Homeowners Insurance in Melissa, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Melissa
Within 15 miles of Melissa, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Texas State Optical Melissa offers comprehensive eye exams, specialty eye care services, and a wide selection of eyewear, focusing on personalized care and advanced diagnostic technology. The practice emphasizes patient education and tailored treatment plans to maintain optimal eye health.
Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.
Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.
Benefit Wranglers provides affordable health insurance coverage for individuals and families, helping clients navigate the complex healthcare market to find suitable plans for doctor visits, prescriptions, and emergency care.
Licensed insurance agency in Anna, TX. Contact directly for available products and carriers.
Lakewood Title, LLC provides title insurance and closing services for lenders, investors, mortgage brokers, real estate agents, and home buyers and sellers in the Dallas‑Fort Worth area.
Princeton Family Eye Care offers comprehensive eye examinations, contact lens fittings, and medical treatment of eye diseases. Their mission is to improve patients’ lives with superior lifelong vision care, using state‑of‑the‑art technology in a personalized and professional environment.
Licensed insurance agency in Mckinney, TX; represents 26 carriers.
Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.
Licensed insurance agency in Mckinney, TX; represents 33 carriers.
Licensed insurance agency in Mckinney, TX; represents 8 carriers.
Lopez Auto Insurance, based in Dallas, Texas, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize quick quotes, friendly staff, and personalized service since their founding in 2011.
Paxman Insurance Agency, a State Farm® agent in Melissa, Texas, offers auto, homeowners, renters, life, motorcycle, and boat insurance along with business coverage. The agency emphasizes personalized service, bilingual support in English and Spanish, and a 24‑hour call/text line.
Marble Falls Insurance Agency LLC is an independent agency offering auto, home, and commercial insurance, helping customers compare quotes online and find coverage at affordable rates.
We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.
Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.
Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
Andy Torres, a State Farm® Insurance Agent born and raised in Dallas, TX, proudly serves the Anna, TX community and surrounding areas. With over 14 years of experience and a focus on honesty, integrity and compassion, he offers a range of personal and commercial insurance solutions.
Licensed insurance agency in Mckinney, TX; represents 67 carriers.
The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Licensed insurance agency in Mckinney, TX; represents 16 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.