Commercial Liability Insurance in Odem, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
13 commercial insurance agencies in Odem
Within 15 miles of Odem, TX. Click any agency to view profile, contact info, and request a quote.
Amtex Insurance
Amtex Insurance provides affordable auto, home, and business insurance, focusing on real‑person service. The agency emphasizes quick, comprehensive coverage and community involvement.
Lowke Insurance
Lowke Insurance Agency is an independent insurance agency serving Robstown, Texas. They offer a variety of coverage options such as auto, homeowners, renters, motorcycle, boat, and umbrella through carriers like Progressive, providing personalized advice and the ability to bundle policies. The agency emphasizes easy access and expert guidance for customers.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
LA Insurance 96
L.A. Insurance is an affordable independent agency serving clients across the USA for over 33 years. It offers low‑cost coverage for cars, boats, motorcycles, RVs, renters, and life insurance, emphasizing maximum protection and flexible payment options.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Texas Farm Credit - Robstown Branch & Insurance Agency
Texas Farm Credit provides fast, tailored agricultural, land, and rural home financing across Texas, backed by over 100 years of local expertise and a customer‑owned cooperative structure. They also offer insurance programs that protect families, crops, livestock, pasture and forage. The agency emphasizes personalized service for farmers, ranchers, and rural homeowners.
Coastal Bend Insurance Agency
Licensed insurance agency in Robstown, TX. Contact directly for available products and carriers.
Floyd Insurance
Allstate Insurance Agents Near You helps customers find local Allstate agents for auto, homeowners, and renters coverage across the United States.
3rd Coast Insurance Agency
Licensed insurance agency in Robstown, TX; represents 7 carriers.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Robstown, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Brent Klostermann
Licensed insurance agency in Robstown, TX. Contact directly for available products and carriers.
Kendra Schroeder - Texas Farm Bureau Insurance
Licensed insurance agency in Robstown, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance - Joe Willie Lee
Licensed insurance agency in Robstown, TX; represents 5 carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.