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Life Insurance in Bells, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Bells

Within 15 miles of Bells, TX. Click any agency to view profile, contact info, and request a quote.

TA

Terry Jones Insurance Agency

Sherman, TX· 12.2 mi
Agency
Very Popular
20+ agents19yr

Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.

AutoCommercial GLHomeownersLife+2 more
Carriers: Germania Insurance Company
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HI

Hempkins Insurance

Denison, TX· 10.9 mi
Agency
10+ agents45yr

Hempkins Insurance is an independent insurance agency serving Texas since 1981, offering personal and business coverage with a concierge level of service. They focus on tailoring policies for individuals and businesses, leveraging multiple carrier options.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +88
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AG

Ask The Medicare Guys

Sherman, TX· 11.4 mi
Agency
6+ agents

Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +13
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TS

Turner Insurance Solutions

Sherman, TX· 10.3 mi
Agency
Popular
1-2 agents13yr

Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: German-American Farm Mutual, Lemonade Insurance Company, Liberty County Mutual Insurance Company +5
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DV

David Vogel: Allstate Insurance

Sherman, TX· 9.6 mi
Agency
Popular
1-2 agents50yr

Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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EM

Ed Meacham - State Farm Insurance Agent

Sherman, TX· 10.4 mi
Agency
Very Popular
1-2 agents12yr

Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JS

Jake Shockley - State Farm Insurance Agent

Denison, TX· 10.9 mi
Agency
Very Popular
1-2 agents18yr

Jake Shockley is a State Farm® agent serving Grayson County since 2008. The agency offers a range of personal and commercial insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They pride themselves on a strong local presence with two office locations and a 5‑star rating on Google.

Spanish, French, German
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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SM

Spencer Marks - State Farm Insurance Agent

Sherman, TX· 10.1 mi
Agency
Very Popular
1-2 agents

Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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CH

Cory Hernandez - State Farm Insurance Agent

Sherman, TX· 10.0 mi
Agency
Very Popular
1-2 agents

Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +4
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DM

David Means: Allstate Insurance

Denison, TX· 10.8 mi
Agency
Popular
1-2 agents40yr

David Means has been an Allstate agency owner in Denison, TX since 1986, serving Texas and Oklahoma with personal and business insurance. He is active in the community, speaks English and Spanish, and offers a range of insurance products.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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NM

Nat McClure - State Farm Insurance Agent

Sherman, TX· 12.3 mi
Agency
Very Popular
1-2 agents27yr

Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LL

Larry Landrum - State Farm Insurance Agent

Denison, TX· 11.3 mi
Agency
Popular
1-2 agents46yr

Larry Landrum opened his State Farm agency in 1979 and has served the Denison, Texas community for over 46 years. The agency offers a range of personal and business insurance products including auto, homeowners, life, boat, motorcycle and more. The team focuses on building relationships and providing professional service.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JM

Jim McClure - State Farm Insurance Agent

Denison, TX· 12.2 mi
Agency
Popular
1-2 agents25yr

We love being your local insurance resource! As a small business owner in North Texas and Southern Oklahoma, taking care of your insurance and financial needs means so much to us. Please give us a call to review your current coverage.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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PA

Phillips Insurance Agency

Denison, TX· 10.8 mi
Agency
1-2 agents47yr

Phillips Insurance Agency is one of the oldest family‑owned insurance agencies in Denison, Texas since 1978. We are a full‑service multi‑line agency serving North Texas and Southern Oklahoma, offering Life, Home, Farm, Auto, Boat and Commercial insurance products.

AutoBoatCommercial GLFarm+4 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +35
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JG

Jose Gonzalez

Sherman, TX· 10.8 mi
Agency
Popular

Licensed insurance agency in Sherman, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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JA

Johnson Insurance Agency

Bonham, TX· 14.3 mi
Agency
Very Popular
3-5 agents

Johnson Insurance Agency offers a range of insurance products—including auto, homeowners, boat, motorcycle, life and commercial coverage—to help clients in Texas and Oklahoma prepare for the unknown. They emphasize personalized service, competitive pricing, and strong customer relationships.

AutoBoatCommercial GLHomeowners+4 more
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SP

Sandra Phillips - State Farm Insurance Agent

Denison, TX· 12.5 mi
Agency
1-2 agents36yr

Sandra Phillips is a State Farm insurance agent based in Denison, Texas, serving the community since 1990. The agency offers a range of insurance products including auto, homeowners, renters, life, health, and business coverage.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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FI

Farmers Insurance - Diana Salas

Sherman, TX· 10.3 mi
Agency

Licensed insurance agency in Sherman, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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JS

Jake Shockley - State Farm Insurance Agent

Denison, TX· 14.4 mi
Agency
Very Popular
1-2 agents

Jake Shockley is a State Farm® insurance agent based in Bonham, Texas, with over 15 years of experience. He offers a range of insurance products including auto, homeowners, life, and commercial lines, serving customers in Texas, Oklahoma, and Arkansas. The agency emphasizes personalized service and community involvement.

Spanish
AutoHomeownersRentersLife+5 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
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BI

Bayless-Hall Insurance Inc

Denison, TX· 11.1 mi
Agency
1-2 agents138yr

Bayless-Hall Insurance has been serving customers since 1888 and offers a range of insurance products across multiple locations in Texas.

AutoBoatCommercial GLFarm+5 more
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TE

Terry Everett: Allstate Insurance

Sherman, TX· 11.2 mi
Agency
1-2 agents

Terry Everett is an Allstate insurance agent serving Sherman, TX and surrounding areas. He offers a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. Clients can request quotes or schedule appointments directly through his page.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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BA

Bayless-Hall & Blanton Insurance Agency

Sherman, TX· 10.4 mi
Agency
New on InsurConnect
1-2 agents138yr

Bayless‑Hall Insurance is a family‑owned agency serving Denison, Sherman and surrounding areas since 1888, offering a range of personal and commercial insurance products.

AutoBoatCommercial GLCommercial Property+6 more
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FI

Farm N Home Casualty a division of Pierson and Fendley Insurance

Bonham, TX· 14.9 mi
Agency
New on InsurConnect
3-5 agents91yr

Pierson and Fendley Insurance is an independent agency serving the Paris, Bonham, and DeKalb, Texas communities since 1935, offering personal and business insurance solutions such as auto, home, life, and commercial coverage.

AutoCommercial GLHomeownersLife+2 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AGCS Marine Insurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +217
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KI

Ken Jones Insurance

Sherman, TX· 11.5 mi
Agency
New on InsurConnect
3-5 agents

Ken Jones Insurance serves North Texas, offering life and health insurance solutions for individuals and groups, including small business owners. The agency emphasizes keeping coverage up‑to‑date amid changing healthcare reforms and provides assistance with group health policies.

AutoCommercial GLHomeownersLife+2 more
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.