Life Insurance in Midlothian, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Midlothian
Within 15 miles of Midlothian, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.
True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.
Licensed insurance agency in Midlothian, TX; represents 37 carriers.
Honeycutt Insurance helps clients understand and enroll in Medicare, supplemental plans, annuities, and life insurance, offering no-cost consultations and personalized support across Texas and other states.
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
Tim Tobey is a State Farm insurance agent in Midlothian, Texas, serving families and businesses since 1988. He offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, and is active in the local community.
Amy Tounget Insurance Agency is an independent insurance broker that provides a wide range of insurance products tailored to individual needs. The agency emphasizes consistency, honesty, and commitment while helping clients secure coverage at competitive rates.
Jason Loftis has been an Allstate agent since 2006, serving Midlothian, TX and surrounding areas. He and his staff provide personalized insurance solutions for families, helping them protect their homes, vehicles, and other assets.
Saving with David is a State Farm agency led by David Peterson, offering a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes strong relationships, personalized service, and serves the Dallas‑Fort Worth area with multiple locations.
Licensed insurance agency in Midlothian, TX; represents 1 carrier.
Graciela Berumen is an Allstate insurance agent serving Midlothian, TX and surrounding areas. She offers personalized guidance on auto, home, renters, motorcycle, life, and boat insurance. Graciela emphasizes community connections and helping residents protect their assets and financial future.
Ryan Mason is a State Farm agent serving Midlothian, Texas and surrounding areas. His agency offers a range of personal and business insurance solutions and emphasizes community involvement and bilingual service in English and Spanish.
True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.
Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.
Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.
Safe Hands Insurance Services is an independent agency in the Dallas‑Fort Worth area that provides Medicare, health and life insurance solutions with a faith‑centered, client‑first approach since 2009.
Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.
Best Southwest Insurance is an independent agency operating throughout Texas, offering personal and business insurance solutions through top‑rated carriers. They provide homeowner, renters, auto, motorcycle, RV, and commercial lines such as general liability and builders risk.
Tim Gibbs is the owner of Tim Gibbs State Farm Agency in Cedar Hill, Texas. Since opening in 2016, the agency provides 24/7 quotes and service for auto, home, renters, life, condo, business and other insurance needs in Texas and Oklahoma. The team emphasizes personalized service and has been recognized as a Top 5% State Farm agency.
Rick Smith is a Cedar Hill State Farm agent with 17 years of experience, offering auto, home, and life insurance to the local community. He and his team serve English and Spanish speaking customers and are active members of the Cedar Hill community.
GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.
At Roslyn Knight State Farm, we welcome new customers and provide current policyholders with a helpful policy review. Roslyn Knight is dedicated to protecting the community and supports Texas residents with insurance needs, offering Auto, Homeowners, Renters, Life, Health, and Small Business coverage.
Andrea Walton is a State Farm insurance agent serving Red Oak, TX since 1994. The agency offers auto, home, and other personal insurance products and emphasizes community involvement and personalized service.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.