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Umbrella Insurance in Brownwood, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Brownwood

Within 15 miles of Brownwood, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 113.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
F Listed
Freeway Insurance
4.9 · 398 reviews on Google

Licensed insurance agency in Brownwood, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Brownwood, TX· 4.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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M Listed
Matthew Williams - State Farm Insurance Agent
4.9 · 608 reviews on Google10 yrs in business

The Matthew Williams State Farm Insurance office serves Brownwood and surrounding Texas areas, offering auto, homeowners, renters, life, motorcycle, boat, and commercial insurance along with financial services.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Brownwood, TX· 5.0 mi
Carriers: State Farm1-2 agents
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M Listed
Mike Hall - State Farm Insurance Agent
4.8 · 68 reviews on Google18 yrs in business

Mike Hall has been a State Farm agent for 18 years, serving the Brownwood, Texas community with auto, home, life, renters, condo, farm & ranch, and pet insurance. The agency focuses on personalized service, community involvement, and offers additional financial products such as banking and annuities.

AutoBoatCommercial GLFarm+5 moreSpanish
Brownwood, TX· 4.8 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Dustin Larremore
4.8 · 16 reviews on Google

Farmers Insurance agent page for Dustin Larremore in Brownwood, Texas, offering Farmers insurance products to local customers.

AutoCommercial GLHomeownersLife+2 more
Brownwood, TX· 5.1 mi
Carriers: Farmers Insurance
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R Listed
Robnett Insurance Agency
4.8 · 39 reviews on Google31 yrs in business

Robnett Insurance Agency has been serving the heart of Texas and beyond since 1995. As a family‑owned and operated agency, we understand the value of relationships and community. Our commitment to providing reliable home and auto insurance solutions is at the core of what we do.

AutoHomeownersRentersUmbrella+4 more
Brownwood, TX· 4.8 mi
Carriers: American Economy Insurance Company, American Family Home Insurance Company +251-2 agents
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G Listed
Green Insurance
4.5 · 63 reviews on Google37 yrs in business

Green Insurance was founded in 1989 and has been serving the Brownwood, Texas community ever since. Started by Jett Green, the family‑owned agency emphasizes honesty, timely responses, and personal customer service.

AutoBoatCommercial GLHomeowners+3 more
Brownwood, TX· 5.5 mi
3-5 agents
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S Listed
Shane Oliver Insurance Agencies Inc.: Allstate Insurance
4.8 · 81 reviews on Google27 yrs in business

Shane Oliver has operated his Allstate agency in Brownwood, TX since 1999, offering a range of insurance products to the local community. The agency’s staff speaks English and Spanish and is active in local charities and events. They emphasize personalized service for auto, home, life, and other insurance needs.

AutoBoatCommercial GLHomeowners+4 more
Brownwood, TX· 5.5 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +161-2 agents
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J Listed
Jackson Hewitt Tax Service
4.8 · 220 reviews on Google40 yrs in business

Jackson Hewitt provides tax preparation services with a lifetime accuracy guarantee, offering refunds and support at local Walmart locations. Backed by over 40 years of experience and more than 65 million returns, they aim to maximize refunds for customers.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Brownwood, TX· 5.6 mi
1-2 agents
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B Listed
Brownwood Insurance Center
4.5 · 23 reviews on Google

Brownwood Insurance Center (Equity Insurance Group) offers personalized insurance shopping, covering auto, home, and other needs with competitive rates and a focus on personal service in Brownwood, Texas.

AutoHomeownersRentersFlood+3 moreSpanish
Brownwood, TX· 4.9 mi
Carriers: National General, The Hartford +81-2 agents
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B Listed
Brown County Abstract Co Inc
4.4 · 36 reviews on Google

Brown County Abstract Company provides title, abstract, underwriting, and escrow services for residential and commercial real estate in Brownwood, Texas, emphasizing high‑quality closing services and secure online portals for clients.

