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Life Insurance in Montgomery, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Montgomery

Within 15 miles of Montgomery, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 121.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
D Listed
Daniela Mead Pratt - State Farm Insurance Agent
4.9 · 100+ reviews on Google14 yrs in business

Daniela Pratt State Farm Agency in Montgomery, Texas serves individuals, families, and businesses with auto, homeowners, renters, life, motorcycle and boat insurance. Founded in May 2012, the agency offers personalized quotes and has earned a 4.9/5 rating from over 300 Google reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 5.3 mi
Carriers: State Farm1-2 agents
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S Listed
Shanon Salsbury - State Farm Insurance Agent
4.9 · 500+ reviews on Google18 yrs in business

Shanon Salsbury State Farm is a State Farm agency in Montgomery, Texas, offering auto, homeowners, renters, life, boat, and motorcycle insurance along with financial services. Founded in 2008, the agency emphasizes personalized service, community involvement, and a team with over 70 years of combined experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 6.5 mi
Carriers: State Farm1-2 agents
View profile
F Listed
Freedom Insurance - MediGap Specialists
4.8 · <100 reviews on Google

Freedom Insurance provides health, Medicare, dental, vision, short‑term, and life insurance options for individuals, families, and small businesses in Montgomery, TX. They help shoppers compare plans and handle the enrollment process. The agency emphasizes personalized assistance and peace of mind for health‑related coverage.

AutoCommercial GLDisabilityHomeowners+3 more
Montgomery, TX· 5.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +581-2 agents
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D Listed
David Turnage - State Farm Insurance Agent
4.9 · 500+ reviews on Google9 yrs in business

David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 6.8 mi
Carriers: State Farm1-2 agents
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A Listed
AXS Health Insurance Agency, LLC
4.9 · 100+ reviews on Google25 yrs in business

AXS Healthcare is a Texas‑based agency that helps individuals and families find health, Medicare, short‑term, small group and life insurance plans at no cost. They emphasize local support in Spring, The Woodlands, Tomball, Conroe and surrounding areas, offering free consultations and year‑round assistance. The agency highlights 25 years of experience serving over 10,000 clients annually.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 9.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AXA XL Insurance Company Americas +72
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J Listed
Jay Slaughter: Allstate Insurance
4.8 · <100 reviews on Google

Jay Slaughter is a native Texan and Allstate insurance agent serving Montgomery, TX. He offers personalized auto, home, renters, motorcycle, boat, and life insurance solutions and emphasizes community relationships and long‑term coverage planning.

AutoBoatCommercial GLHomeowners+4 more
Montgomery, TX· 5.7 mi
Carriers: Allstate1-2 agents
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K Listed
Keith Sacchieri - State Farm Insurance Agent
4.8 · <100 reviews on Google15 yrs in business

Welcome to the Keith Sacchieri State Farm Agent office in Magnolia, TX! Since opening the office in 2011, my team and I have focused on providing dependable insurance and attention to detail for our treasured Good Neighbors.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 8.9 mi
Carriers: State Farm
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T Listed
Texas Insurance Services
4.8 · <100 reviews on Google

Texas Insurance Services is a personal and commercial insurance agency in Conroe, Texas offering auto, homeowners, renters, boat, motorcycle, contractor liability, life and disability coverage. They provide same‑day quotes and work with multiple carriers, including a partnership with Kaia Insurance Group.

AutoBoatCommercial GLDisability+5 more
Conroe, TX· 6.9 mi
Carriers: American Economy Insurance Company, American General Life Insurance Company +781-2 agents
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C Listed
Chris Burns - State Farm Insurance Agent
4.8 · 100+ reviews on Google24 yrs in business

Chris Burns has been a State Farm Insurance Agent since 2002 and runs a local office that has served Magnolia, TX and surrounding counties for over 20 years, offering auto, home, life, and commercial insurance solutions. His team of licensed professionals provides 24/7 support and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Magnolia, TX· 8.1 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - David Bond
4.9 · 100+ reviews on Google

Licensed insurance agency in Montgomery, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 5.7 mi
Carriers: Farmers Insurance1-2 agents
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S Listed
STONE INSURANCE GROUP LLC
4.9 · 100+ reviews on Google

Stone Insurance Group is a local Magnolia, Texas agency offering auto, home, life, business, boat, and condo insurance. They consult with clients to compare coverage and find the best deal.

