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Commercial Liability Insurance in Murphy, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Murphy

Within 15 miles of Murphy, TX. Click any agency to view profile, contact info, and request a quote.

HA

HI Agency - Wylie

Wylie, TX· 4.4 mi
Agency
Popular
20+ agents20yr

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
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HI

Highstreet Insurance - Sandy Garza & Associates

Richardson, TX· 5.5 mi
Agency
Popular
20+ agents

We insure the things you love, helping you protect today and illuminate tomorrow. Our local agents keep the things you care about safe so you can plan for the future with confidence.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +102
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HI

Hempkins Insurance

Allen, TX· 6.4 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
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AI

AZ Auto Insurance

Plano, TX· 5.0 mi
Agency
Very Popular
6+ agents26yr

AZ Insurance is a trusted insurance agency in Houston, Texas, serving families since 2003 with 15 locations and bilingual agents. They specialize in auto insurance and offer personal, commercial, and specialty coverages such as homeowners, renters, motorcycle and commercial liability.

AutoHomeownersRentersMotorcycle+3 more
Carriers: Dairyland, Progressive, American Access +4
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KI

KAS AUTO INSURANCE

Plano, TX· 4.9 mi
Agency
Popular
10+ agents15yr

At KAS Auto Insurance, we've been serving the Texas community for over 15 years. Our team of dedicated insurance professionals is committed to providing personalized service and finding the perfect coverage for your unique needs.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: American Access Casualty Company, Infinity County Mutual Insurance Company
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DA

Decisive Insurance Agency

Richardson, TX· 6.1 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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AI

American mga insurance

Richardson, TX· 6.2 mi
Agency
Popular
20+ agents

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

Arabic
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Health Inc., Alinsco Insurance Company, Ameritas Life Insurance Corp. +11
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TB

The Benefits Boss

Allen, TX· 6.0 mi
Agency
Very Popular
10+ agents

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
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II

INSPIRE FINANCIAL GROUP INC

Richardson, TX· 3.1 mi
Agency
Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 40 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Allianz Life Insurance Company of North America, American General Life Insurance Company, American Life & Security Corp. +37
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RG

Rising Star Insurance Group

Richardson, TX· 8.1 mi
Agency
Popular
20+ agents40yr

Rising Star Insurance Group specializes in safeguarding businesses, homes, and futures, offering personalized insurance solutions with over 40 years of trusted experience and a focus on integrity, expertise, and exceptional service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Ace American Insurance Company, Aetna Dental Inc. +43
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AA

Assurnet Insurance Agency Agent: Mark Solomon, Sr.

Richardson, TX· 7.0 mi
Agency
Popular
10+ agents40yr

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
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CS

Christy Smitherman - The Benefits Partners

Allen, TX· 6.0 mi
Agency
Popular
10+ agents

The Benefits Partners provides affordable health insurance solutions for individuals, families, and small businesses, helping clients navigate plans and find coverage.

AutoCommercial GLHomeownersRenters+1 more
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AM

American Entitlements Medicare

Wylie, TX· 4.4 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in Wylie, TX; represents 96 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +93
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FI

Farmers Insurance - Sylvia Taylor

Rowlett, TX· 7.8 mi
Agency
Very Popular
10+ agents

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +18
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CI

Costlow Insurance

Rowlett, TX· 8.4 mi
Agency
Popular
10+ agents45yr

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: American Economy Insurance Company, American Fire and Casualty Company, American Mercury Insurance Company +53
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FI

Farmers Insurance - Lane Hamilton

Richardson, TX· 5.7 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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LL

LIBERTAS FINANCIAL PARTNERS, L.L.C.

Plano, TX· 4.5 mi
Agency
Popular
20+ agents

Licensed insurance agency in Plano, TX; represents 23 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company, Allianz Life Insurance Company of North America +20
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 7.3 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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CI

CINCO Auto Insurance

Garland, TX· 8.4 mi
Agency
Very Popular
10+ agents

Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
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OS

One Sharpe Solution

Richardson, TX· 7.0 mi
Agency
New on InsurConnect
20+ agents20yr

One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.

AutoCommercial GLHomeownersLife+2 more
Carriers: AssuranceAmerica Insurance Company, Care Improvement Plus South Central Insurance Company, Clearcover Insurance Company +24
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GI

GUIDEPOINT AGENCY, INC

Plano, TX· 5.4 mi
Agency
Popular
20+ agents

Licensed insurance agency in Plano, TX; represents 52 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +49
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FG

Five Star Insurance Group

Richardson, TX· 8.3 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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LI

Lopez Auto Insurance

Garland, TX· 8.1 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance, based in Texas since 2011, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize fast quotes, friendly staff, and personalized service to help customers protect their vehicles and property.

AutoBoatCommercial GLHomeowners+3 more
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WA

Wylie Insurance Agency

Wylie, TX· 4.3 mi
Agency
Very Popular
6+ agents

Wylie Insurance Agency is an independently owned agency serving Wylie, TX and surrounding areas, offering auto, homeowners, business, and benefits insurance. They emphasize personal service, low rates, and a choice of carriers.

AutoCommercial GLHomeownersRenters+1 more
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Murphy