Life Insurance in Melissa, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Melissa
Within 15 miles of Melissa, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.
Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.
Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.
Paxman Insurance Agency, a State Farm® agent in Melissa, Texas, offers auto, homeowners, renters, life, motorcycle, and boat insurance along with business coverage. The agency emphasizes personalized service, bilingual support in English and Spanish, and a 24‑hour call/text line.
We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.
Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.
Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
Andy Torres, a State Farm® Insurance Agent born and raised in Dallas, TX, proudly serves the Anna, TX community and surrounding areas. With over 14 years of experience and a focus on honesty, integrity and compassion, he offers a range of personal and commercial insurance solutions.
The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.
Trent Wilkins is a State Farm agent with over 8 years of experience serving the North Texas area. He and his team provide auto, home, and financial services, emphasizing personalized relationships. The agency highlights its commitment to quality insurance and financial solutions for the community.
Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.
Direct Auto is a local insurance agency in McKinney, TX offering a range of auto insurance products, term life coverage, and SR‑22 assistance. They emphasize flexible payment options and provide roadside assistance and motorcycle coverage. The agency serves customers through online quotes and in‑store visits.
Licensed insurance agency in Anna, TX; represents 1 carrier.
Rod Walnofer is a State Farm insurance agent in Anna, Texas, serving the community for over three decades. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage.
Licensed insurance agency in Allen, TX; represents 3 carriers.
Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.
Clear Benefits Solutions, LLC is a multi‑state licensed independent insurance agency offering health, life, Medicare, dental and supplemental insurance plans to individuals and families across 19 states. They emphasize a relationship‑driven, individualized approach to help clients find coverage that fits their needs and budget.
Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.
Kari Heatherly is an Allstate insurance agent serving Anna, TX and nearby communities, offering a range of products such as auto, home, renters, motorcycle, life and boat insurance. She emphasizes personalized service and helping local families assess both immediate and long‑term insurance needs.
Licensed insurance agency in Anna, TX; represents 1 carrier.
David Worley is an Allstate insurance agent in McKinney, TX, serving local families with personalized coverage for auto, home, renters, motorcycle, boat and life insurance. He emphasizes community relationships and offers a range of options to fit customers' needs.
Licensed insurance agency in Mckinney, TX; represents 1 carrier.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.