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Commercial Liability Insurance in Sherman, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Sherman

Within 15 miles of Sherman, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 146.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
Terry Jones Insurance Agency
4.9 · 189 reviews on Google19 yrs in business

Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.

AutoCommercial GLHomeownersLife+2 more
Sherman, TX· 6.3 mi
Carriers: Germania Insurance Company20+ agents
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A Listed
A-MAX Auto Insurance
4.5 · 68 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Sherman, TX· 4.8 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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A Listed
Ask The Medicare Guys
4.8 · 27 reviews on Google

Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.

AutoCommercial GLHomeownersLife+2 more
Sherman, TX· 6.6 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +146+ agents
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H Listed
Hempkins Insurance
3.9 · 12 reviews on Google45 yrs in business

Hempkins Insurance is an independent insurance agency serving Texas since 1981, offering personal and business coverage with a concierge level of service. They focus on tailoring policies for individuals and businesses, leveraging multiple carrier options.

AutoBoatCommercial GLCommercial Property+4 more
Denison, TX· 10.3 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +8910+ agents
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T Listed
Turner Insurance Solutions
4.8 · 45 reviews on Google13 yrs in business

Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Sherman, TX· 4.3 mi
Carriers: German-American Farm Mutual, Lemonade Insurance Company +61-2 agents
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A Listed
ALPA Insurance
4.8 · 4 reviews on Google15 yrs in business

ALPA Insurance provides quick, simple, no‑commitment coverage across auto, motorcycle, renters, homeowners and commercial lines. They serve Texas with over 50 locations and have been in business for 15 years, offering bilingual service in English and Spanish.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Sherman, TX· 4.8 mi
Carriers: Progressive, Dairyland (Sentry) +43-5 agents
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S Listed
Spencer Marks - State Farm Insurance Agent
4.9 · 382 reviews on Google

Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sherman, TX· 4.1 mi
Carriers: State Farm1-2 agents
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E Listed
Ed Meacham - State Farm Insurance Agent
4.9 · 215 reviews on Google12 yrs in business

Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.

AutoBoatCommercial GLHomeowners+4 more
Sherman, TX· 4.7 mi
Carriers: State Farm1-2 agents
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C Listed
Cory Hernandez - State Farm Insurance Agent
4.9 · 759 reviews on Google

Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sherman, TX· 5.0 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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N Listed
Nat McClure - State Farm Insurance Agent
4.9 · 344 reviews on Google27 yrs in business

Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sherman, TX· 6.5 mi
Carriers: State Farm1-2 agents
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M Listed
My Family Agency Insurance Services
4.8 · 49 reviews on Google

My Family Agency Insurance Services offers personalized insurance coverage for individuals and businesses, helping clients select the right policies from a wide range of carriers. Their dedicated staff emphasizes bilingual service and a customer‑focused approach.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Sherman, TX· 4.1 mi
Carriers: American Mercury Insurance Company, Homeowners of America Insurance Company +31-2 agents
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W Listed
West Avenue Insurance Group
4.8 · 31 reviews on Google

West AIG helps individuals navigate Medicare and health insurance, simplifying the application process and plan selection to ensure they find coverage that fits their needs. Our team guides clients through each step, from understanding options to enrolling in the right plan.

AutoCommercial GLHomeownersRenters+1 more
Sherman, TX· 4.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +331-2 agents
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D Listed
David Vogel: Allstate Insurance
4.8 · 99 reviews on Google50 yrs in business

Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sherman, TX· 6.3 mi
Carriers: Allstate1-2 agents
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J Listed
Jake Shockley - State Farm Insurance Agent
4.9 · 283 reviews on Google18 yrs in business

Jake Shockley is a State Farm® agent serving Grayson County since 2008. The agency offers a range of personal and commercial insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They pride themselves on a strong local presence with two office locations and a 5‑star rating on Google.

AutoBoatCommercial GLHomeowners+4 moreSpanish, French
Denison, TX· 7.7 mi
Carriers: State Farm1-2 agents
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G Listed
Goosehead Insurance - Blaine Brawley
4.8 · 55 reviews on Google

Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance, connecting customers with policies from over 200 carriers through local agents like Blaine Brawley in Sherman, TX.

AutoBoatCommercial GLFlood+4 more
Sherman, TX· 4.5 mi
1-2 agents
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A Listed
Alamo Insurance
4.8 · 8 reviews on Google10 yrs in business

Alamo Insurance is a North Texas agency that helps individuals and businesses get auto, home, renters, motorcycle, boat and commercial liability coverage by comparing 30+ carriers. They emphasize fast, same‑day service, bilingual support and personalized help rather than a call‑center approach.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Sherman, TX· 4.9 mi
Carriers: American Economy Insurance Company, Clearcover Insurance Company +51-2 agents
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P Listed
Prado Benefits
4.8 · 49 reviews on Google

Prado Benefits is a local community auto insurance agency in Sherman, Texas, offering fast, easy and affordable auto insurance quotes with same‑day coverage options and online policy management.

AutoCommercial GLHomeownersRenters+1 more
Sherman, TX· 4.2 mi
1-2 agents
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J Listed
Jose Gonzalez
4.7 · 44 reviews on Google

Licensed insurance agency in Sherman, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Sherman, TX· 5.3 mi
Carriers: Farmers Insurance
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H Listed
Hulett Insurance
4.5 · 35 reviews on Google31 yrs in business

Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more, with a focus on personalized, one‑on‑one customer service.

AutoCommercial GLCommercial PropertyFlood+3 more
Sherman, TX· 5.9 mi
Carriers: Nationwide, CHUBB +11-2 agents
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F Listed
Farmers Insurance - Diana Salas
4.3 · 26 reviews on Google

Licensed insurance agency in Sherman, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Sherman, TX· 3.8 mi
Carriers: Farmers Insurance
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M Listed
McCullough & Pierson Insurance
4.9 · 252 reviews on Google

Licensed insurance agency in Sherman, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Sherman, TX· 4.5 mi
1-2 agents
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T Listed
Terry Everett: Allstate Insurance
4.2 · 40 reviews on Google

Terry Everett is an Allstate insurance agent serving Sherman, TX and surrounding areas. He offers a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. Clients can request quotes or schedule appointments directly through his page.

AutoBoatCommercial GLHomeowners+4 more
Sherman, TX· 5.0 mi
Carriers: Allstate1-2 agents
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G Listed
Garland Insurance & Financial Services
4.4 · 147 reviews on Google

Licensed insurance agency in Sherman, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Sherman, TX· 4.4 mi
License on file (TDI)
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Sherman