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Auto Insurance in Garden Ridge, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Garden Ridge

Within 15 miles of Garden Ridge, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 148.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
N Listed
Nate Obregon - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Nate Obregón is a State Farm insurance agent in Schertz, Texas, offering auto, homeowners, life, and business insurance. With over 15 years of financial‑services experience, he founded his agency in 2020 and serves English‑ and Spanish‑speaking communities across the region.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cibolo, TX· 4.8 mi
Carriers: State Farm1-2 agents
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1 Listed
1 Insurance Agency
4.8 · <100 reviews on Google

1 Insurance Agency employs and trains transitioning veterans to provide affordable insurance in Texas, serving communities such as Garden Ridge. The agency offers auto, homeowners, and renters policies while helping veterans start new careers as insurance brokers.

AutoHomeownersRenters
Cibolo, TX· 2.8 mi
License on file (TDI)
View profile
L Listed
Luis Corral - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Welcome to Luis Corral State Farm Insurance! We are the State Farm team in Universal City, serving Texas with bilingual assistance in English and Spanish. The agency offers Auto, Homeowners, Renters, Business, Life, Boat, Motorcycle, and other insurance products and has been serving the community for over fifteen years.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Converse, TX· 7.6 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Natascha Reynoso
4.9 · 100+ reviews on Google

Licensed insurance agency in Cibolo, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Cibolo, TX· 4.7 mi
Carriers: Farmers
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T Listed
Trutela Insurance
4.9 · 100+ reviews on Google

Trutela Insurance offers auto, homeowners, life, and business insurance coverage, serving San Antonio and multiple states across the U.S. The agency emphasizes personalized service and a comprehensive portfolio of policies to protect clients' assets.

AutoCommercial GLHomeownersLife+2 more
Floresville, TX· 10.6 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1836+ agents
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I Listed
Independence Title Schertz
4.4 · <100 reviews on Google

Independence Title Schertz Office provides title and escrow services to the Schertz, TX community. The office is staffed by a branch manager and several escrow officers who can be reached by phone or email.

AutoCommercial GLHomeownersRenters+1 more
Cibolo, TX· 5.2 mi
License on file (TDI)
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I Listed
Inszone Insurance Services
4.6 · <100 reviews on Google

Inszone Insurance Services is a full‑service brokerage offering personal, commercial, benefits and life insurance solutions. It helps clients with auto, home, renters, and business coverage, leveraging multiple carriers to find competitive rates.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Schertz, TX· 2.9 mi
1-2 agents
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G Listed
Goosehead Insurance - Jimmy Gutierrez
4.5 · <100 reviews on Google

Goosehead Insurance is an agency that helps customers find coverage for home, auto, renters, boat, motorcycle and flood insurance by comparing policies from over 200 carriers. They emphasize personalized service and expert agents to provide the right protection at the best price.

AutoBoatCommercial GLFlood+4 more
Universal City, TX· 4.9 mi
3-5 agents
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P Listed
Peter Story - State Farm Insurance Agent
4.9 · 500+ reviews on Google

State Farm agent Peter J Story provides a full suite of insurance products—including auto, motorcycle, homeowners, renters, life, health, business and boat coverage—along with banking, investment and annuity services for San Antonio and surrounding Texas communities.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Canyon Lake, TX· 8.1 mi
Carriers: State Farm
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H Listed
Heimer Insurance Services, Inc.
3.5 · <100 reviews on Google

Heimer Insurance provides personal insurance solutions such as home, renters, auto, life, and flood coverage across 40 states. The agency highlights fast, attentive service and claims to represent 32 insurance carriers. Their website emphasizes customer satisfaction and extensive experience.

AutoCommercial GLFloodHomeowners+3 more
Helotes, TX· 1.6 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +51
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C Listed
Cindy Deschamps: Allstate Insurance
4.7 · 100+ reviews on Google

Cindy Deschamps is an Allstate insurance agent in Schertz, Texas offering a range of personal insurance products including auto, home, renters, motorcycle, and life coverage. She serves the local community with a 4.4 rating based on over 600 reviews.

