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Life Insurance in Comfort, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

8 life insurance agencies in Comfort

Within 15 miles of Comfort, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 151.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
J Listed
Joe Cook & Associates, Inc.
4.9 · 100+ reviews on Google30 yrs in business

Joe Cook & Associates, Inc., founded in 1996, is an independent Texas‑based insurance agency offering personal and business coverage. The agency emphasizes personalized service, community dedication, and a wide range of insurance solutions for individuals and enterprises.

AutoHomeownersRentersCommercial GL+4 more
Kerrville, TX· 14.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +50
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G Listed
Garrett Insurance Agency, LLC
4.7 · <100 reviews on Google100 yrs in business

Garrett Independent Insurance Agency is a family‑owned, independent agency serving Texas and Kansas for over 100 years, offering commercial and personal insurance solutions for families, farmers, businesses and individuals.

AutoCommercial GLFarmHomeowners+3 more
Kerrville, TX· 15.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +62
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J Listed
Justin Hamilton - State Farm Insurance Agent
4.8 · <100 reviews on Google

Justin Hamilton leads a State Farm agency in Kerrville, Texas, offering personalized insurance solutions across auto, home, life, and more. With over a decade of experience, his bilingual team serves the surrounding Texas communities, focusing on building genuine relationships with customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Kerrville, TX· 14.5 mi
Carriers: State Farm
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H Listed
Hill Country Insurance Services Home Page
4.8 · <100 reviews on Google

Hill Country Insurance Services has been insuring the local community for over 20 years, offering a range of personal and commercial insurance solutions. Their staff assists clients in securing life, auto, and property coverage while navigating multiple carriers.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Boerne, TX· 8.8 mi
1-2 agents
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F Listed
Falcon Insurance: Stewart III James
47 yrs in business

Falcon Insurance Agency is one of the country’s largest aviation insurance agencies, exclusively serving the aviation community for over 40 years. They provide aircraft, specialty, liability and life insurance solutions for pilots, operators and aviation businesses.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 14.6 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Agricultural Workers Mutual Auto Insurance Company +21
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F Listed
Farmers Insurance - Rolando Lopez
4.3 · <100 reviews on Google

Licensed insurance agency in Kerrville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 14.7 mi
Carriers: Farmers
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A Listed
Acrisure Aerospace Kerrville, TX
2.9 · <100 reviews on Google

Acrisure provides technology‑driven insurance and business solutions for individuals and companies, offering personalized coverage options across a range of products.

AutoCommercial GLFloodHomeowners+3 more
Kerrville, TX· 14.5 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.