Homeowners Insurance in Magnolia, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Magnolia
Within 15 miles of Magnolia, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.
Welcome to the Keith Sacchieri State Farm Agent office in Magnolia, TX! Since opening the office in 2011, my team and I have focused on providing dependable insurance and attention to detail for our treasured Good Neighbors.
Davis Insurance Group offers home, auto, and umbrella insurance to Texas customers, highlighting personalized service, competitive rates, and the option to bundle policies for discounts.
AXS Healthcare is a Texas‑based agency that helps individuals and families find health, Medicare, short‑term, small group and life insurance plans at no cost. They emphasize local support in Spring, The Woodlands, Tomball, Conroe and surrounding areas, offering free consultations and year‑round assistance. The agency highlights 25 years of experience serving over 10,000 clients annually.
Shop Texas Insurance is an online platform that helps Texans compare auto, home, and commercial insurance quotes for free, partnering with top‑rated Texas insurers to find affordable coverage.
TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.
Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.
Jake Sacchieri is a State Farm agent in Magnolia, Texas offering auto, home, life and other insurance products. With over twelve years of industry experience, he and his team aim to provide personalized coverage for individuals and small businesses throughout Texas.
Liberto Insurance Agency Inc. is a State Farm‑affiliated agency in Magnolia, Texas, offering personal and business insurance. Agent Michael Liberto and his team serve Texas and Louisiana with auto, home, renters, life, motorcycle and boat coverage, emphasizing personalized service and community involvement.
Licensed insurance agency in Magnolia, TX. Contact directly for available products and carriers.
VinCo Insurance is located in Magnolia, Texas, serving clients throughout Montgomery County, Houston, Dallas/Ft. Worth, and Coastal Texas. The agency focuses on building lasting relationships and helping clients protect their assets and become more informed about their coverage options.
Stone Insurance Group is a local Magnolia, Texas agency offering auto, home, life, business, boat, and condo insurance. They consult with clients to compare coverage and find the best deal.
Helpers Health Insurance simplifies health insurance for families, small businesses, and self‑employed individuals, offering personalized guidance, plan comparisons, and a free 30‑minute consultation.
Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable, personalized insurance solutions across the state. They help customers find the right coverage for auto, home, life and more at competitive prices.
Blaine Scelfo is a State Farm insurance agent serving The Woodlands, Houston, Spring, Tomball, and surrounding Texas areas. The agency offers auto, homeowners, renters, life, and business insurance, along with annuities and health products. They emphasize personalized service and community involvement.
Chris Burns has been a State Farm Insurance Agent since 2002 and runs a local office that has served Magnolia, TX and surrounding counties for over 20 years, offering auto, home, life, and commercial insurance solutions. His team of licensed professionals provides 24/7 support and community involvement.
Clark Health Insurance assists individuals, families, and small businesses in Texas to obtain personalized health insurance coverage. They compare PPO, HMO, and private plans to match each client’s budget and needs, offering clear guidance throughout the process.
Gordon Pena is an Allstate insurance agent serving Magnolia, TX and surrounding areas. He offers a range of insurance products including auto, home, renters, motorcycle, boat, and life insurance. He is rated 4.5 stars based on 314 reviews.
Amtex Insurance provides affordable auto, home, and business insurance with quick, comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions to its community.
Kent Family Insurance Group LLC is an independent agency serving The Woodlands, Texas, offering personal and commercial insurance solutions. They provide a range of coverages including auto, homeowners, renters, flood, life, and boat insurance, as well as commercial property and BOP options. Clients can request quotes online or call their office.
Allstate Insurance Agent Rod Zelaya serves Tomball, TX, offering auto, home, renters, motorcycle, boat, and life insurance. He has a 4.3 rating from 765 reviews and provides bilingual service in English and Spanish.
ISW Insurance Solutions is an independent agency in Montgomery, Texas that provides personal and commercial insurance. They work with multiple carriers to offer tailored coverage such as general liability, property, workers’ compensation and professional liability for businesses and individuals.
Michael Fletcher State Farm Insurance office is located in Tomball, TX, serving the Tomball area and the surrounding regions of Texas, Louisiana, Arkansas, and Oklahoma. The agency offers a range of products including auto, homeowners, renters, life, boat, and motorcycle insurance, and provides bilingual service in English and Spanish.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.