Umbrella Insurance in Bells, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Bells
Within 15 miles of Bells, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.
Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance, connecting customers with policies from over 200 carriers through local agents like Blaine Brawley in Sherman, TX.
David Means has been an Allstate agency owner in Denison, TX since 1986, serving Texas and Oklahoma with personal and business insurance. He is active in the community, speaks English and Spanish, and offers a range of insurance products.
Larry Landrum opened his State Farm agency in 1979 and has served the Denison, Texas community for over 46 years. The agency offers a range of personal and business insurance products including auto, homeowners, life, boat, motorcycle and more. The team focuses on building relationships and providing professional service.
Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.
Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more, with a focus on personalized, one‑on‑one customer service.
Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.
Jake Shockley is a State Farm® agent serving Grayson County since 2008. The agency offers a range of personal and commercial insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They pride themselves on a strong local presence with two office locations and a 5‑star rating on Google.
Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.
Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.
ALPA Insurance provides quick, simple, no‑commitment coverage across auto, motorcycle, renters, homeowners and commercial lines. They serve Texas with over 50 locations and have been in business for 15 years, offering bilingual service in English and Spanish.
Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.
Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.
Holder Insurance Agency is an independent agency that helps families obtain auto and homeowners coverage at affordable rates. They emphasize personalized service and the ability to compare quotes online.
Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Oden Insurance Agency Inc. is a family‑owned agency founded in 1950 and based in Denison, Texas. It provides personal and commercial insurance solutions to customers across Texas and Oklahoma, emphasizing trusted service and affordable prices.
My Family Agency Insurance Services offers personalized insurance coverage for individuals and businesses, helping clients select the right policies from a wide range of carriers. Their dedicated staff emphasizes bilingual service and a customer‑focused approach.
Alamo Insurance is a North Texas agency that helps individuals and businesses get auto, home, renters, motorcycle, boat and commercial liability coverage by comparing 30+ carriers. They emphasize fast, same‑day service, bilingual support and personalized help rather than a call‑center approach.
Johnson Insurance Agency offers a range of insurance products—including auto, homeowners, boat, motorcycle, life and commercial coverage—to help clients in Texas and Oklahoma prepare for the unknown. They emphasize personalized service, competitive pricing, and strong customer relationships.
West AIG helps individuals navigate Medicare and health insurance, simplifying the application process and plan selection to ensure they find coverage that fits their needs. Our team guides clients through each step, from understanding options to enrolling in the right plan.
We love being your local insurance resource! As a small business owner in North Texas and Southern Oklahoma, taking care of your insurance and financial needs means so much to us. Please give us a call to review your current coverage.
Phillips Insurance Agency is one of the oldest family‑owned insurance agencies in Denison, Texas since 1978. We are a full‑service multi‑line agency serving North Texas and Southern Oklahoma, offering Life, Home, Farm, Auto, Boat and Commercial insurance products.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.