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Life Insurance in Midlothian, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Midlothian

Within 15 miles of Midlothian, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 64.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
R Listed
Ryan Mason - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Ryan Mason is a State Farm agent serving Midlothian, Texas and surrounding areas. His agency offers a range of personal and business insurance solutions and emphasizes community involvement and bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midlothian, TX· 2.2 mi
Carriers: State Farm
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A Listed
Amy Tounget Insurance Agency
4.8 · <100 reviews on Google

Amy Tounget Insurance Agency is an independent insurance broker that provides a wide range of insurance products tailored to individual needs. The agency emphasizes consistency, honesty, and commitment while helping clients secure coverage at competitive rates.

AutoHomeownersRentersCommercial GL+5 more
Waxahachie, TX· 0.5 mi
Carriers: Columbia Lloyds Insurance Company, HARTFORD ACCIDENT AND INDEMNITY COMPANY +41-2 agents
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J Listed
Jon Essary - State Farm Insurance Agent
4.9 · 100+ reviews on Google27 yrs in business

Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.

AutoBoatCommercial GLFarm+5 moreSpanish
Midlothian, TX· 0.9 mi
Carriers: State Farm1-2 agents
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T Listed
Tim Tobey - State Farm Insurance Agent
4.8 · <100 reviews on Google38 yrs in business

Tim Tobey is a State Farm insurance agent in Midlothian, Texas, serving families and businesses since 1988. He offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, and is active in the local community.

AutoBoatCommercial GLHomeowners+4 more
Midlothian, TX· 0.8 mi
Carriers: State Farm1-2 agents
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J Listed
Jason Loftis: Allstate Insurance
4.8 · <100 reviews on Google20 yrs in business

Jason Loftis has been an Allstate agent since 2006, serving Midlothian, TX and surrounding areas. He and his staff provide personalized insurance solutions for families, helping them protect their homes, vehicles, and other assets.

AutoBoatCommercial GLHomeowners+4 more
Midlothian, TX· 1.0 mi
Carriers: Allstate1-2 agents
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G Listed
Graciela Berumen: Allstate Insurance
4.8 · <100 reviews on Google

Graciela Berumen is an Allstate insurance agent serving Midlothian, TX and surrounding areas. She offers personalized guidance on auto, home, renters, motorcycle, life, and boat insurance. Graciela emphasizes community connections and helping residents protect their assets and financial future.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midlothian, TX· 0.9 mi
Carriers: Allstate1-2 agents
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J Listed
Jeffrey Honeycutt Insurance Agency
4.9 · 100+ reviews on Google

Honeycutt Insurance helps clients understand and enroll in Medicare, supplemental plans, annuities, and life insurance, offering no-cost consultations and personalized support across Texas and other states.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 1.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +901-2 agents
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T Listed
True Texas Benefits
4.8 · <100 reviews on Google

True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.

AutoCommercial GLDisabilityHomeowners+3 more
Midlothian, TX· 0.7 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +301-2 agents
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A Listed
Avari Insurance Solutions LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Midlothian, TX; represents 37 carriers.

AutoBoatCommercial GLDisability+8 moreSpanish
Midlothian, TX· 0.9 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +351-2 agents
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F Listed
Farmers Insurance - Kevin O'Teter
4.8 · <100 reviews on Google

Licensed insurance agency in Midlothian, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Midlothian, TX· 0.3 mi
Carriers: Farmers Insurance1-2 agents
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S Listed
SIG Insurance
4.8 · <100 reviews on Google26 yrs in business

SIG Insurance Services, LLC is a multi‑location independent insurance agency in Texas, founded in 2000. It offers personal, commercial, life and health insurance products across more than 30 locations. The agency emphasizes long‑term relationships and a broad portfolio of insurance solutions.