AutoBoatCommercial GLHomeowners+3 more
Magnolia, TX· 9.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +761-2 agents
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N Listed
Nicholas Morton: Allstate Insurance
4.0 · <100 reviews on Google17 yrs in business

Nicholas Morton is an Allstate insurance agent in Montgomery, TX offering auto, home, renters, boat, motorcycle, and life insurance. The agency operates multiple locations and a team of 19 licensed professionals serving Montgomery, Conroe, Willis and surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 5.2 mi
Carriers: Allstate1-2 agents
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V Listed
VinCo Insurance
4.9 · 100+ reviews on Google

VinCo Insurance is located in Magnolia, Texas, serving clients throughout Montgomery County, Houston, Dallas/Ft. Worth, and Coastal Texas. The agency focuses on building lasting relationships and helping clients protect their assets and become more informed about their coverage options.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 9.7 mi
Carriers: American Modern Property and Casualty Insurance Company, Homesite Insurance Company +21-2 agents
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C Listed
Cameron Gardner - State Farm Insurance Agent
4.8 · <100 reviews on Google

Cameron Gardner is a State Farm insurance agent in Magnolia, TX, offering auto, home, life, and other personal insurance solutions. With over a decade of experience, he focuses on educating the community and providing personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 8.5 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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J Listed
Jake Sacchieri - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Jake Sacchieri is a State Farm agent in Magnolia, Texas offering auto, home, life and other insurance products. With over twelve years of industry experience, he and his team aim to provide personalized coverage for individuals and small businesses throughout Texas.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 8.9 mi
Carriers: State Farm1-2 agents
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P Listed
Prodigy Insurance Group
4.9 · 100+ reviews on Google

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable, personalized insurance solutions across the state. They help customers find the right coverage for auto, home, life and more at competitive prices.

AutoCommercial GLFloodHomeowners+4 more
Magnolia, TX· 9.5 mi
Carriers: State Farm, Travelers +11-2 agents
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F Listed
Farmers Insurance - Luke Bortz
4.9 · 100+ reviews on Google

Licensed insurance agency in Montgomery, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 6.3 mi
Carriers: Farmers Insurance1-2 agents
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I Listed
Insurance Group of Texas LLC
4.8 · <100 reviews on Google

Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.

AutoBoatCommercial GLCommercial Property+6 more
Magnolia, TX· 7.2 mi
1-2 agents
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T Listed
TWFG-Denise Davis Insurance
4.9 · 100+ reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 14.0 mi
Carriers: GeoVera Insurance, Guard Insurance Group +10
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J Listed
Jimmy Thompson - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Thompson Insurance Agency is a State Farm agency serving Texas, Louisiana, Arkansas, Oklahoma, and New Mexico. It offers a range of products including auto, homeowners, renters, life, boat, and motorcycle insurance. Led by Jimmy Thompson, who has 15 years of industry experience, the agency operates offices in Willis and Conroe.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Conroe, TX· 10.2 mi
Carriers: State Farm1-2 agents
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G Listed
Gordon Pena: Allstate Insurance
4.9 · 100+ reviews on Google

Gordon Pena is an Allstate insurance agent serving Magnolia, TX and surrounding areas. He offers a range of insurance products including auto, home, renters, motorcycle, boat, and life insurance. He is rated 4.5 stars based on 314 reviews.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 9.6 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +151-2 agents
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B Listed
Brenda Diaz: Allstate Insurance
4.7 · <100 reviews on Google

Allstate Insurance agents in Texas provide auto, home, and life insurance coverage. The site offers a directory of local agents across the state and links to resources on vehicle safety, home maintenance, and boating. Allstate serves customers in English.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 7.8 mi
Carriers: Allstate1-2 agents
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K Listed
Karen Ehlers Insurance
4.9 · 100+ reviews on Google

Our dedicated staff of insurance professionals assist clients in securing auto, home, life, boat, motorcycle, and ATV insurance in Conroe, TX. With a vast knowledge of many carriers, we shop for the best policies and provide personalized service.

AutoBoatCommercial GLFlood+5 more
Conroe, TX· 12.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +77
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.