Commercial Liability Insurance in Melissa, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Melissa
Within 15 miles of Melissa, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Paxman Insurance Agency, a State Farm® agent in Melissa, Texas, offers auto, homeowners, renters, life, motorcycle, and boat insurance along with business coverage. The agency emphasizes personalized service, bilingual support in English and Spanish, and a 24‑hour call/text line.
Texas State Optical Melissa offers comprehensive eye exams, specialty eye care services, and a wide selection of eyewear, focusing on personalized care and advanced diagnostic technology. The practice emphasizes patient education and tailored treatment plans to maintain optimal eye health.
Andy Torres, a State Farm® Insurance Agent born and raised in Dallas, TX, proudly serves the Anna, TX community and surrounding areas. With over 14 years of experience and a focus on honesty, integrity and compassion, he offers a range of personal and commercial insurance solutions.
Trent Wilkins is a State Farm agent with over 8 years of experience serving the North Texas area. He and his team provide auto, home, and financial services, emphasizing personalized relationships. The agency highlights its commitment to quality insurance and financial solutions for the community.
Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.
Mauceri Bynum Insurance is an independent agency in McKinney, Texas that provides customized home, auto, and business insurance solutions. Founded in 2014, the agency partners with top carriers to offer personalized coverage and emphasizes local service and customer satisfaction.
Licensed insurance agency in Anna, TX; represents 1 carrier.
Rod Walnofer is a State Farm insurance agent in Anna, Texas, serving the community for over three decades. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage.
Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.
Classere Augustin State Farm office in Princeton, Texas has served the DFW Metroplex and surrounding communities since 2017, offering auto, motorcycle, homeowners, renters, business, life and other insurance solutions. The bilingual team assists customers in English and Spanish across Texas, Oklahoma, and Louisiana. They emphasize personalized service and community involvement.
Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.
Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.
Kari Heatherly is an Allstate insurance agent serving Anna, TX and nearby communities, offering a range of products such as auto, home, renters, motorcycle, life and boat insurance. She emphasizes personalized service and helping local families assess both immediate and long‑term insurance needs.
Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.
Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.
David Worley is an Allstate insurance agent in McKinney, TX, serving local families with personalized coverage for auto, home, renters, motorcycle, boat and life insurance. He emphasizes community relationships and offers a range of options to fit customers' needs.
Insurance Services Agency, established in 1991 in McKinney, TX, provides personalized auto, home, boat, motorcycle, and commercial insurance to individuals and businesses across Collin County. They emphasize budget‑friendly coverage, partnerships with national providers, and bilingual service.
Licensed insurance agency in Mckinney, TX; represents 1 carrier.
Licensed insurance agency in Mckinney, TX; represents 8 carriers.
Benefit Wranglers provides affordable health insurance coverage for individuals and families, helping clients navigate the complex healthcare market to find suitable plans for doctor visits, prescriptions, and emergency care.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Direct Auto is a local insurance agency in McKinney, TX offering a range of auto insurance products, term life coverage, and SR‑22 assistance. They emphasize flexible payment options and provide roadside assistance and motorcycle coverage. The agency serves customers through online quotes and in‑store visits.
David Rodriguez is a State Farm agent in Van Alstyne, Texas offering auto, home, and life insurance. With over 16 years of experience and a business founded in 2021, his agency focuses on service and integrity.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.