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Commercial Liability Insurance in Bells, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Bells

Within 15 miles of Bells, TX. Click any agency to view profile, contact info, and request a quote.

TA

Terry Jones Insurance Agency

Sherman, TX· 12.2 mi
Agency
Very Popular
20+ agents19yr

Terry Jones Insurance Agency, a family‑owned independent agency in North Texas, offers personalized insurance protection with a focus on honesty and competitive products. Founded in 2007, they serve auto, home, life and commercial needs for individuals and businesses across several counties.

AutoCommercial GLHomeownersLife+2 more
Carriers: Germania Insurance Company
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DC

Doc's Bail Bonds- Bonham TX, FANNIN COUNTY

Bonham, TX· 14.9 mi
Agency
Very Popular
10+ agents30yr

Doc's Bail Bonds is a North Texas bail bond agency that has been helping clients secure release for over 30 years. They operate six offices across five counties and offer 24/7 service to assist families and friends of the incarcerated. Their focus is fast, affordable bail bonding and financing options.

AutoCommercial GLHomeownersRenters+1 more
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HI

Hempkins Insurance

Denison, TX· 10.9 mi
Agency
10+ agents45yr

Hempkins Insurance is an independent insurance agency serving Texas since 1981, offering personal and business coverage with a concierge level of service. They focus on tailoring policies for individuals and businesses, leveraging multiple carrier options.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +88
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AI

A-MAX Auto Insurance

Sherman, TX· 10.2 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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AG

Ask The Medicare Guys

Sherman, TX· 11.4 mi
Agency
6+ agents

Ask the Medicare Guys is a family‑owned and operated independent insurance agency that specializes in Medicare and health insurance, also offering dental/vision, final expense, and life insurance. Licensed health and life insurance agents are headquartered in North Texas and serve clients nationwide.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +13
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AI

ALPA Insurance

Sherman, TX· 10.4 mi
Agency
New on InsurConnect
3-5 agents15yr

ALPA Insurance provides quick, simple, no‑commitment coverage across auto, motorcycle, renters, homeowners and commercial lines. They serve Texas with over 50 locations and have been in business for 15 years, offering bilingual service in English and Spanish.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Dairyland (Sentry), GAINSCO +3
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TS

Turner Insurance Solutions

Sherman, TX· 10.3 mi
Agency
Popular
1-2 agents13yr

Turner Insurance Solutions is an independent agency in Sherman, TX offering commercial and personal insurance products such as transport, towing, franchise hotels, life, health and financial services. With over 13 years of industry experience, they focus on personalized service and protecting clients' assets.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: German-American Farm Mutual, Lemonade Insurance Company, Liberty County Mutual Insurance Company +5
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DV

David Vogel: Allstate Insurance

Sherman, TX· 9.6 mi
Agency
Popular
1-2 agents50yr

Second‑generation Allstate agent protecting families in Texas and Oklahoma since 1974. 2024 marks the agency's 50th anniversary.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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EM

Ed Meacham - State Farm Insurance Agent

Sherman, TX· 10.4 mi
Agency
Very Popular
1-2 agents12yr

Welcome to the Ed Meacham State Farm Insurance Agency, a local resource serving Sherman, Denison and the surrounding Grayson County communities with auto, home, life and business insurance. The agency offers a wide range of products and personalized service to individuals, families, and businesses.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JS

Jake Shockley - State Farm Insurance Agent

Denison, TX· 10.9 mi
Agency
Very Popular
1-2 agents18yr

Jake Shockley is a State Farm® agent serving Grayson County since 2008. The agency offers a range of personal and commercial insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. They pride themselves on a strong local presence with two office locations and a 5‑star rating on Google.

Spanish, French, German
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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SM

Spencer Marks - State Farm Insurance Agent

Sherman, TX· 10.1 mi
Agency
Very Popular
1-2 agents

Spencer Marks is a State Farm agent serving Sherman, TX and the surrounding Texas, Oklahoma, and New Mexico region. He offers a wide range of personal and commercial insurance products through his State Farm agency, backed by over 18 years of experience with the carrier.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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CH

Cory Hernandez - State Farm Insurance Agent

Sherman, TX· 10.0 mi
Agency
Very Popular
1-2 agents

Cory Hernandez is a State Farm agent serving Sherman, TX and surrounding areas. His bilingual team offers a range of personal insurance products, emphasizing clear communication in English and Spanish. The agency highlights a 4.9/5 Google rating from 759 reviews.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +4
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OI

Oden Insurance

Denison, TX· 11.1 mi
Agency
Popular
3-5 agents76yr

Oden Insurance Agency Inc. is a family‑owned agency founded in 1950 and based in Denison, Texas. It provides personal and commercial insurance solutions to customers across Texas and Oklahoma, emphasizing trusted service and affordable prices.

