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Homeowners Insurance in Midlothian, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Midlothian

Within 15 miles of Midlothian, TX. Click any agency to view profile, contact info, and request a quote.

JE

Jon Essary - State Farm Insurance Agent

Midlothian, TX· 0.9 mi
Agency
Very Popular
10+ agents27yr

Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.

Spanish
AutoBoatCommercial GLFarm+5 more
Carriers: State Farm
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MS

McKnight Insurance Services

Midlothian, TX· 0.5 mi
Agency
Popular
10+ agents22yr

McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.

AutoBoatCommercial GLCommercial Property+3 more
Carriers: American Economy Insurance Company, American Mercury Insurance Company, American States Insurance Company +31
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TI

TWFG Harrell Insurance

Midlothian, TX· 1.1 mi
Agency
Popular
20+ agents

TWFG Harrell Insurance is a Texas‑based agency offering auto, home, and commercial insurance. They partner with over 30 top A‑rated carriers to provide customized quotes for families and small businesses across Texas and neighboring states.

AutoCommercial GLHomeownersRenters+1 more
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TB

True Texas Benefits

Midlothian, TX· 0.7 mi
Agency
10+ agents

True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.

AutoCommercial GLDisabilityHomeowners+3 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +29
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AL

Avari Insurance Solutions LLC

Midlothian, TX· 0.9 mi
Agency
Popular
10+ agents

Licensed insurance agency in Midlothian, TX; represents 37 carriers.

Spanish
AutoBoatCommercial GLDisability+8 more
Carriers: American Economy Insurance Company, American Mercury Insurance Company, American Risk Insurance Company, Inc. +34
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GI

Goosehead Insurance - Andrew Slye

Midlothian, TX· 1.0 mi
Agency
New on InsurConnect
20+ agents

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance through a network of over 200 hand‑picked carriers, offering online quotes and personalized agent assistance.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, Liberty County Mutual Insurance Company
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JA

Jeffrey Honeycutt Insurance Agency

Waxahachie, TX· 1.9 mi
Agency
Very Popular
6+ agents

Honeycutt Insurance helps clients understand and enroll in Medicare, supplemental plans, annuities, and life insurance, offering no-cost consultations and personalized support across Texas and other states.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +89
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TT

Texas All 4 You Insurance Agency | Auto Insurance Texas

Waxahachie, TX· 0.7 mi
Agency
Very Popular
1-2 agents22yr

Texas All 4 You Insurance Agency is an independent agency delivering professional insurance solutions since 2004, offering personal insurance and serving both English and Spanish speaking clients.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: ACCC Insurance Company, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +29
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EA

Ernie Williams Insurance Agency

Desoto, TX· 12.0 mi
Agency
Popular
10+ agents15yr

Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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TT

Tim Tobey - State Farm Insurance Agent

Midlothian, TX· 0.8 mi
Agency
Popular
1-2 agents38yr

Tim Tobey is a State Farm insurance agent in Midlothian, Texas, serving families and businesses since 1988. He offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, and is active in the local community.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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AA

Amy Tounget Insurance Agency

Waxahachie, TX· 0.5 mi
Agency
Popular
1-2 agents

Amy Tounget Insurance Agency is an independent insurance broker that provides a wide range of insurance products tailored to individual needs. The agency emphasizes consistency, honesty, and commitment while helping clients secure coverage at competitive rates.