AutoCommercial GLDisabilityHomeowners+3 more
Mansfield, TX· 10.8 mi
10+ agents
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D Listed
Daisy Cano - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Cedar Hill, TX· 8.8 mi
Carriers: State Farm1-2 agents
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T Listed
Texas Insurance Agency Inc
4.9 · 100+ reviews on Google67 yrs in business

Texas Insurance Agency is an independent, locally‑owned agency that has been protecting Texans since 1959. It offers affordable and reliable insurance choices across the state with offices in Athens, Mansfield, and Weatherford.

AutoCommercial GLHomeownersLife+2 more
Mansfield, TX· 10.8 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +140
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S Listed
Safe Hands Insurance Services, LLC
4.8 · <100 reviews on Google17 yrs in business

Safe Hands Insurance Services is an independent agency in the Dallas‑Fort Worth area that provides Medicare, health and life insurance solutions with a faith‑centered, client‑first approach since 2009.

AutoCommercial GLHomeownersLife+2 more
Cedar Hill, TX· 9.0 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +191-2 agents
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A Listed
Adam Rope - State Farm Insurance Agent
4.9 · 500+ reviews on Google18 yrs in business

Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 8.9 mi
Carriers: State Farm1-2 agents
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T Listed
Tim Gibbs - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Tim Gibbs is the owner of Tim Gibbs State Farm Agency in Cedar Hill, Texas. Since opening in 2016, the agency provides 24/7 quotes and service for auto, home, renters, life, condo, business and other insurance needs in Texas and Oklahoma. The team emphasizes personalized service and has been recognized as a Top 5% State Farm agency.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 9.5 mi
Carriers: State Farm1-2 agents
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R Listed
Rick Smith - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Rick Smith is a Cedar Hill State Farm agent with 17 years of experience, offering auto, home, and life insurance to the local community. He and his team serve English and Spanish speaking customers and are active members of the Cedar Hill community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 9.4 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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R Listed
Roslyn Knight - State Farm Insurance Agent
4.9 · 500+ reviews on Google

At Roslyn Knight State Farm, we welcome new customers and provide current policyholders with a helpful policy review. Roslyn Knight is dedicated to protecting the community and supports Texas residents with insurance needs, offering Auto, Homeowners, Renters, Life, Health, and Small Business coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 9.3 mi
Carriers: State Farm1-2 agents
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R Listed
Ruiz Insurance Agency
4.8 · <100 reviews on Google13 yrs in business

Ruiz Insurance Agency is a family‑owned and operated agency serving the DFW area with personal and commercial insurance solutions. The team leverages extensive industry experience to provide tailored coverage for homes, autos, businesses and life insurance. They emphasize personalized service and risk management for both individuals and businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Cedar Hill, TX· 8.4 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +573-5 agents
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A Listed
Andrea Walton - State Farm Insurance Agent
4.7 · 100+ reviews on Google32 yrs in business

Andrea Walton is a State Farm insurance agent serving Red Oak, TX since 1994. The agency offers auto, home, and other personal insurance products and emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 9.1 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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C Listed
Christy Alley - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Christy Alley is a State Farm agent with over 12 years of experience, helping families and individuals with a range of insurance needs including auto, homeowners, renters, life, health and small business coverage. The agency emphasizes personalized service and community focus in the Dallas/Fort Worth area.

AutoBoatCommercial GLHomeowners+4 more
Mansfield, TX· 10.0 mi
Carriers: State Farm1-2 agents
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T Listed
The Insurance Shack
3.0 · <100 reviews on Google

The Insurance Shack is a Texas‑based agency offering a wide range of personal and commercial insurance products, emphasizing best price and customer service. With over 55 years of combined insurance experience, they serve the Midlothian community and surrounding areas.

AutoBoatCommercial GLFlood+5 more
Midlothian, TX· 2.2 mi
1-2 agents
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W Listed
Wallace Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Founded in 1999, Wallace Insurance Agency provides personal insurance to the Duncanville, TX area and surrounding communities. The family‑owned agency offers auto, home, renters, motorcycle and life coverage while comparing rates from top carriers. They emphasize lasting relationships and 24/7 service options.

AutoHomeownersRentersMotorcycle+1 more
Cedar Hill, TX· 9.0 mi
License on file (TDI)
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.