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Umbrella Insurance in Magnolia, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Magnolia

Within 15 miles of Magnolia, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 128.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
D Listed
David Turnage - State Farm Insurance Agent
4.9 · 500+ reviews on Google9 yrs in business

David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 1.4 mi
Carriers: State Farm1-2 agents
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K Listed
Keith Sacchieri - State Farm Insurance Agent
4.8 · <100 reviews on Google15 yrs in business

Welcome to the Keith Sacchieri State Farm Agent office in Magnolia, TX! Since opening the office in 2011, my team and I have focused on providing dependable insurance and attention to detail for our treasured Good Neighbors.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 3.9 mi
Carriers: State Farm
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D Listed
Davis Insurance Group
4.8 · 100+ reviews on Google

Davis Insurance Group offers home, auto, and umbrella insurance to Texas customers, highlighting personalized service, competitive rates, and the option to bundle policies for discounts.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 3.7 mi
Carriers: Wright Flood, Allied Trust +25
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A Listed
AXS Health Insurance Agency, LLC
4.9 · 100+ reviews on Google25 yrs in business

AXS Healthcare is a Texas‑based agency that helps individuals and families find health, Medicare, short‑term, small group and life insurance plans at no cost. They emphasize local support in Spring, The Woodlands, Tomball, Conroe and surrounding areas, offering free consultations and year‑round assistance. The agency highlights 25 years of experience serving over 10,000 clients annually.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 5.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AXA XL Insurance Company Americas +72
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S Listed
ShopTexasInsurance.com - Auto & Home Insurance Quotes - Texas
4.9 · 100+ reviews on Google25 yrs in business

Shop Texas Insurance is an online platform that helps Texans compare auto, home, and commercial insurance quotes for free, partnering with top‑rated Texas insurers to find affordable coverage.

AutoCommercial GLCommercial PropertyFlood+3 more
Tomball, TX· 3.6 mi
Carriers: State Farm1-2 agents
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T Listed
TWFG-Denise Davis Insurance
4.9 · 100+ reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 7.0 mi
Carriers: GeoVera Insurance, Guard Insurance Group +10
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S Listed
Stokes Insurance Agency - Magnolia, Texas - Home, Auto, & Business Insurance
4.9 · 100+ reviews on Google

Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 4.0 mi
Carriers: Acceptance Casualty Insurance Company, Affirmative Insurance Company +241-2 agents
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J Listed
Jake Sacchieri - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Jake Sacchieri is a State Farm agent in Magnolia, Texas offering auto, home, life and other insurance products. With over twelve years of industry experience, he and his team aim to provide personalized coverage for individuals and small businesses throughout Texas.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 3.9 mi
Carriers: State Farm1-2 agents
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M Listed
Michael Liberto - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Liberto Insurance Agency Inc. is a State Farm‑affiliated agency in Magnolia, Texas, offering personal and business insurance. Agent Michael Liberto and his team serve Texas and Louisiana with auto, home, renters, life, motorcycle and boat coverage, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Magnolia, TX· 3.7 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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T Listed
The Maravillo Agency LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Magnolia, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 2.2 mi
License on file (TDI)
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V Listed
VinCo Insurance
4.9 · 100+ reviews on Google

VinCo Insurance is located in Magnolia, Texas, serving clients throughout Montgomery County, Houston, Dallas/Ft. Worth, and Coastal Texas. The agency focuses on building lasting relationships and helping clients protect their assets and become more informed about their coverage options.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 5.3 mi
Carriers: American Modern Property and Casualty Insurance Company, Homesite Insurance Company +21-2 agents
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S Listed
STONE INSURANCE GROUP LLC
4.9 · 100+ reviews on Google

Stone Insurance Group is a local Magnolia, Texas agency offering auto, home, life, business, boat, and condo insurance. They consult with clients to compare coverage and find the best deal.

AutoBoatCommercial GLHomeowners+3 more
Magnolia, TX· 5.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +761-2 agents
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H Listed
Helpers Insurance
4.8 · <100 reviews on Google

Helpers Health Insurance simplifies health insurance for families, small businesses, and self‑employed individuals, offering personalized guidance, plan comparisons, and a free 30‑minute consultation.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 3.9 mi
1-2 agents
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P Listed
Prodigy Insurance Group
4.9 · 100+ reviews on Google

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable, personalized insurance solutions across the state. They help customers find the right coverage for auto, home, life and more at competitive prices.

AutoCommercial GLFloodHomeowners+4 more
Magnolia, TX· 5.4 mi
Carriers: State Farm, Travelers +11-2 agents
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B Listed
Blaine Scelfo - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Blaine Scelfo is a State Farm insurance agent serving The Woodlands, Houston, Spring, Tomball, and surrounding Texas areas. The agency offers auto, homeowners, renters, life, and business insurance, along with annuities and health products. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 8.3 mi
Carriers: State Farm
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C Listed
Chris Burns - State Farm Insurance Agent
4.8 · 100+ reviews on Google24 yrs in business

Chris Burns has been a State Farm Insurance Agent since 2002 and runs a local office that has served Magnolia, TX and surrounding counties for over 20 years, offering auto, home, life, and commercial insurance solutions. His team of licensed professionals provides 24/7 support and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Magnolia, TX· 5.2 mi
Carriers: State Farm1-2 agents
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A Listed
April Clark - Health Insurance Agent
4.8 · <100 reviews on Google

Clark Health Insurance assists individuals, families, and small businesses in Texas to obtain personalized health insurance coverage. They compare PPO, HMO, and private plans to match each client’s budget and needs, offering clear guidance throughout the process.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 3.9 mi
1-2 agents
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G Listed
Gordon Pena: Allstate Insurance
4.9 · 100+ reviews on Google

Gordon Pena is an Allstate insurance agent serving Magnolia, TX and surrounding areas. He offers a range of insurance products including auto, home, renters, motorcycle, boat, and life insurance. He is rated 4.5 stars based on 314 reviews.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 5.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +151-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance with quick, comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions to its community.

AutoCommercial GLHomeownersLife+3 more
Tomball, TX· 8.7 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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K Listed
Kent Family Insurance Group
4.8 · <100 reviews on Google

Kent Family Insurance Group LLC is an independent agency serving The Woodlands, Texas, offering personal and commercial insurance solutions. They provide a range of coverages including auto, homeowners, renters, flood, life, and boat insurance, as well as commercial property and BOP options. Clients can request quotes online or call their office.

AutoBoatCommercial GLCommercial Property+5 more
Magnolia, TX· 5.0 mi
Carriers: Access Home Insurance Company, Ace American Insurance Company +1041-2 agents
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R Listed
Rod Zelaya: Allstate Insurance
4.5 · <100 reviews on Google

Allstate Insurance Agent Rod Zelaya serves Tomball, TX, offering auto, home, renters, motorcycle, boat, and life insurance. He has a 4.3 rating from 765 reviews and provides bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 6.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +27
View profile
I Listed
ISW Risk Management Group
4.9 · 100+ reviews on Google

ISW Insurance Solutions is an independent agency in Montgomery, Texas that provides personal and commercial insurance. They work with multiple carriers to offer tailored coverage such as general liability, property, workers’ compensation and professional liability for businesses and individuals.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Magnolia, TX· 5.1 mi
1-2 agents
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M Listed
Michael Fletcher - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Michael Fletcher State Farm Insurance office is located in Tomball, TX, serving the Tomball area and the surrounding regions of Texas, Louisiana, Arkansas, and Oklahoma. The agency offers a range of products including auto, homeowners, renters, life, boat, and motorcycle insurance, and provides bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 8.6 mi
Carriers: State Farm
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.