Homeowners Insurance in Odem, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Odem
Within 15 miles of Odem, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amtex Insurance provides affordable auto, home, and business insurance, focusing on real‑person service. The agency emphasizes quick, comprehensive coverage and community involvement.
Lowke Insurance Agency is an independent insurance agency serving Robstown, Texas. They offer a variety of coverage options such as auto, homeowners, renters, motorcycle, boat, and umbrella through carriers like Progressive, providing personalized advice and the ability to bundle policies. The agency emphasizes easy access and expert guidance for customers.
Licensed insurance agency in Corpus Christi, TX; represents 20 carriers.
L.A. Insurance is an affordable independent agency serving clients across the USA for over 33 years. It offers low‑cost coverage for cars, boats, motorcycles, RVs, renters, and life insurance, emphasizing maximum protection and flexible payment options.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Texas Farm Credit provides fast, tailored agricultural, land, and rural home financing across Texas, backed by over 100 years of local expertise and a customer‑owned cooperative structure. They also offer insurance programs that protect families, crops, livestock, pasture and forage. The agency emphasizes personalized service for farmers, ranchers, and rural homeowners.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Licensed insurance agency in Corpus Christi, TX; represents 18 carriers.
Licensed insurance agency in Robstown, TX. Contact directly for available products and carriers.
Allstate Insurance Agents Near You helps customers find local Allstate agents for auto, homeowners, and renters coverage across the United States.
Licensed insurance agency in Robstown, TX; represents 7 carriers.
Licensed insurance agency in Robstown, TX. Contact directly for available products and carriers.
Licensed insurance agency in Robstown, TX; represents 1 carrier.
Licensed insurance agency in Robstown, TX; represents 5 carriers.
Licensed insurance agency in Robstown, TX. Contact directly for available products and carriers.
Licensed insurance agency in Odem, TX. Contact directly for available products and carriers.
Licensed insurance agency in Corpus Christi, TX; represents 41 carriers.
Licensed insurance agency in Corpus Christi, TX. Contact directly for available products and carriers.
Licensed insurance agency in Corpus Christi, TX. Contact directly for available products and carriers.
Licensed insurance agency in Corpus Christi, TX; represents 26 carriers.
Licensed insurance agency in Corpus Christi, TX; represents 6 carriers.
Licensed insurance agency in Corpus Christi, TX; represents 10 carriers.
Licensed insurance agency in Corpus Christi, TX; represents 2 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.