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Commercial Liability Insurance in Midlothian, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Midlothian

Within 15 miles of Midlothian, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 64.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
Texas All 4 You Insurance Agency | Auto Insurance Texas
4.8 · 100+ reviews on Google22 yrs in business

Texas All 4 You Insurance Agency is an independent agency delivering professional insurance solutions since 2004, offering personal insurance and serving both English and Spanish speaking clients.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Waxahachie, TX· 0.7 mi
Carriers: ACCC Insurance Company, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +30
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R Listed
Ryan Mason - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Ryan Mason is a State Farm agent serving Midlothian, Texas and surrounding areas. His agency offers a range of personal and business insurance solutions and emphasizes community involvement and bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midlothian, TX· 2.2 mi
Carriers: State Farm
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A Listed
Amy Tounget Insurance Agency
4.8 · <100 reviews on Google

Amy Tounget Insurance Agency is an independent insurance broker that provides a wide range of insurance products tailored to individual needs. The agency emphasizes consistency, honesty, and commitment while helping clients secure coverage at competitive rates.

AutoHomeownersRentersCommercial GL+5 more
Waxahachie, TX· 0.5 mi
Carriers: Columbia Lloyds Insurance Company, HARTFORD ACCIDENT AND INDEMNITY COMPANY +41-2 agents
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J Listed
Jon Essary - State Farm Insurance Agent
4.9 · 100+ reviews on Google27 yrs in business

Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.

AutoBoatCommercial GLFarm+5 moreSpanish
Midlothian, TX· 0.9 mi
Carriers: State Farm1-2 agents
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M Listed
McKnight Insurance Services
4.8 · <100 reviews on Google22 yrs in business

McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.

AutoBoatCommercial GLCommercial Property+3 more
Midlothian, TX· 0.5 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +321-2 agents
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T Listed
Tim Tobey - State Farm Insurance Agent
4.8 · <100 reviews on Google38 yrs in business

Tim Tobey is a State Farm insurance agent in Midlothian, Texas, serving families and businesses since 1988. He offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, and is active in the local community.

AutoBoatCommercial GLHomeowners+4 more
Midlothian, TX· 0.8 mi
Carriers: State Farm1-2 agents
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J Listed
Jason Loftis: Allstate Insurance
4.8 · <100 reviews on Google20 yrs in business

Jason Loftis has been an Allstate agent since 2006, serving Midlothian, TX and surrounding areas. He and his staff provide personalized insurance solutions for families, helping them protect their homes, vehicles, and other assets.

AutoBoatCommercial GLHomeowners+4 more
Midlothian, TX· 1.0 mi
Carriers: Allstate1-2 agents
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T Listed
TWFG Harrell Insurance
4.8 · <100 reviews on Google

TWFG Harrell Insurance is a Texas‑based agency offering auto, home, and commercial insurance. They partner with over 30 top A‑rated carriers to provide customized quotes for families and small businesses across Texas and neighboring states.

AutoCommercial GLHomeownersRenters+1 more
Midlothian, TX· 1.1 mi
1-2 agents
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G Listed
Graciela Berumen: Allstate Insurance
4.8 · <100 reviews on Google

Graciela Berumen is an Allstate insurance agent serving Midlothian, TX and surrounding areas. She offers personalized guidance on auto, home, renters, motorcycle, life, and boat insurance. Graciela emphasizes community connections and helping residents protect their assets and financial future.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midlothian, TX· 0.9 mi
Carriers: Allstate1-2 agents
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E Listed
ESQUIVEL INSURANCE & TAX SERVICES
4.8 · <100 reviews on Google

At Esquivel Insurance & Tax Services we simplify insurance and tax services for families and businesses, offering personalized support and bilingual staff. The experienced team works for the client, not the insurance companies, to find the right coverage and handle tax filing.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Waxahachie, TX· 1.0 mi
1-2 agents
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J Listed
Jeffrey Honeycutt Insurance Agency
4.9 · 100+ reviews on Google

Honeycutt Insurance helps clients understand and enroll in Medicare, supplemental plans, annuities, and life insurance, offering no-cost consultations and personalized support across Texas and other states.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 1.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +901-2 agents
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T Listed
True Texas Benefits
4.8 · <100 reviews on Google

True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.