AutoHomeownersRentersCommercial GL+5 more
Carriers: Columbia Lloyds Insurance Company, HARTFORD ACCIDENT AND INDEMNITY COMPANY, Hartford Fire Insurance Company +3
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JL

Jason Loftis: Allstate Insurance

Midlothian, TX· 1.0 mi
Agency
Popular
1-2 agents20yr

Jason Loftis has been an Allstate agent since 2006, serving Midlothian, TX and surrounding areas. He and his staff provide personalized insurance solutions for families, helping them protect their homes, vehicles, and other assets.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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SO

Stanton Optical

Waxahachie, TX· 9.3 mi
Agency
10+ agents

Stanton Optical offers same‑day eye exams and glasses, with a wide selection of frames and lenses, and accepts insurance and FSA/HSA payments.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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DP

David Peterson - State Farm Insurance Agent

Grand Prairie, TX· 12.8 mi
Agency
Very Popular
50+ agents

Saving with David is a State Farm agency led by David Peterson, offering a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes strong relationships, personalized service, and serves the Dallas‑Fort Worth area with multiple locations.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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FI

Farmers Insurance - Kevin O'Teter

Midlothian, TX· 0.3 mi
Agency
Popular

Licensed insurance agency in Midlothian, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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GB

Graciela Berumen: Allstate Insurance

Midlothian, TX· 0.9 mi
Agency
Popular
1-2 agents

Graciela Berumen is an Allstate insurance agent serving Midlothian, TX and surrounding areas. She offers personalized guidance on auto, home, renters, motorcycle, life, and boat insurance. Graciela emphasizes community connections and helping residents protect their assets and financial future.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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ES

ESQUIVEL INSURANCE & TAX SERVICES

Waxahachie, TX· 1.0 mi
Agency
Popular
1-2 agents

At Esquivel Insurance & Tax Services we simplify insurance and tax services for families and businesses, offering personalized support and bilingual staff. The experienced team works for the client, not the insurance companies, to find the right coverage and handle tax filing.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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RM

Ryan Mason - State Farm Insurance Agent

Midlothian, TX· 2.2 mi
Agency
Very Popular
1-2 agents

Ryan Mason is a State Farm agent serving Midlothian, Texas and surrounding areas. His agency offers a range of personal and business insurance solutions and emphasizes community involvement and bilingual service in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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MS

McKnight Insurance Services

Mansfield, TX· 13.4 mi
Agency
Popular
10+ agents22yr

McKnight Insurance was founded by Becky McKnight in 2004 and is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield, TX and Midlothian, TX. They offer personal and commercial insurance solutions, emphasizing cost‑effective products and responsive service.

AutoBoatCommercial GLCommercial Property+3 more
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AA

AJP Insurance & Tax Agency

Waxahachie, TX· 0.6 mi
Agency
1-2 agents

A local insurance agency offering auto, homeowners, renters, motorcycle, boat and commercial liability coverage. Their dedicated staff works with many carriers to find the right policy for individuals and businesses in the community.

AutoBoatCommercial GLHomeowners+3 more
Carriers: Alinsco Insurance Company, Dairyland County Mutual Insurance Company of Texas, Home State County Mutual Insurance Company +2
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AD

Aircraft Insurance Agency By Duncan

Waxahachie, TX· 10.1 mi
Agency
New on InsurConnect
20+ agents

AIA by Duncan provides specialized aviation insurance solutions, offering tailored coverage for individual pilots, commercial operators, and fleets. Their team focuses on personalized service, handling policy updates and negotiating terms with premier aviation insurers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Allianz Global Risks US Insurance Company, Endurance American Insurance Company, Endurance Assurance Corporation +6
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FS

Fry Integra Insurance Services

Duncanville, TX· 13.3 mi
Agency
20+ agents35yr

Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Addison Insurance Company, American General Life Insurance Company, American Modern Property and Casualty Insurance Company +21
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TE

Team Ensinia - Real Estate & Insurance

Waxahachie, TX· 9.9 mi
Agency
10+ agents

Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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AI

Armstrong Guerrero Insurance

Waxahachie, TX· 10.6 mi
Agency
New on InsurConnect
20+ agents

Armstrong Guerrero Insurance is an independent agency offering cost‑effective insurance solutions to hotels, motels and other hospitality businesses throughout Texas. With over 30 years of combined experience, they tailor policies to each property’s unique exposures and work with multiple carriers to find competitive coverage.

AutoCommercial GLHomeownersRenters+1 more
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Midlothian