AutoCommercial GLHomeownersLife+3 moreSpanish
Cibolo, TX· 7.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +18
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R Listed
Rick Cantara - State Farm Insurance Agent
4.8 · <100 reviews on Google22 yrs in business

Rick Cantara is a State Farm insurance agent in Selma, Texas, serving Selma and nearby communities. The agency offers auto, homeowners, renters, life, health, business (general liability, workers' comp, commercial auto) and pet insurance. It has been operating for 22 years.

AutoBoatCommercial GLHomeowners+4 more
Schertz, TX· 5.7 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Jennifer Hickman
4.9 · 500+ reviews on Google

Jennifer Hickman is a Farmers Insurance agent serving the San Antonio, Texas area, offering auto, home, renters, and life insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Universal City, TX· 9.0 mi
Carriers: Farmers
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S Listed
Steven Garza - State Farm Insurance Agent
4.9 · 100+ reviews on Google8 yrs in business

Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cibolo, TX· 6.9 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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A Listed
Acrisure Universal City, TX (Liberatore Insurance Group, LLC.)
4.9 · 100+ reviews on Google

Acrisure is an insurance agency offering both business and personal insurance solutions, leveraging technology to connect clients with personalized coverage options. They serve individuals, small‑to‑mid‑size companies, and large enterprises across the United States.

AutoCommercial GLFloodHomeowners+3 more
Cibolo, TX· 7.1 mi
License on file (TDI)
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L Listed
Laskowski Insurance Agency
4.8 · <100 reviews on Google

Laskowski Insurance Agency is an independent agency offering a wide variety of insurance choices from reputable carriers. They focus on expert advice, extensive options, and superior customer service for individuals, families, and businesses.

AutoCommercial GLFloodHomeowners+3 more
Cibolo, TX· 4.9 mi
Carriers: Dairyland Insurance, Safeco +4
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I Listed
Independent Insurance Center, Inc
4.5 · <100 reviews on Google

Independent Insurance Center, Inc. (IIC) is a Texas‑based independent agency with over 100 years of experience serving businesses and individuals. They offer personal and commercial insurance solutions, including property, auto, farm, boat and specialty coverage, backed by a team of experienced agents.

AutoBoatCommercial GLCommercial Property+5 more
Bulverde, TX· 12.8 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AIG Assurance Company +2386+ agents
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T Listed
Texas Tag & Title #11
4.8 · 1,000+ reviews on Google14 yrs in business

Texas Tag and Title is a woman‑owned, family‑operated agency offering vehicle registration, title transfers, and related services across all 254 Texas counties. They provide online, drive‑thru, and virtual title clerk appointments for quick, convenient processing.

AutoCommercial GLHomeownersMotorcycle+2 more
Schertz, TX· 6.7 mi
1-2 agents
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J Listed
Jeremy Fuller - State Farm Insurance Agent
4.9 · 500+ reviews on Google22 yrs in business

Jeremy Fuller is a State Farm insurance agent with 22 years of experience offering a full range of State Farm approved products including auto, home, renters, small business, disability, pet, and life insurance, serving the San Antonio area and surrounding states.

AutoBoatCommercial GLDisability+5 moreSpanish
Cibolo, TX· 8.3 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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S Listed
Standard Casualty Company
4.7 · 500+ reviews on Google65 yrs in business

Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.

AutoCommercial GLEarthquakeFlood+3 more
New Braunfels, TX· 10.0 mi
Carriers: GEICO Texas County Mutual Insurance Company, Old American County Mutual Fire Insurance Company +13-5 agents
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M Listed
Medicare San Antonio Insurance Options
4.8 · <100 reviews on Google

Melody Nasiatka is a licensed Medicare broker in San Antonio helping seniors navigate Medicare Advantage and other Medicare options. She offers one‑on‑one consultations, side‑by‑side plan comparisons, and educational presentations.

AutoCommercial GLHomeownersRenters+1 more
Cibolo, TX· 5.7 mi
License on file (TDI)
View profile
F Listed
Farmers Insurance - Dawn Dear
4.8 · <100 reviews on Google

Licensed insurance agency in Schertz, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Schertz, TX· 5.5 mi
Carriers: Farmers Insurance
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B Listed
Bill Hicks - State Farm Insurance Agent
4.9 · 100+ reviews on Google31 yrs in business

Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Converse, TX· 8.0 mi
Carriers: State Farm1-2 agents
View profile

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.