Homeowners Insurance in Comfort, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Comfort
Within 15 miles of Comfort, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
First Insurance Agency of the Hill Country, Inc. is an independent insurance agency serving the Texas Hill Country since 1891, offering a broad range of commercial, personal, life, and health products. They partner with multiple carriers to provide tailored coverage.
Joe Cook & Associates, Inc., founded in 1996, is an independent Texas‑based insurance agency offering personal and business coverage. The agency emphasizes personalized service, community dedication, and a wide range of insurance solutions for individuals and enterprises.
Garrett Independent Insurance Agency is a family‑owned, independent agency serving Texas and Kansas for over 100 years, offering commercial and personal insurance solutions for families, farmers, businesses and individuals.
Justin Hamilton leads a State Farm agency in Kerrville, Texas, offering personalized insurance solutions across auto, home, life, and more. With over a decade of experience, his bilingual team serves the surrounding Texas communities, focusing on building genuine relationships with customers.
Advanced Insurance Group is an independent health and Medicare insurance agency serving Kerrville, the Hill Country, and all of Texas. Family‑run since 1989, they guide individuals through Medicare, ACA, and individual health plans with personalized, compassionate support. They emphasize local service and ongoing assistance after enrollment.
Hill Country Insurance Services has been insuring the local community for over 20 years, offering a range of personal and commercial insurance solutions. Their staff assists clients in securing life, auto, and property coverage while navigating multiple carriers.
Cecil Atkission Motors Chevrolet is a locally owned Chevrolet dealership in Kerrville, Texas offering new and used vehicles, financing options, and a full-service auto repair and parts department.
We help individuals and families find reliable home, health, and car insurance solutions they can trust. We work with trusted insurance providers to offer tailored coverage options that fit your needs and budget.
Falcon Insurance Agency is one of the country’s largest aviation insurance agencies, exclusively serving the aviation community for over 40 years. They provide aircraft, specialty, liability and life insurance solutions for pilots, operators and aviation businesses.
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
B.K. Cody Insurance provides licensed agents who deliver free, no‑obligation auto and home insurance quotes, promising up to 40% savings and 24/7 availability for customers.
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Licensed insurance agency in Comfort, TX; represents 27 carriers.
Licensed insurance agency in New Braunfels, TX. Contact directly for available products and carriers.
Licensed insurance agency in Boerne, TX; represents 62 carriers.
Licensed insurance agency in Boerne, TX; represents 1 carrier.
Licensed insurance agency in Boerne, TX; represents 34 carriers.
Licensed insurance agency in Boerne, TX; represents 34 carriers.
Licensed insurance agency in Boerne, TX; represents 24 carriers.
Licensed insurance agency in Boerne, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.