AutoBoatCommercial GLHomeowners+3 more
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +56
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DM

David Means: Allstate Insurance

Denison, TX· 10.8 mi
Agency
Popular
1-2 agents40yr

David Means has been an Allstate agency owner in Denison, TX since 1986, serving Texas and Oklahoma with personal and business insurance. He is active in the community, speaks English and Spanish, and offers a range of insurance products.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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NM

Nat McClure - State Farm Insurance Agent

Sherman, TX· 12.3 mi
Agency
Very Popular
1-2 agents27yr

Nat McClure is a State Farm agent serving Texas, Arkansas, and Oklahoma since 1999, offering a range of personal and business insurance products. The agency provides bilingual service in English and Spanish and holds a 5‑star rating on Google with 344 reviews.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LL

Larry Landrum - State Farm Insurance Agent

Denison, TX· 11.3 mi
Agency
Popular
1-2 agents46yr

Larry Landrum opened his State Farm agency in 1979 and has served the Denison, Texas community for over 46 years. The agency offers a range of personal and business insurance products including auto, homeowners, life, boat, motorcycle and more. The team focuses on building relationships and providing professional service.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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MS

My Family Agency Insurance Services

Sherman, TX· 10.2 mi
Agency
Popular
1-2 agents

My Family Agency Insurance Services offers personalized insurance coverage for individuals and businesses, helping clients select the right policies from a wide range of carriers. Their dedicated staff emphasizes bilingual service and a customer‑focused approach.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: American Mercury Insurance Company, Homeowners of America Insurance Company, Mercury County Mutual Insurance Company +2
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AI

Alamo Insurance

Sherman, TX· 9.9 mi
Agency
New on InsurConnect
1-2 agents10yr

Alamo Insurance is a North Texas agency that helps individuals and businesses get auto, home, renters, motorcycle, boat and commercial liability coverage by comparing 30+ carriers. They emphasize fast, same‑day service, bilingual support and personalized help rather than a call‑center approach.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: American Economy Insurance Company, Clearcover Insurance Company, GEICO County Mutual Insurance Company +4
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HI

Hulett Insurance

Sherman, TX· 10.6 mi
Agency
Popular
1-2 agents31yr

Since 1995, Hulett Insurance has been a trusted Independent Insurance Agency providing reliable insurance coverage and risk management solutions in Texas. Their services include auto insurance, home insurance, business insurance, and more, with a focus on personalized, one‑on‑one customer service.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Nationwide, CHUBB, Liberty Mutual
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WG

West Avenue Insurance Group

Sherman, TX· 10.7 mi
Agency
Popular
1-2 agents

West AIG helps individuals navigate Medicare and health insurance, simplifying the application process and plan selection to ensure they find coverage that fits their needs. Our team guides clients through each step, from understanding options to enrolling in the right plan.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +32
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JM

Jim McClure - State Farm Insurance Agent

Denison, TX· 12.2 mi
Agency
Popular
1-2 agents25yr

We love being your local insurance resource! As a small business owner in North Texas and Southern Oklahoma, taking care of your insurance and financial needs means so much to us. Please give us a call to review your current coverage.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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GI

Goosehead Insurance - Blaine Brawley

Sherman, TX· 10.4 mi
Agency
Popular
1-2 agents

Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance, connecting customers with policies from over 200 carriers through local agents like Blaine Brawley in Sherman, TX.

AutoBoatCommercial GLFlood+4 more
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PA

Phillips Insurance Agency

Denison, TX· 10.8 mi
Agency
1-2 agents47yr

Phillips Insurance Agency is one of the oldest family‑owned insurance agencies in Denison, Texas since 1978. We are a full‑service multi‑line agency serving North Texas and Southern Oklahoma, offering Life, Home, Farm, Auto, Boat and Commercial insurance products.

AutoBoatCommercial GLFarm+4 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +35
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JG

Jose Gonzalez

Sherman, TX· 10.8 mi
Agency
Popular

Licensed insurance agency in Sherman, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Bells