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Umbrella Insurance in Magnolia, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Magnolia

Within 15 miles of Magnolia, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 128.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
S Listed
Stokes Insurance Agency - Magnolia, Texas - Home, Auto, & Business Insurance
4.9 · 131 reviews on Google

Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 4.0 mi
Carriers: Acceptance Casualty Insurance Company, Affirmative Insurance Company +246+ agents
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I Listed
Insurance Group of Texas LLC
4.8 · 38 reviews on Google

Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.

AutoBoatCommercial GLCommercial Property+6 more
Magnolia, TX· 5.5 mi
20+ agents
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S Listed
Sherri Young Insurance Services LLC
4.8 · 17 reviews on Google17 yrs in business

Sherri Young Insurance Services, LLC. in Magnolia, TX offers personalized auto, home, and business insurance with a focus on friendly customer service and years of industry expertise.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 5.0 mi
10+ agents
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C Listed
Christian Insurance Agency
4.6 · 15 reviews on Google

Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.

AutoHomeownersRentersCommercial GL+4 more
Magnolia, TX· 6.1 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +5910+ agents
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G Listed
GUARDIFY INSURANCE GROUP LLC
4.7 · 22 reviews on Google

Licensed insurance agency in The Woodlands, TX; represents 118 carriers.

AutoHomeownersRentersCommercial GL+1 more
The Woodlands, TX· 4.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +11610+ agents
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T Listed
TWFG-Denise Davis Insurance
4.9 · 178 reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 7.0 mi
Carriers: GeoVera Insurance, Guard Insurance Group +106+ agents
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E Listed
EL SHADDAI INSURANCE GROUP LLC
4.8 · 24 reviews on Google

Licensed insurance agency in Houston, TX; represents 34 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 5.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY +3220+ agents
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B Listed
Brighter Day Insurance Services LLC
4.8 · 6 reviews on Google

BrighterDay Insurance Services positions itself as a client‑focused agency offering Medicare and life insurance solutions, emphasizing personalized service and a heart‑centered approach.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 6.2 mi
20+ agents
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D Listed
David Turnage - State Farm Insurance Agent
4.9 · 613 reviews on Google9 yrs in business

David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 1.4 mi
Carriers: State Farm1-2 agents
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S Listed
SIXTY FIVE INSURANCE GROUP, LLC
4.8 · 19 reviews on Google

Licensed insurance agency in Conroe, TX; represents 33 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 6.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +3120+ agents
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M Listed
MIKE POWELL INSURANCE GROUP INC
4.9 · 284 reviews on Google

Licensed insurance agency in The Woodlands, TX; represents 25 carriers.

AutoHomeownersRentersCommercial GL+1 more
The Woodlands, TX· 9.2 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, Access Home Insurance Company +2320+ agents
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D Listed
Davis Insurance Group
4.8 · 341 reviews on Google

Davis Insurance Group offers home, auto, and umbrella insurance to Texas customers, highlighting personalized service, competitive rates, and the option to bundle policies for discounts.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 3.7 mi
Carriers: Wright Flood, Allied Trust +25
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S Listed
ShopTexasInsurance.com - Auto & Home Insurance Quotes - Texas
4.9 · 167 reviews on Google25 yrs in business

Shop Texas Insurance is an online platform that helps Texans compare auto, home, and commercial insurance quotes for free, partnering with top‑rated Texas insurers to find affordable coverage.

AutoCommercial GLCommercial PropertyFlood+3 more
Tomball, TX· 3.6 mi
Carriers: State Farm1-2 agents
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C Listed
Cypress Insurance Team
4.8 · 1,018 reviews on Google18 yrs in business

Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.

AutoHomeownersLifeRenters+4 more
Cypress, TX· 15.0 mi
Carriers: American General Life Insurance Company, American Risk Insurance Company, Inc. +3120+ agents
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A Listed
April Clark - Health Insurance Agent
4.8 · 52 reviews on Google

Clark Health Insurance assists individuals, families, and small businesses in Texas to obtain personalized health insurance coverage. They compare PPO, HMO, and private plans to match each client’s budget and needs, offering clear guidance throughout the process.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 3.9 mi
License on file (TDI)
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G Listed
GREENWOOD INSURANCE GROUP, INC.
4.8 · 58 reviews on Google

Licensed insurance agency in The Woodlands, TX; represents 165 carriers.

AutoHomeownersRentersCommercial GL+1 more
The Woodlands, TX· 10.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +16320+ agents
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C Listed
Charles Osburn Insurance Agency
4.7 · 164 reviews on Google25 yrs in business

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Tomball, TX· 14.1 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company +686+ agents
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J Listed
Jake Sacchieri - State Farm Insurance Agent
4.9 · 133 reviews on Google

Jake Sacchieri is a State Farm agent in Magnolia, Texas offering auto, home, life and other insurance products. With over twelve years of industry experience, he and his team aim to provide personalized coverage for individuals and small businesses throughout Texas.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 3.9 mi
Carriers: State Farm1-2 agents
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M Listed
Michael Liberto - State Farm Insurance Agent
4.9 · 207 reviews on Google

Liberto Insurance Agency Inc. is a State Farm‑affiliated agency in Magnolia, Texas, offering personal and business insurance. Agent Michael Liberto and his team serve Texas and Louisiana with auto, home, renters, life, motorcycle and boat coverage, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Magnolia, TX· 3.7 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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V Listed
VinCo Insurance
4.9 · 161 reviews on Google

VinCo Insurance is located in Magnolia, Texas, serving clients throughout Montgomery County, Houston, Dallas/Ft. Worth, and Coastal Texas. The agency focuses on building lasting relationships and helping clients protect their assets and become more informed about their coverage options.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 5.3 mi
Carriers: American Modern Property and Casualty Insurance Company, Homesite Insurance Company +23-5 agents
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K Listed
Keith Sacchieri - State Farm Insurance Agent
4.8 · 53 reviews on Google15 yrs in business

Welcome to the Keith Sacchieri State Farm Agent office in Magnolia, TX! Since opening the office in 2011, my team and I have focused on providing dependable insurance and attention to detail for our treasured Good Neighbors.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 3.9 mi
Carriers: State Farm1-2 agents
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T Listed
The Maravillo Agency LLC
4.8 · 38 reviews on Google

Licensed insurance agency in Magnolia, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 2.2 mi
License on file (TDI)
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E Listed
Ernesto Barrios Insurance Agency
4.8 · 41 reviews on Google

Licensed insurance agency in Spring, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 moreIndonesian
Spring, TX· 11.4 mi
Carriers: American Modern Property and Casualty Insurance Company, Consumers County Mutual Insurance Company +510+ agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.