AutoCommercial GLDisabilityHomeowners+3 more
Midlothian, TX· 0.7 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +301-2 agents
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A Listed
AJP Insurance & Tax Agency
4.8 · <100 reviews on Google

A local insurance agency offering auto, homeowners, renters, motorcycle, boat and commercial liability coverage. Their dedicated staff works with many carriers to find the right policy for individuals and businesses in the community.

AutoBoatCommercial GLHomeowners+3 more
Waxahachie, TX· 0.6 mi
Carriers: Alinsco Insurance Company, Dairyland County Mutual Insurance Company of Texas +31-2 agents
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A Listed
Avari Insurance Solutions LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Midlothian, TX; represents 37 carriers.

AutoBoatCommercial GLDisability+8 moreSpanish
Midlothian, TX· 0.9 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +351-2 agents
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F Listed
Farmers Insurance - Kevin O'Teter
4.8 · <100 reviews on Google

Licensed insurance agency in Midlothian, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Midlothian, TX· 0.3 mi
Carriers: Farmers Insurance1-2 agents
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G Listed
Goosehead Insurance - Andrew Slye
4.8 · <100 reviews on Google

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance through a network of over 200 hand‑picked carriers, offering online quotes and personalized agent assistance.

AutoBoatCommercial GLFlood+4 more
Midlothian, TX· 1.0 mi
Carriers: American Economy Insurance Company, Liberty County Mutual Insurance Company1-2 agents
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S Listed
SIG Insurance
4.8 · <100 reviews on Google26 yrs in business

SIG Insurance Services, LLC is a multi‑location independent insurance agency in Texas, founded in 2000. It offers personal, commercial, life and health insurance products across more than 30 locations. The agency emphasizes long‑term relationships and a broad portfolio of insurance solutions.

AutoCommercial GLDisabilityHomeowners+3 more
Mansfield, TX· 10.8 mi
10+ agents
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K Listed
Killian Insurance Agency LLC

Killian Insurance Agency specializes in insurance for farm, ranch, and equestrian operations, offering tailored coverage reviews and strategic guidance to protect producers' assets and legacies.

AutoCommercial GLFarmHomeowners+2 more
Midlothian, TX· 1.1 mi
License on file (TDI)
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P Listed
Phillip Boyer Insurance-TWFG Insurance Services
4.8 · <100 reviews on Google9 yrs in business

Since 2017, Phillip Boyer Insurance has been providing affordable insurance to individuals, families, and businesses in Mansfield, Texas and surrounding areas. As an independent agency they partner with many carriers to find the best rates for auto, home, commercial and other coverage needs.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Mansfield, TX· 8.2 mi
License on file (TDI)
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N Listed
Neal Groesbeck Insurance serving California & Texas
4.4 · <100 reviews on Google

Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 0.9 mi
License on file (TDI)
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D Listed
Daisy Cano - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Cedar Hill, TX· 8.8 mi
Carriers: State Farm1-2 agents
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A Listed
ALPA Insurance
4.9 · 100+ reviews on Google15 yrs in business

ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Desoto, TX· 12.0 mi
Carriers: Progressive, Dairyland (Sentry) +4
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T Listed
Texas Insurance Agency Inc
4.9 · 100+ reviews on Google67 yrs in business

Texas Insurance Agency is an independent, locally‑owned agency that has been protecting Texans since 1959. It offers affordable and reliable insurance choices across the state with offices in Athens, Mansfield, and Weatherford.

AutoCommercial GLHomeownersLife+2 more
Mansfield, TX· 10.8 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +140
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Midlothian