Homeowners Insurance in Comfort, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
16 homeowners insurance agencies in Comfort
Within 15 miles of Comfort, TX. Click any agency to view profile, contact info, and request a quote.
First Insurance Agency Of The Hill Country
First Insurance Agency of the Hill Country, Inc. is an independent insurance agency serving the Texas Hill Country since 1891, offering a broad range of commercial, personal, life, and health products. They partner with multiple carriers to provide tailored coverage.
Garrett Insurance Agency, LLC
Garrett Independent Insurance Agency is a family‑owned, independent agency serving Texas and Kansas for over 100 years, offering commercial and personal insurance solutions for families, farmers, businesses and individuals.
Advanced Insurance Group
Advanced Insurance Group is an independent health and Medicare insurance agency serving Kerrville, the Hill Country, and all of Texas. Family‑run since 1989, they guide individuals through Medicare, ACA, and individual health plans with personalized, compassionate support. They emphasize local service and ongoing assistance after enrollment.
Joe Cook & Associates, Inc.
Joe Cook & Associates, Inc., founded in 1996, is an independent Texas‑based insurance agency offering personal and business coverage. The agency emphasizes personalized service, community dedication, and a wide range of insurance solutions for individuals and enterprises.
Hill Country Insurance Services Home Page
Hill Country Insurance Services has been insuring the local community for over 20 years, offering a range of personal and commercial insurance solutions. Their staff assists clients in securing life, auto, and property coverage while navigating multiple carriers.
Justin Hamilton - State Farm Insurance Agent
Justin Hamilton leads a State Farm agency in Kerrville, Texas, offering personalized insurance solutions across auto, home, life, and more. With over a decade of experience, his bilingual team serves the surrounding Texas communities, focusing on building genuine relationships with customers.
Cecil Atkission Motors - Kerrville
Cecil Atkission Motors Chevrolet is a locally owned Chevrolet dealership in Kerrville, Texas offering new and used vehicles, financing options, and a full-service auto repair and parts department.
Benefit Solutions
We help individuals and families find reliable home, health, and car insurance solutions they can trust. We work with trusted insurance providers to offer tailored coverage options that fit your needs and budget.
Falcon Insurance: Stewart III James
Falcon Insurance Agency is one of the country’s largest aviation insurance agencies, exclusively serving the aviation community for over 40 years. They provide aircraft, specialty, liability and life insurance solutions for pilots, operators and aviation businesses.
Farmers Insurance - Rolando Lopez
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
Insurance One Agency, LLC - B K Cody
B.K. Cody Insurance provides licensed agents who deliver free, no‑obligation auto and home insurance quotes, promising up to 40% savings and 24/7 availability for customers.
Steve Cantini - Mutual of Omaha
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Acrisure Aerospace Kerrville, TX
Acrisure provides technology‑driven insurance and business solutions for individuals and companies, offering personalized coverage options across a range of products.
Ronald Vick Insurance Services
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Masterson Insurance
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Jetton Margie
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.