AutoCommercial GLHomeownersRenters+1 more
Brownwood, TX· 4.9 mi
1-2 agents
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M Listed
My Insurance Store Brownwood
4.8 · 6 reviews on Google34 yrs in business

My Insurance Store, founded in 1992, protects individuals and families across Texas with personalized insurance solutions. The agency offers a broad selection of coverage options through multiple carriers and emphasizes advocacy, knowledge, and access for its clients.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Brownwood, TX· 4.9 mi
1-2 agents
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A Listed
Aflac Insurance: Shy Middleton
4.0 · 1 reviews on Google

Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, pet, and disability coverage. The local agent page offers quotes, tools, and contact options to help individuals and businesses protect against health‑insurance gaps.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Brownwood, TX· 4.8 mi
Carriers: Aflac, American Family Life Assurance Company +4
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H Listed
Higginbotham Insurance & Financial Services
4.8 · 11 reviews on Google

The Brownwood office of Higginbotham provides personal insurance, business insurance, employee benefits, HR services, and financial services to the local community.

AutoCommercial GLHomeownersRenters+1 more
Brownwood, TX· 4.8 mi
1-2 agents
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B Listed
BKCW Insurance
3.8 · 17 reviews on Google74 yrs in business

BKCW is a third‑generation, family‑owned insurance brokerage founded in 1952 that helps businesses improve risk profiles through risk assessments, consulting, and insurance procurement.

AutoCommercial GLHomeownersRenters+1 more
Porter, TX· 5.9 mi
Carriers: 4 EVER LIFE INSURANCE COMPANY, ACUITY, A MUTUAL INSURANCE COMPANY +2971-2 agents
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T Listed
Texas Legacy Insurance Group - Brownwood Early Branch

Texas Legacy Insurance Group insures and protects legacies, offering home, auto, life, health, farm, and commercial insurance across multiple Texas locations.

AutoBoatCommercial GLCommercial Property+6 more
Brownwood, TX· 4.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +311-2 agents
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I Listed
Insurance Specialists Inc
4.8 · 2 reviews on Google

Insurance Specialists, Inc. is a locally owned agency in Brownwood, Texas offering life insurance, health insurance, Medicare and annuity solutions. They emphasize personalized service and helping individuals and families secure their financial future.

AutoCommercial GLHomeownersLife+2 more
Brownwood, TX· 4.9 mi
Carriers: American Heritage Life Insurance Company, Cincinnati Life Insurance Company, The +51-2 agents
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T Listed
Texas Legacy Insurance Group
4.8 · 1 reviews on Google

Texas Legacy Insurance Group is an independent agency serving multiple locations across Texas, offering a broad range of insurance products such as auto, homeowners, renters, life, farm, and commercial coverage. They are members of IIAT, IIABA and NAPA and focus on insuring and protecting their clients' legacies.

AutoBoatCommercial GLCommercial Property+6 more
Brownwood, TX· 4.9 mi
1-2 agents
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F Listed
Farmers Insurance - Earl Harriss
4.1 · 19 reviews on Google

Licensed insurance agency in Brownwood, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Brownwood, TX· 6.4 mi
Carriers: Farmers Insurance
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T Listed
Texas Farm Bureau Insurance Company
4.4 · 9 reviews on Google

Licensed insurance agency in Brownwood, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Brownwood, TX· 5.0 mi
License on file (TDI)
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L Listed
LIKKELINSurance
17 yrs in business

Likkel Insurance Agency in Grangeville, ID provides personalized insurance solutions with friendly customer service, extensive experience, and a focus on securing the best rates for auto, home, business, life, health, and Medicare coverage.

AutoCommercial GLHomeownersLife+2 more
Brownwood, TX· 5.6 mi
1-2 agents
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E Listed
Elite Cover Insurance TX

Texas Benefit Consultants offers personalized business consulting and insurance services, focusing on business plans, financial planning, market research, audits, and loss prevention for businesses. They have offices in Abilene and Brownwood, Texas.

AutoCommercial GLHomeownersRenters+1 more
Brownwood, TX· 5.8 mi
1-2 agents
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B Listed
Blacklands Insurance Services

Blacklands Insurance provides commercial insurance solutions for Texas, Oklahoma, Ohio, and Mississippi, offering a boutique experience with a single point of contact for all policies. They are available after normal office hours for emergencies and emphasize direct agent communication rather than call centers.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Brownwood, TX· 4.9 mi
1-2 agents
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T Listed
Texas Farm Bureau Insurance - Chanda Moseley
4.2 · 6 reviews on Google

Licensed insurance agency in Brownwood, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Brownwood, TX· 5.0 mi
License on file (TDI)
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Brownwood