Homeowners Insurance in Midlothian, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Midlothian
Within 15 miles of Midlothian, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.
McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.
TWFG Harrell Insurance is a Texas‑based agency offering auto, home, and commercial insurance. They partner with over 30 top A‑rated carriers to provide customized quotes for families and small businesses across Texas and neighboring states.
True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.
Licensed insurance agency in Midlothian, TX; represents 37 carriers.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance through a network of over 200 hand‑picked carriers, offering online quotes and personalized agent assistance.
Honeycutt Insurance helps clients understand and enroll in Medicare, supplemental plans, annuities, and life insurance, offering no-cost consultations and personalized support across Texas and other states.
Texas All 4 You Insurance Agency is an independent agency delivering professional insurance solutions since 2004, offering personal insurance and serving both English and Spanish speaking clients.
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
Tim Tobey is a State Farm insurance agent in Midlothian, Texas, serving families and businesses since 1988. He offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, and is active in the local community.
Amy Tounget Insurance Agency is an independent insurance broker that provides a wide range of insurance products tailored to individual needs. The agency emphasizes consistency, honesty, and commitment while helping clients secure coverage at competitive rates.
Jason Loftis has been an Allstate agent since 2006, serving Midlothian, TX and surrounding areas. He and his staff provide personalized insurance solutions for families, helping them protect their homes, vehicles, and other assets.
Stanton Optical offers same‑day eye exams and glasses, with a wide selection of frames and lenses, and accepts insurance and FSA/HSA payments.
Saving with David is a State Farm agency led by David Peterson, offering a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes strong relationships, personalized service, and serves the Dallas‑Fort Worth area with multiple locations.
Licensed insurance agency in Midlothian, TX; represents 1 carrier.
Graciela Berumen is an Allstate insurance agent serving Midlothian, TX and surrounding areas. She offers personalized guidance on auto, home, renters, motorcycle, life, and boat insurance. Graciela emphasizes community connections and helping residents protect their assets and financial future.
At Esquivel Insurance & Tax Services we simplify insurance and tax services for families and businesses, offering personalized support and bilingual staff. The experienced team works for the client, not the insurance companies, to find the right coverage and handle tax filing.
Ryan Mason is a State Farm agent serving Midlothian, Texas and surrounding areas. His agency offers a range of personal and business insurance solutions and emphasizes community involvement and bilingual service in English and Spanish.
McKnight Insurance was founded by Becky McKnight in 2004 and is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield, TX and Midlothian, TX. They offer personal and commercial insurance solutions, emphasizing cost‑effective products and responsive service.
A local insurance agency offering auto, homeowners, renters, motorcycle, boat and commercial liability coverage. Their dedicated staff works with many carriers to find the right policy for individuals and businesses in the community.
AIA by Duncan provides specialized aviation insurance solutions, offering tailored coverage for individual pilots, commercial operators, and fleets. Their team focuses on personalized service, handling policy updates and negotiating terms with premier aviation insurers.
Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.
Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.