Skip to content

Life Insurance in Montgomery, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Montgomery

Within 15 miles of Montgomery, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 121.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
I Listed
Insurance Group of Texas LLC
4.8 · 38 reviews on Google

Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.

AutoBoatCommercial GLCommercial Property+6 more
Magnolia, TX· 7.2 mi
20+ agents
View profile
B Listed
Brighter Day Insurance Services LLC
4.8 · 6 reviews on Google

BrighterDay Insurance Services positions itself as a client‑focused agency offering Medicare and life insurance solutions, emphasizing personalized service and a heart‑centered approach.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 7.9 mi
20+ agents
View profile
D Listed
Daniela Mead Pratt - State Farm Insurance Agent
4.9 · 304 reviews on Google14 yrs in business

Daniela Pratt State Farm Agency in Montgomery, Texas serves individuals, families, and businesses with auto, homeowners, renters, life, motorcycle and boat insurance. Founded in May 2012, the agency offers personalized quotes and has earned a 4.9/5 rating from over 300 Google reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 5.3 mi
Carriers: State Farm1-2 agents
View profile
S Listed
Southern Group Insurance Agency
4.8 · 50 reviews on Google

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.

AutoCommercial GLFloodHomeowners+3 more
Conroe, TX· 12.9 mi
Carriers: Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange6+ agents
View profile
S Listed
Shanon Salsbury - State Farm Insurance Agent
4.9 · 557 reviews on Google18 yrs in business

Shanon Salsbury State Farm is a State Farm agency in Montgomery, Texas, offering auto, homeowners, renters, life, boat, and motorcycle insurance along with financial services. Founded in 2008, the agency emphasizes personalized service, community involvement, and a team with over 70 years of combined experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 6.5 mi
Carriers: State Farm1-2 agents
View profile
F Listed
Farmers Insurance - David Bond
4.9 · 116 reviews on Google

Licensed insurance agency in Montgomery, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 5.7 mi
Carriers: Farmers Insurance
View profile
F Listed
Freedom Insurance - MediGap Specialists
4.8 · 36 reviews on Google

Freedom Insurance provides health, Medicare, dental, vision, short‑term, and life insurance options for individuals, families, and small businesses in Montgomery, TX. They help shoppers compare plans and handle the enrollment process. The agency emphasizes personalized assistance and peace of mind for health‑related coverage.

AutoCommercial GLDisabilityHomeowners+3 more
Montgomery, TX· 5.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +581-2 agents
View profile
D Listed
David Turnage - State Farm Insurance Agent
4.9 · 613 reviews on Google9 yrs in business

David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 6.8 mi
Carriers: State Farm1-2 agents
View profile
T Listed
TWFG-Denise Davis Insurance
4.9 · 178 reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 14.0 mi
Carriers: GeoVera Insurance, Guard Insurance Group +106+ agents
View profile
J Listed
Jay Slaughter: Allstate Insurance
4.8 · 44 reviews on Google

Jay Slaughter is a native Texan and Allstate insurance agent serving Montgomery, TX. He offers personalized auto, home, renters, motorcycle, boat, and life insurance solutions and emphasizes community relationships and long‑term coverage planning.

AutoBoatCommercial GLHomeowners+4 more
Montgomery, TX· 5.7 mi
Carriers: Allstate1-2 agents
View profile
B Listed
Brenda Diaz: Allstate Insurance
4.7 · 31 reviews on Google

Allstate Insurance agents in Texas provide auto, home, and life insurance coverage. The site offers a directory of local agents across the state and links to resources on vehicle safety, home maintenance, and boating. Allstate serves customers in English.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 7.8 mi
Carriers: Allstate
View profile
T Listed
Texas Insurance Services
4.8 · 19 reviews on Google

Texas Insurance Services is a personal and commercial insurance agency in Conroe, Texas offering auto, homeowners, renters, boat, motorcycle, contractor liability, life and disability coverage. They provide same‑day quotes and work with multiple carriers, including a partnership with Kaia Insurance Group.

