers.
The Matthew Williams State Farm Insurance office serves Brownwood and surrounding Texas areas, offering auto, homeowners, renters, life, motorcycle, boat, and commercial insurance along with financial services.
Mike Hall has been a State Farm agent for 18 years, serving the Brownwood, Texas community with auto, home, life, renters, condo, farm & ranch, and pet insurance. The agency focuses on personalized service, community involvement, and offers additional financial products such as banking and annuities.
Farmers Insurance agent page for Dustin Larremore in Brownwood, Texas, offering Farmers insurance products to local customers.
Robnett Insurance Agency has been serving the heart of Texas and beyond since 1995. As a family‑owned and operated agency, we understand the value of relationships and community. Our commitment to providing reliable home and auto insurance solutions is at the core of what we do.
Green Insurance was founded in 1989 and has been serving the Brownwood, Texas community ever since. Started by Jett Green, the family‑owned agency emphasizes honesty, timely responses, and personal customer service.
Shane Oliver has operated his Allstate agency in Brownwood, TX since 1999, offering a range of insurance products to the local community. The agency’s staff speaks English and Spanish and is active in local charities and events. They emphasize personalized service for auto, home, life, and other insurance needs.
Jackson Hewitt provides tax preparation services with a lifetime accuracy guarantee, offering refunds and support at local Walmart locations. Backed by over 40 years of experience and more than 65 million returns, they aim to maximize refunds for customers.
Brownwood Insurance Center (Equity Insurance Group) offers personalized insurance shopping, covering auto, home, and other needs with competitive rates and a focus on personal service in Brownwood, Texas.
Brown County Abstract Company provides title, abstract, underwriting, and escrow services for residential and commercial real estate in Brownwood, Texas, emphasizing high‑quality closing services and secure online portals for clients.
My Insurance Store, founded in 1992, protects individuals and families across Texas with personalized insurance solutions. The agency offers a broad selection of coverage options through multiple carriers and emphasizes advocacy, knowledge, and access for its clients.
Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, pet, and disability coverage. The local agent page offers quotes, tools, and contact options to help individuals and businesses protect against health‑insurance gaps.
The Brownwood office of Higginbotham provides personal insurance, business insurance, employee benefits, HR services, and financial services to the local community.
BKCW is a third‑generation, family‑owned insurance brokerage founded in 1952 that helps businesses improve risk profiles through risk assessments, consulting, and insurance procurement.
Texas Legacy Insurance Group insures and protects legacies, offering home, auto, life, health, farm, and commercial insurance across multiple Texas locations.
Insurance Specialists, Inc. is a locally owned agency in Brownwood, Texas offering life insurance, health insurance, Medicare and annuity solutions. They emphasize personalized service and helping individuals and families secure their financial future.
Texas Legacy Insurance Group is an independent agency serving multiple locations across Texas, offering a broad range of insurance products such as auto, homeowners, renters, life, farm, and commercial coverage. They are members of IIAT, IIABA and NAPA and focus on insuring and protecting their clients' legacies.
Licensed insurance agency in Brownwood, TX; represents 1 carrier.
Licensed insurance agency in Brownwood, TX. Contact directly for available products and carriers.
Likkel Insurance Agency in Grangeville, ID provides personalized insurance solutions with friendly customer service, extensive experience, and a focus on securing the best rates for auto, home, business, life, health, and Medicare coverage.
Texas Benefit Consultants offers personalized business consulting and insurance services, focusing on business plans, financial planning, market research, audits, and loss prevention for businesses. They have offices in Abilene and Brownwood, Texas.
Blacklands Insurance provides commercial insurance solutions for Texas, Oklahoma, Ohio, and Mississippi, offering a boutique experience with a single point of contact for all policies. They are available after normal office hours for emergencies and emphasize direct agent communication rather than call centers.
Licensed insurance agency in Brownwood, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.