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Commercial Liability Insurance in Comfort, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Comfort

Within 15 miles of Comfort, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 151.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
F Listed
First Insurance Agency Of The Hill Country
4.5 · <100 reviews on Google135 yrs in business

First Insurance Agency of the Hill Country, Inc. is an independent insurance agency serving the Texas Hill Country since 1891, offering a broad range of commercial, personal, life, and health products. They partner with multiple carriers to provide tailored coverage.

AutoCommercial GLCommercial PropertyFarm+4 more
Kerrville, TX· 0.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +1141-2 agents
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J Listed
Joe Cook & Associates, Inc.
4.9 · 100+ reviews on Google30 yrs in business

Joe Cook & Associates, Inc., founded in 1996, is an independent Texas‑based insurance agency offering personal and business coverage. The agency emphasizes personalized service, community dedication, and a wide range of insurance solutions for individuals and enterprises.

AutoHomeownersRentersCommercial GL+4 more
Kerrville, TX· 14.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +50
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G Listed
Garrett Insurance Agency, LLC
4.7 · <100 reviews on Google100 yrs in business

Garrett Independent Insurance Agency is a family‑owned, independent agency serving Texas and Kansas for over 100 years, offering commercial and personal insurance solutions for families, farmers, businesses and individuals.

AutoCommercial GLFarmHomeowners+3 more
Kerrville, TX· 15.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +62
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J Listed
Justin Hamilton - State Farm Insurance Agent
4.8 · <100 reviews on Google

Justin Hamilton leads a State Farm agency in Kerrville, Texas, offering personalized insurance solutions across auto, home, life, and more. With over a decade of experience, his bilingual team serves the surrounding Texas communities, focusing on building genuine relationships with customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Kerrville, TX· 14.5 mi
Carriers: State Farm
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A Listed
Advanced Insurance Group
4.8 · <100 reviews on Google37 yrs in business

Advanced Insurance Group is an independent health and Medicare insurance agency serving Kerrville, the Hill Country, and all of Texas. Family‑run since 1989, they guide individuals through Medicare, ACA, and individual health plans with personalized, compassionate support. They emphasize local service and ongoing assistance after enrollment.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 14.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +151-2 agents
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H Listed
Hill Country Insurance Services Home Page
4.8 · <100 reviews on Google

Hill Country Insurance Services has been insuring the local community for over 20 years, offering a range of personal and commercial insurance solutions. Their staff assists clients in securing life, auto, and property coverage while navigating multiple carriers.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Boerne, TX· 8.8 mi
1-2 agents
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C Listed
Cecil Atkission Motors - Kerrville
4.7 · 500+ reviews on Google

Cecil Atkission Motors Chevrolet is a locally owned Chevrolet dealership in Kerrville, Texas offering new and used vehicles, financing options, and a full-service auto repair and parts department.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 13.9 mi
1-2 agents
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B Listed
Benefit Solutions
4.4 · <100 reviews on Google17 yrs in business

We help individuals and families find reliable home, health, and car insurance solutions they can trust. We work with trusted insurance providers to offer tailored coverage options that fit your needs and budget.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 14.5 mi
Carriers: 5 Star Life Insurance Company, AXIS Insurance Company +551-2 agents
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F Listed
Falcon Insurance: Stewart III James
47 yrs in business

Falcon Insurance Agency is one of the country’s largest aviation insurance agencies, exclusively serving the aviation community for over 40 years. They provide aircraft, specialty, liability and life insurance solutions for pilots, operators and aviation businesses.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 14.6 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Agricultural Workers Mutual Auto Insurance Company +21
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F Listed
Farmers Insurance - Rolando Lopez
4.3 · <100 reviews on Google

Licensed insurance agency in Kerrville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 14.7 mi
Carriers: Farmers
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S Listed
Steve Cantini - Mutual of Omaha
4.8 · <100 reviews on Google

Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 13.2 mi
License on file (TDI)
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I Listed
Insurance One Agency, LLC - B K Cody
4.8 · <100 reviews on Google

B.K. Cody Insurance provides licensed agents who deliver free, no‑obligation auto and home insurance quotes, promising up to 40% savings and 24/7 availability for customers.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 14.5 mi
1-2 agents
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R Listed
Ronald Vick Insurance Services
4.3 · <100 reviews on Google

Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 14.7 mi
License on file (TDI)
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M Listed
Masterson Insurance

Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 14.7 mi
License on file (TDI)
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J Listed
Jetton Margie

Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 14.8 mi
License on file (TDI)
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P Listed
PIERCE & CO INSURANCE AGENCY INC

Licensed insurance agency in Comfort, TX; represents 27 carriers.

AutoHomeownersRentersCommercial GL+1 more
Comfort, TX· 0.0 mi
Carriers: AMERICAN HOME LIFE INSURANCE COMPANY, THE, Addison Insurance Company +251-2 agents
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H Listed
HILL COUNTRY CTX INSURNACE GROUP LLC

Licensed insurance agency in New Braunfels, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
New Braunfels, TX· 0.0 mi
1-2 agents
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A Listed
ADAM BORIACK INSURANCE AGENCY CORPORATION

Licensed insurance agency in Boerne, TX; represents 62 carriers.

AutoHomeownersRentersCommercial GL+1 more
Boerne, TX· 13.8 mi
Carriers: ASI Lloyds, Access Home Insurance Company +60
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R Listed
RPB INDEPENDENT INSURANCE SERVICES, LLC

Licensed insurance agency in Boerne, TX; represents 34 carriers.

AutoHomeownersRentersCommercial GL+1 more
Boerne, TX· 13.8 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, AIU INSURANCE COMPANY +32
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S Listed
SOUTH TEJAS INSURANCE AGENCY, LLC

Licensed insurance agency in Boerne, TX; represents 34 carriers.

AutoHomeownersRentersCommercial GL+1 more
Boerne, TX· 13.8 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +32
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E Listed
ELEVATE BENEFIT SOLUTIONS LLC

Licensed insurance agency in Boerne, TX; represents 24 carriers.

AutoHomeownersRentersCommercial GL+1 more
Boerne, TX· 13.8 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +22
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A Listed
Acrisure Aerospace Kerrville, TX
2.9 · <100 reviews on Google

Acrisure provides technology‑driven insurance and business solutions for individuals and companies, offering personalized coverage options across a range of products.

AutoCommercial GLFloodHomeowners+3 more
Kerrville, TX· 14.5 mi
1-2 agents
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O Listed
OTM INSURANCE SPECIALISTS, LLC

Licensed insurance agency in Boerne, TX; represents 17 carriers.

AutoHomeownersRentersCommercial GL+1 more
Boerne, TX· 13.8 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +153-5 agents
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Comfort