Life Insurance in Garden Ridge, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Garden Ridge
Within 15 miles of Garden Ridge, TX. Click any agency to view profile, contact info, and request a quote.
R. Tackett Insurance Agency
R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.
Brenda Heulitt Insurance Agency
Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.
Hickman Insurance Agency
Licensed insurance agency in Schertz, TX; represents 21 carriers.
Farmers Insurance - Taylor Agency
Licensed insurance agency in Converse, TX; represents 1 carrier.
Cibolo Schertz Insurance Center "The CSI Center"
Independent insurance agency focused on personalized service, founded by Sandra Padilla. The agency offers a variety of insurance products and emphasizes client education and support.
Texas Preferred Insurance
Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.
Will Peterson Insurance Agency
Allstate agents in Texas provide auto, homeowners, and life insurance coverage across the state.
Nate Obregon - State Farm Insurance Agent
Nate Obregón is a State Farm insurance agent in Schertz, Texas, offering auto, homeowners, life, and business insurance. With over 15 years of financial‑services experience, he founded his agency in 2020 and serves English‑ and Spanish‑speaking communities across the region.
Inszone Insurance Services
Inszone Insurance Services is a full‑service brokerage offering personal, commercial, benefits and life insurance solutions. It helps clients with auto, home, renters, and business coverage, leveraging multiple carriers to find competitive rates.
Farmers Insurance - Natascha Reynoso
Licensed insurance agency in Cibolo, TX; represents 1 carrier.
The Insurance Agency TX
The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.
Rick Cantara - State Farm Insurance Agent
Rick Cantara is a State Farm insurance agent in Selma, Texas, serving Selma and nearby communities. The agency offers auto, homeowners, renters, life, health, business (general liability, workers' comp, commercial auto) and pet insurance. It has been operating for 22 years.
Farmers Insurance - Jennifer Hickman
Jennifer Hickman is a Farmers Insurance agent serving the San Antonio, Texas area, offering auto, home, renters, and life insurance solutions.
Steven Garza - State Farm Insurance Agent
Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.
Laskowski Insurance Agency
Laskowski Insurance Agency is an independent agency offering a wide variety of insurance choices from reputable carriers. They focus on expert advice, extensive options, and superior customer service for individuals, families, and businesses.
Direct Auto Insurance
Direct Auto insurance agency located at 5502 Walzem Rd in San Antonio, offering car insurance, term life insurance, roadside assistance, and SR-22 filings with flexible payment options.
Jeremy Fuller - State Farm Insurance Agent
Jeremy Fuller is a State Farm insurance agent with 22 years of experience offering a full range of State Farm approved products including auto, home, renters, small business, disability, pet, and life insurance, serving the San Antonio area and surrounding states.
Luis Corral - State Farm Insurance Agent
Welcome to Luis Corral State Farm Insurance! We are the State Farm team in Universal City, serving Texas with bilingual assistance in English and Spanish. The agency offers Auto, Homeowners, Renters, Business, Life, Boat, Motorcycle, and other insurance products and has been serving the community for over fifteen years.
The Mund Group, LTD
The Mund Group, Ltd. is an employee benefits firm founded in 1975 that offers life, health, dental, disability, and pension solutions to businesses in Texas and nationwide. Their services include medical, dental, charitable life insurance, executive benefits, and various voluntary benefit plans.
Dan Hernandez - State Farm Insurance Agent
State Farm insurance agency led by Dan Hernandez offering auto, homeowners, renters, business, life, health and pet coverage. The team emphasizes personalized service, small‑business risk management, and community involvement in Universal City, Texas.
Farmers Insurance - Dawn Dear
Licensed insurance agency in Schertz, TX; represents 1 carrier.
Bill Hicks - State Farm Insurance Agent
Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.
Kenneth Zschappel: Allstate Insurance
Kenneth Zschappel is an Allstate insurance agent serving New Braunfels and surrounding areas. He emphasizes personal relationships, offering a wide range of coverage options to meet customers' home, auto, and financial needs.
Crystal Fuller - State Farm Insurance Agent
Crystal Fuller is a State Farm insurance agent in San Antonio, Texas, operating since 2010. She offers a wide range of personal and commercial insurance products, including auto, homeowners, renters, life, flood, disability, motorcycle, and boat coverage. The agency serves English, Spanish, and American Sign Language speakers.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.