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Homeowners Insurance in Garden Ridge, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Garden Ridge

Within 15 miles of Garden Ridge, TX. Click any agency to view profile, contact info, and request a quote.

T#

Texas Tag & Title #11

Schertz, TX· 6.7 mi
Agency
Very Popular
20+ agents14yr

Texas Tag and Title is a woman‑owned, family‑operated agency offering vehicle registration, title transfers, and related services across all 254 Texas counties. They provide online, drive‑thru, and virtual title clerk appointments for quick, convenient processing.

AutoCommercial GLHomeownersMotorcycle+2 more
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IS

Independence Title Schertz

Cibolo, TX· 5.2 mi
Agency
20+ agents

Independence Title Schertz Office provides title and escrow services to the Schertz, TX community. The office is staffed by a branch manager and several escrow officers who can be reached by phone or email.

AutoCommercial GLHomeownersRenters+1 more
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RA

R. Tackett Insurance Agency

Cibolo, TX· 9.0 mi
Agency
Popular
10+ agents10yr

R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.

AutoCommercial GLFarmHomeowners+3 more
Carriers: ASI Lloyds, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +87
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SC

Standard Casualty Company

New Braunfels, TX· 10.0 mi
Agency
Very Popular
10+ agents65yr

Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.

AutoCommercial GLEarthquakeFlood+3 more
Carriers: GEICO Texas County Mutual Insurance Company, Old American County Mutual Fire Insurance Company, Standard Casualty Company
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SE

Stone Oak Health Insurance Experts

San Antonio, TX· 5.0 mi
Agency
Popular
10+ agents

Licensed insurance agency in San Antonio, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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FC

First Command

Universal City, TX· 7.1 mi
Agency
10+ agents

Coaching those who serve in their pursuit of financial security.

AutoCommercial GLHomeownersRenters+1 more
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MO

Medicare San Antonio Insurance Options

Cibolo, TX· 5.7 mi
Agency
New on InsurConnect
20+ agents

Melody Nasiatka is a licensed Medicare broker in San Antonio helping seniors navigate Medicare Advantage and other Medicare options. She offers one‑on‑one consultations, side‑by‑side plan comparisons, and educational presentations.

AutoCommercial GLHomeownersRenters+1 more
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SC

Speedy Cash

Converse, TX· 11.0 mi
Agency
Very Popular
10+ agents29yr

Speedy Cash is a loan company offering payday, installment, title loans and other credit products since 1997, serving over 10 million customers across the United States.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: ACCC Insurance Company, Accident Insurance Company, Inc., Affirmative Insurance Company +40
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CL

CARLOS CRUZ INSURANCE AGENCY, LLC

San Antonio, TX· 6.8 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in San Antonio, TX; represents 20 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American General Life Insurance Company, BANNER LIFE INSURANCE COMPANY, Berkshire Hathaway Homestate Insurance Company +17
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BA

Brenda Heulitt Insurance Agency

New Braunfels, TX· 11.7 mi
Agency
Popular
20+ agents13yr

Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.

AutoCommercial GLHomeownersLife+2 more
Carriers: AssuranceAmerica Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +5
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TL

Trucksure Insurance Agency LLC

Cibolo, TX· 6.2 mi
Agency
New on InsurConnect
6+ agents15yr

TruckSure Insurance provides reliable, affordable truck insurance tailored for owner‑operators and fleets across the United States. Their coverage protects vehicles, cargo, and business liability, offering physical damage, commercial auto liability, cargo, and general liability options. The agency emphasizes fast claims processing and dedicated roadside support.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Berkshire Hathaway Homestate Insurance Company, Redwood Fire and Casualty Insurance Company
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HA

Hickman Insurance Agency

Schertz, TX· 7.1 mi
Agency
Popular
10+ agents

Licensed insurance agency in Schertz, TX; represents 21 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +18
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CA

Cavender Insurance Agency

San Antonio, TX· 9.3 mi
Agency
10+ agents

Cavender Insurance Agency extends the trusted service of Cavender Auto Group to provide personalized insurance solutions for individuals and businesses. Their team emphasizes trust, reliability, and personal care to protect clients through a wide network of carriers.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +79
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SL

SOUTHCENTRAL INSURANCE BROKERAGE LLC

San Antonio, TX· 2.8 mi
Agency
New on InsurConnect
20+ agents

Licensed insurance agency in San Antonio, TX; represents 16 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Aetna Health Inc., Aetna Life Insurance Company, Care Improvement Plus South Central Insurance Company +13
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CL

CANALICHIO INSURANCE GROUP, LLC

Garden Ridge, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Garden Ridge, TX; represents 47 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: ASSURITY LIFE INSURANCE COMPANY, Accendo Insurance Company, Aetna Dental Inc. +44
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LL

LGI INSURANCE SOLUTIONS LLC

San Antonio, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in San Antonio, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: ASI Lloyds, Homeowners of America Insurance Company, One Alliance North America Insurance Company +1
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TL

TURNAGE INSURANCE AGENCY LLC

San Antonio, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in San Antonio, TX; represents 9 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Allianz Life Insurance Company of North America, Ameritas Life Insurance Corp., Fidelity & Guaranty Life Insurance Company +6
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FI

Farmers Insurance - Taylor Agency

Converse, TX· 7.7 mi
Agency
Popular
20+ agents

Licensed insurance agency in Converse, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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EL

ECHELON INSURANCE AGENCY, LLC

San Antonio, TX· 7.8 mi
Agency
Popular
10+ agents

Licensed insurance agency in San Antonio, TX; represents 144 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY, AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA +141
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CC

Cibolo Schertz Insurance Center "The CSI Center"

Cibolo, TX· 8.5 mi
Agency
New on InsurConnect
10+ agents

Independent insurance agency focused on personalized service, founded by Sandra Padilla. The agency offers a variety of insurance products and emphasizes client education and support.

AutoHomeownersLifeMotorcycle+1 more
Carriers: Ace American Insurance Company, Ace Property and Casualty Insurance Company, Empire Fire and Marine Insurance Company +1
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EL

Elite Tax LLC®️

Converse, TX· 11.1 mi
Agency
Very Popular
10+ agents

Elite Tax Services, LLC provides tax preparation, planning, and forensic investigation services, emphasizing responsive, personalized client care throughout the San Antonio area and surrounding communities.

AutoCommercial GLHomeownersRenters+1 more
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TS

Tisdale Auto Title Services

Universal City, TX· 7.2 mi
Agency
10+ agents

San Antonio Auto Title provides fast and convenient title transfers, registrations, and inspections across seven locations in San Antonio. They partner with a local dealership to streamline vehicle paperwork for new residents and buyers.

AutoCommercial GLHomeownersRenters+1 more
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TI

Texas Preferred Insurance

New Braunfels, TX· 11.3 mi
Agency
Popular
6+ agents23yr

Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.

AutoCommercial GLHomeownersLife+2 more
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IE

InSight EyeCare

Cibolo, TX· 8.2 mi
Agency
10+ agents

Insight Eyecare is an optometry practice in Cibolo, Texas offering comprehensive eye exams, contact lenses, glasses, and specialty services such as Ortho‑K. The clinic emphasizes personalized patient care, a comfortable environment, and same‑day glasses. They accept insurance and offer financing options.

AutoCommercial GLHomeownersRenters+1 more
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Garden Ridge