AutoBoatCommercial GLDisability+5 more
Conroe, TX· 6.9 mi
Carriers: American Economy Insurance Company, American General Life Insurance Company +781-2 agents
View profile
C Listed
Chris Burns - State Farm Insurance Agent
4.8 · 125 reviews on Google24 yrs in business

Chris Burns has been a State Farm Insurance Agent since 2002 and runs a local office that has served Magnolia, TX and surrounding counties for over 20 years, offering auto, home, life, and commercial insurance solutions. His team of licensed professionals provides 24/7 support and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Magnolia, TX· 8.1 mi
Carriers: State Farm1-2 agents
View profile
V Listed
VinCo Insurance
4.9 · 161 reviews on Google

VinCo Insurance is located in Magnolia, Texas, serving clients throughout Montgomery County, Houston, Dallas/Ft. Worth, and Coastal Texas. The agency focuses on building lasting relationships and helping clients protect their assets and become more informed about their coverage options.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 9.7 mi
Carriers: American Modern Property and Casualty Insurance Company, Homesite Insurance Company +23-5 agents
View profile
M Listed
Marc Fragos: Allstate Insurance
4.1 · 21 reviews on Google

Allstate provides auto, home, and life insurance across Texas, offering agents that understand local driving and property risks. The site highlights affordable car coverage, roadside assistance, and home maintenance resources, emphasizing the benefits of being "in good hands with Allstate."

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 5.4 mi
Carriers: Allstate
View profile
F Listed
Freeway Insurance
4.9 · 1,144 reviews on Google

Freeway Insurance provides a wide range of insurance products, including auto, homeowners, renters, motorcycle, boat, and life coverage, to customers across all 50 U.S. states. The agency offers online quoting and phone assistance for quick service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Conroe, TX· 13.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
S Listed
STONE INSURANCE GROUP LLC
4.9 · 138 reviews on Google

Stone Insurance Group is a local Magnolia, Texas agency offering auto, home, life, business, boat, and condo insurance. They consult with clients to compare coverage and find the best deal.

AutoBoatCommercial GLHomeowners+3 more
Magnolia, TX· 9.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +761-2 agents
View profile
N Listed
Nicholas Morton: Allstate Insurance
4.0 · 47 reviews on Google17 yrs in business

Nicholas Morton is an Allstate insurance agent in Montgomery, TX offering auto, home, renters, boat, motorcycle, and life insurance. The agency operates multiple locations and a team of 19 licensed professionals serving Montgomery, Conroe, Willis and surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 5.2 mi
Carriers: Allstate1-2 agents
View profile
A Listed
AXS Health Insurance Agency, LLC
4.9 · 319 reviews on Google25 yrs in business

AXS Healthcare is a Texas‑based agency that helps individuals and families find health, Medicare, short‑term, small group and life insurance plans at no cost. They emphasize local support in Spring, The Woodlands, Tomball, Conroe and surrounding areas, offering free consultations and year‑round assistance. The agency highlights 25 years of experience serving over 10,000 clients annually.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 9.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AXA XL Insurance Company Americas +721-2 agents
View profile
C Listed
Cameron Gardner - State Farm Insurance Agent
4.8 · 70 reviews on Google

Cameron Gardner is a State Farm insurance agent in Magnolia, TX, offering auto, home, life, and other personal insurance solutions. With over a decade of experience, he focuses on educating the community and providing personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 8.5 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
View profile
J Listed
Jake Sacchieri - State Farm Insurance Agent
4.9 · 133 reviews on Google

Jake Sacchieri is a State Farm agent in Magnolia, Texas offering auto, home, life and other insurance products. With over twelve years of industry experience, he and his team aim to provide personalized coverage for individuals and small businesses throughout Texas.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 8.9 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Prodigy Insurance Group
4.9 · 157 reviews on Google

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable, personalized insurance solutions across the state. They help customers find the right coverage for auto, home, life and more at competitive prices.

AutoCommercial GLFloodHomeowners+4 more
Magnolia, TX· 9.5 mi
Carriers: State Farm, Travelers +11-2 agents
View profile
F Listed
Farmers Insurance - Luke Bortz
4.9 · 235 reviews on Google

Licensed insurance agency in Montgomery, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 6.3 mi
Carriers: Farmers Insurance1-2 agents
View profile

Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.