Homeowners Insurance in Sherman, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Sherman
Within 15 miles of Sherman, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.
Hempkins Insurance is an independent insurance agency serving Texas since 1981, offering personal and business coverage with a concierge level of service. They focus on tailoring policies for individuals and businesses, leveraging multiple carrier options.
Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.
ALPA Insurance provides quick, simple, no‑commitment coverage across auto, motorcycle, renters, homeowners and commercial lines. They serve Texas with over 50 locations and have been in business for 15 years, offering bilingual service in English and Spanish.
Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.
Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.
Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.
Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.
My Family Agency Insurance Services offers personalized insurance coverage for individuals and businesses, helping clients select the right policies from a wide range of carriers. Their dedicated staff emphasizes bilingual service and a customer‑focused approach.
West AIG helps individuals navigate Medicare and health insurance, simplifying the application process and plan selection to ensure they find coverage that fits their needs. Our team guides clients through each step, from understanding options to enrolling in the right plan.
Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.
Jake Shockley is a State Farm® agent serving Grayson County since 2008. The agency offers a range of personal and commercial insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They pride themselves on a strong local presence with two office locations and a 5‑star rating on Google.
Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance, connecting customers with policies from over 200 carriers through local agents like Blaine Brawley in Sherman, TX.
Alamo Insurance is a North Texas agency that helps individuals and businesses get auto, home, renters, motorcycle, boat and commercial liability coverage by comparing 30+ carriers. They emphasize fast, same‑day service, bilingual support and personalized help rather than a call‑center approach.
Prado Benefits is a local community auto insurance agency in Sherman, Texas, offering fast, easy and affordable auto insurance quotes with same‑day coverage options and online policy management.
Licensed insurance agency in Sherman, TX; represents 1 carrier.
Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more, with a focus on personalized, one‑on‑one customer service.
Licensed insurance agency in Sherman, TX; represents 1 carrier.
Licensed insurance agency in Sherman, TX. Contact directly for available products and carriers.
Terry Everett is an Allstate insurance agent serving Sherman, TX and surrounding areas. He offers a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. Clients can request quotes or schedule appointments directly through his page.
Licensed insurance agency in Sherman, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.