Homeowners Insurance in Murphy, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Murphy
Within 15 miles of Murphy, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Darin McCullough is a State Farm agent serving Collin County and surrounding areas since 2012, offering a range of insurance products including auto, home, life, and more. The agency provides bilingual service in English and Spanish and has earned the State Farm President’s Club honors.
The page promotes Sam McMillin as a State Farm insurance agent in Texas, offering a wide range of insurance products including auto, home, renters, motorcycle, boat, life, disability, and umbrella coverage. It emphasizes discounts, bundling options, and convenient digital services such as online billing and claims tracking. The agency encourages customers to contact the agent for personalized price plans and support.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving customers for over 15 years with more than 50 locations. They provide multiple lines such as auto, motorcycle, renters, homeowners, and commercial coverage, and serve both English and Spanish speakers.
D. Zane Shepherd is an Allstate insurance agent in Murphy, TX offering a range of personal insurance products, including auto, home, renters, motorcycle, boat and life coverage. He serves Murphy and nearby communities, speaks English and Spanish, and has helped over 7,000 customers protect their families and assets.
Woodbridge Eye Care in Wylie, Texas provides comprehensive eye care through a dedicated doctor and friendly team, focusing on quality, service, and patient comfort.
Schuler Insurance Services is a veteran life and health insurance agency with over 20 years of industry experience, offering simple and affordable term life coverage for busy professionals. They operate as an independent agency helping clients nationwide compare and apply for life and health policies from top-rated carriers.
Jason Reed has been a State Farm agent since 2007, serving Allen, TX and the Dallas/Fort Worth area. His team offers homeowners, renters, auto, life, and small business insurance along with financial services.
TaxWylie LLC offers a one‑stop solution for tax preparation, health and life insurance, credit repair, and business formation, serving clients across the United States. They emphasize personalized, bilingual service and aim to provide clear, ethical financial guidance.
Carolyn Weeks Insurance Agency provides insurance policies to individuals and businesses in Texas, offering home, auto, commercial, and health coverage with a focus on personalized service and strong client relationships.
Jarrod Rush is a State Farm insurance agent in Wylie, TX with over 50 years of combined family experience, serving the community since 2007. The office offers personalized insurance solutions and emphasizes bilingual service in English and Spanish.
The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.
JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.
Beto Rodriguez State Farm is a community‑focused agency in Sachse, Texas offering a range of personal and business insurance solutions. The agency is licensed for property and casualty, life, home, small business and health insurance and is a State Farm® agent.
Top Rated Wylie Insurance Agency protecting Wylie area families with over 20 years of experience. Offers a wide range of services to protect you and your family through life events and works with over 30 carriers to find the best coverage and price.
Benjamin Raymond is an Allstate insurance agent serving Sachse, TX. He offers a range of personal insurance products and emphasizes local relationships and personalized service. Customers can contact him by phone to discuss coverage needs.
Licensed insurance agency in Richardson, TX; represents 40 carriers.
John Moore State Farm Insurance Agency serves Texas, focusing on Richardson and surrounding areas. It offers a comprehensive range of insurance and financial services including auto, home, life, renters, and business coverage. Led by John Moore, a State Farm agent with CLU and LUTCF designations, the agency has been operating since 1989.
Baez Insurance Solutions is a group of experienced agents offering insurance solutions across health, life, business and general liability.
AZ Insurance is a trusted insurance agency in Houston, Texas, serving families since 2003 with 15 locations and bilingual agents. They specialize in auto insurance and offer personal, commercial, and specialty coverages such as homeowners, renters, motorcycle and commercial liability.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
Jeff Buckley Insurance Agency, founded in 2013 in Wylie, provides personal and commercial insurance with a focus on honesty, integrity, and excellent customer service.
Licensed insurance agency in Wylie, TX; represents 1 carrier.
Univista Insurance offers personalized insurance solutions in Plano, TX. Agent Joanna Hernandez provides tailored auto, health, life, and commercial coverage. The agency focuses on affordable, custom plans for individuals and businesses.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.